FRAUD STATEMENTS
ARKANSAS, LOUISIANA, NEW MEXICO AND VERMONT:
Any person who knowingly presents a false or fraudulent claim
for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and
may be subject to fines and confinement in prison.
MAINE, TENNESSEE, AND WASHINGTON:
It is a crime to knowingly provide false, incomplete, or misleading information
to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines, and denial
of insurance benefits.
MARYLAND:
Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or
who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject
to fines and confinement in prison.
OKLAHOMA:
WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
OREGON:
Any person who knowingly and with INTENT TO DEFRAUD or solicit another to defraud an insurer: (1) by
submitting an application, or (2) by filing a claim containing a false statement as to any MATERIAL FACT, MAY BE violating
state law.
UTAH:
Any person who knowingly presents false or fraudulent underwriting information, files or causes to be filed a false or
fraudulent claim for disability compensation or medical benefits, or submits a false or fraudulent report or billing for health
care fees or other professional services is guilty of a crime and may be subject to fines and confinement in state prison.
ALL OTHER STATES:
Any person who knowingly and with intent to defraud any insurance company or another person files
an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of
misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and
subjects the person to criminal and civil penalties.
SIGNATURES
I authorize Northland Insurance Companies to obtain a copy of any Motor Vehicle Report for rating/underwriting the
insurance for which I have applied. I also understand that a routine inquiry may be made providing information concerning
my character, general reputation, personal characteristics and mode of living. Upon written request, information as to the
nature and scope of the report will be provided to me.
Disclosure:
In connection with this application for commercial automobile insurance, we may review a credit report or
obtain or use a credit-based insurance score based on the information contained in that credit report. We may use a third
party in connection with the development of the insurance score. The credit report/credit-based insurance score will not be
used for any purpose other than the underwriting of the commercial automobile insurance policy for which you have applied.
I authorize Northland Insurance Companies to obtain a credit report, including but not limited to a credit-based insurance
score based on personal information provided. This authorization is valid for future reports obtained for renewal policies
with Northland Insurance Companies.
I hereby certify that the foregoing statements and answers are a just, full and true exposition of all the facts and
circumstances with regard to the risk to be insured, insofar as same are known to me, and the same are hereby made as the
basis and condition of the insurance. By signing below, I affirm full knowledge of and adherence to current D.O.T. Safety
Regulations, and hereby apply for insurance with respect to the coverages stated herein.
State Notices:
Montana:
A single loss is among the insurance company's criteria for nonrenewal.
South Carolina:
The insurer can cancel this policy for which you are applying without cause during the first 90 days. That is
the insurer's choice. After the first 90 days, the insurer can only cancel this policy for reasons stated in the policy.
APPLICANT'S SIGNATURE
DATE
APPLICANT'S PRINTED NAME
APPLICANT'S TITLE
PRODUCER'S SIGNATURE
PHONE #
FAX #
NL-293 (4/12)
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© 2012 The Travelers Indemnity Company. All rights reserved.
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