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7A MEDICAL PLANS
For groups with one or more enrolling employee, choose plans from either the Off-Exchange or Mirror plan packages,
but not both. Plan packages cannot be combined. Within a plan package, HMO and PPO can be offered together.
Off-Exchange
Package
May be offered with another carrier’s HMO plan
Mirror
Package
Cannot be offered alongside Off-Exchange plans or any other carrier’s plans. These plans “mirror”
standardized plans offered through Covered California
Blue Shield of California Off-Exchange Package for Small Business
PPO Plans
Full PPO and Tandem PPO have different provider networks. Full PPO and Full HSA-compatible High Deductible
Health Plan (HDHP) plans share a full Blue Shield provider network. Tandem PPO and Tandem HSA-compatible
HDHP plans share a select Blue Shield provider network. Choose any combination of Full PPO Network and
Tandem PPO Network plans.
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Choose ALL PPO plans, OR
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Individually choose any number of the plan(s) below:
PPO plans – Full PPO Network
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Platinum Full PPO 0/0 OffEx
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Platinum Full PPO 0/10 OffEx
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Platinum Full PPO 250/10 OffEx
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Platinum Full PPO 250/15 OffEx
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Gold Full PPO 0/25 OffEx
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Gold Full PPO 500/30 OffEx
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Gold Full PPO 750/30 OffEx
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Gold Full PPO 1200/35 OffEx
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Silver Full PPO 1950/50 OffEx
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Silver Full PPO 2225/50 OffEx*
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Silver Full PPO 2400/55 OffEx
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Bronze Full PPO 6250/70 OffEx
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Bronze Full PPO 6850/65 OffEx
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Bronze Full PPO 7500/50 OffEx
HSA-compatible HDHP plans – Full PPO Network
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Gold Full PPO Savings 1750/15% OffEx
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Silver Full PPO Savings 2100/25% OffEx
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Silver Full PPO Savings 2600/35% OffEx
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Bronze Full PPO Savings 5700/40% OffEx
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Bronze Full PPO Savings 7000 OffEx
HSA-compatible HDHP plans –
Tandem PPO Network
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Gold Tandem PPO Savings 1750/15% OffEx
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Silver Tandem PPO Savings 2100/25% OffEx
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Silver Tandem PPO Savings 2600/35% OffEx
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Bronze Tandem PPO Savings 5700/40% OffEx
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Bronze Tandem PPO Savings 7000 OffEx
Tandem PPO plans – Tandem PPO Network
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Platinum Tandem PPO 0/0 OffEx
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Platinum Tandem PPO 0/10 OffEx
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Platinum Tandem PPO 250/10 OffEx
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Platinum Tandem PPO 250/15 OffEx
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Gold Tandem PPO 0/25 OffEx
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Gold Tandem PPO 500/30 OffEx
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Gold Tandem PPO 750/30 OffEx
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Gold Tandem PPO 1200/35 OffEx
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Silver Tandem PPO 1950/50 OffEx
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Silver Tandem PPO 2225/50 OffEx*
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Silver Tandem PPO 2400/55 OffEx
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Bronze Tandem PPO 6250/70 OffEx
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Bronze Tandem PPO 6850/65 OffEx
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Bronze Tandem PPO 7500/50 OffEx
* The Silver Full PPO 2225/50 OffEx and Silver Tandem PPO 2225/50 OffEx offer enhanced coverage for members diagnosed with diabetes, asthma, COPD, and CAD.
HMO Plans
Access+ HMO plans, Local Access+ HMO plans, and Trio HMO plans have different provider networks.
Local Access+ and Trio are select networks and Access+ is a full network. Access+ and Local Access+
networks may not be offered together.
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Choose ALL Trio and Local Access+ plans, OR
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Choose ALL Trio and Access+ plans, OR
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Individually choose any number of plan(s) below from Trio/Access+ or Trio/Local Access+:
Access+ HMO plans –
Access+ HMO Network
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Platinum Access+ HMO 0/20 OffEx
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Platinum Access+ HMO 0/25 OffEx
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Platinum Access+ HMO 0/30 OffEx
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Gold Access+ HMO 0/30 OffEx
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Gold Access+ HMO 500/35 OffEx
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Gold Access+ HMO 1000/35 OffEx
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Gold Access+ HMO 1500/35 OffEx
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Silver Access+ HMO 2350/65 OffEx
Trio HMO plans –
Trio ACO HMO Network
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Platinum Trio HMO 0/20 OffEx
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Platinum Trio HMO 0/25 OffEx
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Platinum Trio HMO 0/30 OffEx
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Gold Trio HMO 0/30 OffEx
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Gold Trio HMO 500/35 OffEx
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Gold Trio HMO 1000/35 OffEx
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Gold Trio HMO 1500/35 OffEx
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Silver Trio HMO 2350/65 OffEx
Local Access+ HMO plans –
Local Access+ HMO Network
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Platinum Local Access+ HMO 0/20 OffEx
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Platinum Local Access+ HMO 0/25 OffEx
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Platinum Local Access+ HMO 0/30 OffEx
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Gold Local Access+ HMO 0/30 OffEx
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Gold Local Access+ HMO 500/35 OffEx
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Gold Local Access+ HMO 1000/35 OffEx
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Gold Local Access+ HMO 1500/35 OffEx
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Silver Local Access+ HMO 2350/65 OffEx
Blue Shield of California Mirror Package for Small Business
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Choose ALL Trio HMO and Full PPO plans, OR
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Individually choose any number of plan(s) below from Trio HMO and/or Full PPO
Platinum Mirror plans
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Blue Shield Trio Platinum 90 HMO 0/20 + Child Dental
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Blue Shield Platinum 90 PPO 0/15 + Child Dental
Gold Mirror plans
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Blue Shield Trio Gold 80 HMO 250/35 + Child Dental
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Blue Shield Gold 80 PPO 350/25 + Child Dental
Silver Mirror plans
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Blue Shield Trio Silver 70 HMO 2250/55 + Child Dental
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Blue Shield Silver 70 PPO 2250/50 + Child Dental
Bronze Mirror plans
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Blue Shield Bronze 60 PPO 6300/65 + Child Dental