12300 Forest Hill Blvd. Wellington, FL 33414
Phone: 561-753-2430 Fax: 561-791-4045
www.wellingtonfl.gov
# OWNER BUILDER AFFIDAVIT & DISCLOSURE STATEMENT PERMIT
The provisions of Chapter 489.103, F.S. requires construction to be done by licensed contractors. You have applied for a
permit under an exemption to that law. The exemption allows you, as the owner of your property, to act as your own
contractor even though you do not have a license. You must perform or provide direct on-site supervision of the
construction yourself. You may build or improve a one-family or two-family residence or improve a commercial building at
a cost of $75,000 or less in value within any 12 month period, provided the residence or building is for your own use and
occupancy. It may not be built or substantially improved for sale or lease. If you sell or lease a building you have built or
substantially improved yourself within one year after the construction is complete, the law will presume that you built it for
sale or lease, which is a violation of this exemption. You may not hire an unlicensed person as your contractor or to
supervise people working on your building. It is your responsibility to make sure that people employed by you have licenses
and insurance required by State law and by County licensing ordinances. Any person working on your building who is not
licensed must work under your direct supervision and must be employed by you, which means that you must deduct F.I.C.A
and withholding tax and provide workers’ compensation for that employee, all as prescribed by law. The construction
must be performed according to all Building Codes and Zoning Regulations, and it is your responsibility as the
Owner/Builder to make sure this is done and correct any code violations. A Village Building Permit does not assure
compliance with your Homeowners Association’s rules, regulations and/or deed restrictions. We advise you to obtain
approval from your Homeowners Association before improving your property.
Disclosure Statement:
Therefore, I understand and agree:
1. That state law requires construction to be done by a licensed contractor and have applied for an owner-builder permit under an
exemption from the law. The exemption specifies that I, as the owner of the property listed, may act as my own contractor with
certain restrictions even though I do not have a license.
2. That building permits are not required to be signed by a property owner unless he or she is responsible for the construction and
is not hiring a licensed contractor to assume responsibility.
3. That, as an owner-builder, I am the responsible party of record on a permit. I understand that I may protect myself from
potential financial risk by hiring a licensed contractor and having the permit filed in his or her name instead of my own name. I
also understand that a contractor is required by law to be licensed in Florida and to list his or her license numbers on permits and
contracts.
4. That I may build or improve a one-family or two-family residence or a farm outbuilding. I may also build or improve a
commercial building if the costs do not exceed $75,000. The building or residence must be for my own use or occupancy. It
may not be built or substantially improved for sale or lease. If a building or residence that I have built or substantially improved
myself is sold or leased within 1 year after the construction is complete, the law will presume that I built or substantially
improved it for sale or lease, which violates the exemption.
5. That, as the owner-builder, I must provide direct, onsite supervision of the construction.
6. That I may not hire an unlicensed person to act as my contractor or to supervise persons working on my building or residence. It
is my responsibility to ensure that the persons whom I employ have the licenses required by law and by county or municipal
ordinance.
7. That it is a frequent practice of unlicensed persons to have the property owner obtain an owner-builder permit that erroneously
implies that the property owner is providing his or her own labor and materials. I, as an owner-builder, may be held liable and
subjected to serious financial risk for any injuries sustained by an unlicensed person or his or her employees while working on
my property. My homeowner’s insurance may not provide coverage for those injuries. I am willfully acting as an owner-builder
and am aware of the limits of my insurance coverage for injuries to workers on my property.
8. That I may not delegate the responsibility for supervising work to a licensed contractor who is not licensed to perform the work
being done. Any person working on my building who is not licensed must work under my direct supervision and must be
employed by me, which means that I must comply with laws requiring the withholding of federal income tax and social security
contributions under the Federal Insurance Contributions Act (FICA) and must provide workers' compensation for the employee.
I understand that my failure to follow these laws may subject me to serious financial risk.