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Plans showing include enhanced Concussion Benefit - See next page for details
Student Accident & Sickness Plan
Our Best Coverage!
Students (Grades P-12) may enroll in this plan. Covers Injuries sustained and Sickness
commencing anywhere in the world, 24 hours a day, while your student is insured under
this School Year’s plan (including interscholastic sports, except interscholastic high
school tackle football). Repatriation and Medical Evacuation benefits are included. This
plan does not cover routine or preventative care.
Benefits are payable according to the “Description of Benefits” up to $50,000 per Covered
Sickness and $200,000 per Covered Accident.
Coverage begins at 11:59 p.m. on the day Myers-Stevens & Toohey & Co., Inc. (herein
called “The Company”) receives the completed enrollment form and premium. Coverage
ends at 11:59 p.m. on the last day of the month for which payment has been made.
Coverage may be continued for up to 12 calendar months, or through Sept. 30, 2020,
whichever comes first, provided the required payments are made.
There is a $50 deductible per covered Accident or covered Sickness.
NOTE – Participation in commercial camps or clinics may be covered under this plan.
Interscholastic Tackle Football
Accident Plans
Students (grades 9-12) may enroll in these plans. Covers Injuries caused by covered
accidents occurring:
• While practicing or playing in interscholastic high school tackle football
activities which are School-sponsored and directly supervised, including
spring practice and summer conditioning, weight training and passing league
• While traveling for football in a School Vehicle or traveling directly and without
interruption between School and off-campus site for such activities provided
travel is arranged by and is at the direction of the School
Coverage begins at 11:59 p.m. on the day the Company receives the completed
enrollment form and premium. Coverage ends at 11:59 p.m. on the closing date of
regular classes for the 2019-2020 School Year.
NOTE – Participation in commercial camps or clinics is not covered under these plans.
See “Full=Time 24/7” plans. Practice or playing of football must be conducted under the
regulations and jurisdiction of the applicable sports governing body
Benefit Levels: High Mid Low
Rates per School Year: $339 $295 $235
Full-Time 24/7 Accident Plans
Students (grades P-12 and school employees) may enroll in these plans. Covers
Injuries caused by covered Accidents occurring 24 hours a day, anywhere in the world
and while participating in all interscholastic sports except interscholastic high school
tackle football.
Coverage begins at 11:59 p.m. on the day the Company receives the completed
enrollment form and premium. Coverage ends at 12:01 a.m. on the date School begins
regularly scheduled classes for the 2020-2021 School Year.
NOTE – Participation in commercial camps or clinics may be covered under this plan.
Benefit Levels: High Mid Low
Rates per School Year: $328 $276 $225
School-Time Accident Plans
Students (grades P-12) may enroll in these plans. Covers Injuries caused by covered
Accidents occurring:
• On School premises during the hours and on days when the School’s regular
classes are in session, including one hour immediately before and one hour
immediately after regular classes, while continuously on the School premises
• While participating in or attending School-sponsored and directly supervised
School Activities including interscholastic athletic activities and non-contact
spring football (except interscholastic high school tackle football)
• While traveling directly and without interruption to or from residence and
School for regular attendance; or School and off campus site to participate in
School-sponsored and directly supervised School Activities, provided travel is
arranged by and is at the direction of the School; and while traveling in School
Vehicles at any time.
Coverage begins at 11:59 p.m. on the day the Company receives the completed
enrollment form and premium. Coverage ends at 11:59 p.m. on the closing date
of regular classes for the 2019-2020 School Year.
NOTE – Participation in commercial camps or clinics is not covered under these plans. See
“Full-Time 24/7” plans.
Benefit Levels: High Mid Low
Rates per School Year: $79 $68 $53
Dental Accident Plan ($75,000 Maximum)
Students (grades P-12) may enroll in these plans. Covers Injuries to teeth caused by
covered Accidents occurring 24 hours a day, anywhere in the world, including participation
in all sports and all forms of transportation.
Benefits are payable at 100% of the Usual, Customary and Reasonable charges
for Treatment of Injured teeth, including repair or replacement of existing caps or
crowns. We do not pay for damage to or loss of dentures or bridges or damage to existing
orthodontic equipment.
The coverage provides a “Benefit Period” of Accident dental benefits for up to one year
from the date of first Treatment. The benefit period for an Injury may be extended each
year, provided that: coverage is renewed prior to October 1, the student remains enrolled
in grades P-12, and written notice is received by the Company at the time of Injury that
further Treatment will be deferred to a later date.
Coverage begins at 11:59 p.m. on the day the Company receives the completed
enrollment form and premium. Coverage ends at 12:01 a.m. on the date School begins
regularly scheduled classes for the 2020-2021 School Year.
$16.00 purchased separately
$12.00 when added to any plan(s) purchased
Pharmacy SmartCard
Available to students, their families and school staff through our partnership with CastiaRx
(formerly known as NPS), the SmartCard offers savings of up to 95% of prescription drug costs
and is accepted at over 63,000 pharmacies nationwide.
In addition, the program can provide “Instant Alerts” to potential medication interactions to better
protect your family along with unique “Proof of Savings” reports mailed directly to you every six
months.
After your payment has been processed, NPS will send you your ID card. Present your card
each time you or a family member needs a prescription filled to receive your savings. For more
detailed information, go to www.pti-nps.com or call 800-546-5677.
The SmartCard is not an insurance product and is not insured by Ace American Insurance
Company.
$36.00 for entire family, for one full year!
1st payment: $208.00
(Covers remainder of month in which you enroll and 1 additional month)
Subsequent Payments: $169.00 a month, billed every 2 months
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