With the
Voya Performance Trigger Index Strategy
Historical performance of the S&P 500
®
Index should not be considered a representation of current or future performance of the Index or of your annuity. Hypothetical annual changes
eective 2011. Since this strategy was not available in 2011, performance is based on hypothetical past performance only and is not an indication of current or future results. This example
assumes no withdrawals were made and is an example only.
Trigger Protection
Trigger Potential
Trigger Strategy
The Voya Performance Trigger Index Strategy is one of several
interest crediting strategies available with the Voya Secure line
of fixed index annuities issued by Voya Insurance and Annuity
Company (VIAC). This strategy bases interest credits on a
predetermined rate (called the trigger rate) if the S&P 500 Index
value at the end of the contract year is greater than or equal to
the S&P 500 Index value at the beginning of the contract year.
Voya Performance Trigger Index Strategy
The graph below shows the performance of the S&P 500® Index from January 2011 through January 2012.
If, at the end of the contract
year, the S&P 500 Index return
is zero or greater, your account
is credited at the Trigger rate.
How it Works
In January 2011, the S&P 500
®
Index was
1,286.12. One year later in January 2012, it
was 1,312.41, a positive dierence in value
of 2.04%. Because the Index returned 0%
or greater, the assumed trigger rate of
3.5% is applied to the contract.
Beginning Index Value
=
1,286.12
Ending Index Value
=
1,312.41
Dierence
=
+2.04
Trigger Rate
=
3.50%
Credited Rate
=
3.50%
1600
1400
1200
1000
800
600
400
200
0
1 2 3 4 5 6 7 8 9 10 11 12
Month
S&P 500 Index
Voya.com
Call me today and I can show you how a Voya™ Fixed Index Annuity with the
Voya Performance Trigger Index Strategy can fit into your retirement planning.
The trigger rate is declared in advance, guaranteed for one year and
subject to change annually. This strategy will credit the trigger rate if the
percentage change of the S&P 500
®
Index during a contract year is 0% or
greater. It tends to credit more interest than other strategies in years when
the Index percentage change is below the trigger rate, and is at least 0%.
164576 09/01/2014
Voya.com
Annuities are issued by Voya Insurance and Annuity Company (Des Moines, IA), member of the Voya™ family of companies.
Fixed index annuities are insurance contracts that, depending on the contract, may oer a guaranteed annual interest rate and earnings potential that is linked to participation in the
increase, if any, of an index or benchmark. They provide you with minimum guarantees and interest potential you may not be able to find in other sources of fixed income like savings
accounts, certificates of deposit and savings bonds. All guarantees are based on the financial strength and claims paying ability of Voya Insurance and Annuity Company (VIAC) who is
solely responsible for all obligations under its policies.
The S&P 500 Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Voya Insurance and Annuity Company (VIAC). Standard & Poor’s®, S&P® and
S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”);
and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by VIAC. These unmanaged indexes are not intended to represent specific investments
Investors cannot invest directly in an index. Past performance is no guarantee of future results.
Not FDIC/NCUA Insured|Not A Deposit Of A Bank|Not Bank Guaranteed|Not Insured By Any Federal Government Agency
©2014 Voya Services Company. All rights reserved. CN0523-18307-0616
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