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You can use this template to understand your total income, what you are spending it on and how much is left over at the end of
the week or month.
You can decide to complete this based on your weekly, fortnightly or monthly income and expenses in the template below.
Note: This template is not exhaustive. It should only be used as a general guide on what categories and items to consider when
you are trying to manage your finances. Visit Sorted.org for more information.
1. Income
My salary/wage
(after tax)
$
My partners salary/wage
(after tax)
$
Business income $
Interest/earnings on investments $
Child support/student allowance $
Other:
1. $
2. $
3. $
4. $
A. Total income (money in) $
2. Expenses
Living expenses
Mortgage repayments/rent $
Telephone $
Electricity/Gas $
Water $
Phone
(mobile/landline)
$
Internet/broadband $
Body corporate fees $
Other:
1. $
2. $
3. $
4. $
Total living expenses $
2. Expenses (continued)
Everyday expenses
Travel
(fuel, public transport etc.)
$
Eating out
(lunches, takeaways etc.)
$
Beverages
(coffee, soft drinks, alcohol etc.)
$
Groceries $
Bank fees $
Children expenses (after school
care, allowance etc.)
$
Pet expenses (food, care etc.) $
Other:
1. $
2. $
Total everyday expenses $
Variable expenses
Personal care
e.g. hair and beauty
$
Clothing $
Entertainment (movies etc.) $
Charity $
Doctors visit $
Optician $
Dental $
Gifts/Special occasion $
Home maintenance/repairs $
Vehicle maintenance/repairs
(WOF etc.)
$
Other:
1. $
2. $
Total variable expenses $
Your income and
expenses template
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2. Expenses (continued)
Insurance
Home & contents $
Car/Motor $
Health $
Other:
1. $
2. $
Total insurance $
Other expenses
Entertainment subscriptions
(Netflix, Spotify etc.)
$
Reading subscriptions
(newspaper, magazine etc.)
$
Membership fees
(gym, social clubs etc.)
$
Other:
1. $
2.
$
3.
$
4. $
Total other expenses
$
Savings
Regular savings $
Childrens savings fund $
Emergency savings
(for a rainy day)
$
Retirement savings
(one day e.g. Kiwisaver)
$
Holiday savings $
Other:
1. $
2. $
Total savings $
2. Expenses (continued)
Debts
Credit card $
Hire purchase $
Car loan $
Other loans $
Other:
1. $
2. $
3. $
Total debts $
4. Totals
A. Total income
(money in)
$
B. Total expenses
(money out)
$
Cash remaining for period
(A - B = ? )
$
3. Summary of expenses
Total expenses
(% out
of total
expenses)
Living expenses $
Everyday expenses $
Variable expenses $
Insurance $
Other expenses $
Savings $
Debts $
B. Total expenses
(money out)
$
ASB Bank Limited 6444 21482 0420
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