property of whatever nature and wherever situated, held by me personally or in trust for
my benefit.
_________ GOVERNMENT BENEFITS - To apply for and receive any government
benefits for which I may be eligible or become eligible, including but not limited to,
Social Security, Medicare and Medicaid.
_________ RETIREMENT PLAN - To contribute to, select payment option of, roll-over,
and receive benefits of any retirement plan or IRA I may own, except my Agent shall not
have power to change the beneficiary of any of my retirement plans or IRAs.
_________ TAXES - To complete and sign any local, state and federal tax returns on
my behalf, pay any taxes and assessments due and receive credits and refunds owed
to me and to sign any tax agency documents necessary to effectuate these powers.
_________ INSURANCE - To purchase, pay premiums and make claims on life, health,
automobile and homeowners' insurance on my behalf, except my Agent shall not have
the power to cash in or change the beneficiary of any life insurance policy.
_________ REAL ESTATE - To acquire, purchase, exchange, lease, grant options to
sell, and sell and convey real property, or any interests therein, on such terms and
conditions, including credit arrangements, as my Agent shall deem proper; to execute,
acknowledge and deliver, under seal or otherwise, any and all assignments, transfers,
deeds, papers, documents or instruments which my Agent shall deem necessary in
connection therewith.
_________ PERSONAL PROPERTY - To acquire, purchase, exchange, lease, grant
options to sell, and sell and convey personal property, or any interests therein, on such
terms and conditions, including credit arrangements, as my Agent shall deem proper; to
execute, acknowledge and deliver, under seal or otherwise, any and all assignments,
transfers, titles, papers, documents or instruments which my Agent shall deem
necessary in connection therewith; to purchase, sell or otherwise dispose of, assign,
transfer and convey shares of stock, bonds, securities and other personal property now
or hereafter belonging to me, whether standing in my name or otherwise, and wherever
situated.
_________ POWER TO MANAGE PROPERTY- To maintain, repair, improve, invest,
manage, insure, rent, lease, encumber, and in any manner deal with any real or
personal property, tangible or intangible, or any interests therein, that I now own or may
hereafter acquire, in my name and for my benefit, upon such terms and conditions as
my Agent shall deem proper.
_________ GIFTS - To make gifts, grants, or other transfers (including the forgiveness
of indebtedness and the completion of any charitable pledges I may have made) without
consideration, either outright or in trust to such person(s) (including my Agent
hereunder) or organizations as my Agent shall select, including, without limitation, the
following actions: (a) transfer by gift in advancement of a bequest or devise to
beneficiaries under my will or in the absence of a will to my spouse and descendants in