Fill - Free fillable TheWaysWeArePaid TotalPointsEarned Name 15 TotalPointsPo ssible Date Percentage (Mr. Breitsprecher's Business Ed Home Page) PDF form

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2.3.9.A3

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©TakeChargeToday–August2013–GettingPaid

FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

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TheWaysWeArePaid



TotalPointsEarned



Name



15 TotalPointsPo ssible

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Date

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 Percentage

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Class

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Directions:LearnaboutTominthescenariobelowandusetheinformationtoanswerthequestionsthatfollow.

Tomhasbeenafulltimefirefighterforsixyears.Heloveseveryshiftspentatthefirehouse.Afewmonthsago,

whileworking,Tomfellthroughtheflooroftheburninghome.Af

teratriptotheemergencyroom,Tomwastold

hehadabrokenlegthatrequiredsurger y.Tommadeitthroughsurgeryfinebuthadtowearacastandwalkon

crutchesforthenextsixweeks.Inaddition,heneededfourweeksofphysicaltherapyafterthecastwasremoved.



Sincehisin

juryoccurredwhilehewasworking,hismedicalexpe nsesqualifiedforworkers’compensation.To m 

filedaworkers’compensationclaimassoonashisinjurywasdiagnosed.Workers’compensationpaidforallofhis

medicalexpenses‐agrandtotalof$31,365betweentheemergencyroomvisit,surgery,do

ctor’svisits,ashort

hospitalstay,andphysicaltherapy.



Tom’semployergavehimalightdutyassignmentwhileherecuperated.Therefore,Tomonlymissedtwoweeks

ofwork,ratherthantheentiretenweekswhilehewasoncrutchesandreceivingphysicaltherapy.Asoneofhis 

employmentbenefits,Tomhadaccumulated 35pai

dsickdaysoverthelastsixyears.Hewasabletousethese

sickdaysduringhisrecoveryperiod,sohedidn’tloseanyincomeduringhistwoweeksofnotworkingandthe

additional5daysmissedforfollowupexamsandphysicaltherapy.Thistotaled$

2,500inwagesthatwouldhave

beenlostwithoutpaidsickdays.



Thankstoworkers’compensationandsickleaveprovidedbyhisemployer,Tomhadaquickrecoveryand

returnedtofightingfireswithnofinancialhardshipsfrommedicalbillsandlostwages.Thishelped himavoid

stressduringhisrecoveryandhisqui

ckreturntoworkenhancedTom’swell‐being. 

Page|21

2.3.9.A3

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©TakeChargeToday–August2013–GettingPaid

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1. Completethechartbelow:



 Howdidtheprogram

orbenefithelpTom?

Whatmonetary

benefit(dollarvalue)

didTomreceivefrom

each

benefit/program?

HowmuchdidTom

contributefinancially

tohaveeach

benefit/program

availabletohim?

Ifthe

benefits/programs

werenotavailable,

whatwouldithave

costTomoutof

pocket?

Workers’

compensation



Paidsickleave Lostwages:



2. HowmuchdidTomhavetopaytorecoverfromhisinjury?Explain.

(2points)

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3. WhatwouldhavehappenedtoTom’sincomeifhedidn’thavethebenefitofpaidsickdays?



4. DoyoubelieveTomwouldhavehadthesameoutcomeandquickrecoverywithoutworkers’

compensationandsickleave?Provideatleasttworeasonstosupportyouranswer.

(2points)

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5. Employerspaytheiremployeesindifferentways.WhatisonewayTomwas“paid”byhisemployer

withoutreceivingadirectwage?

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6. UsingTom'sstoryasanexample,writeashortparagraphcomparingthebenefitsofhavingajobwith

employerprovidedbenefitstobeingpaidcashbyyouremployer.

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