Terms and Conditions
These terms and conditions (“terms”) and applicable
legislation apply to all of the student finance available
to students for the academic year 2020/21.
I understand that I must read the specific terms about
the student finance products available because they
will affect me if I apply for them at any time in this
I understand that my application for student
finance may be delayed unless I sign and date
1. I confirm I have read and understood these
terms and A Guide to Terms and Conditions
available at www.gov.uk/studentfinance
2. I confirm that to the best of my knowledge and
belief, the information I have provided is true
and complete. If it is not, I understand that I
may not receive student finance, any support
I have had may be withdrawn and I could be
3. I understand that student finance is provided
to me by the Secretary of State for Education
(the “Lender”) which includes any persons
acting on his/her behalf and any replacement(s)
11. I agree that I will repay the Lender any loan(s),
together with all and any interest, penalties
and charges which apply. I understand that
this repayment will be due by me to the Lender
as a debt. If I breach any of the terms of my
loan, I agree to pay any charges and penalties
which apply under the Act and the regulations.
I understand that I will repay my loan(s) through
the United Kingdom (“UK”) tax system and/or
I may repay SLC directly. If I live abroad, I will
repay my loan(s) to SLC directly.
under section 23(4) of the Teaching and Higher
Education Act 1998 as amended or replaced
from time to time (the “Act”).
4. I understand these terms, the Act and the
regulations made under section 22 of the Act
will apply to any student finance provided to
me by the Lender.
5. I understand that “student finance” in these
terms means financial support by way of
grant(s) and/or loan(s) made by the Lender
under the regulations.
6. I understand that the Student Loans Company
Limited (“SLC”) carries out certain functions on
behalf of the Lender.
7. I understand that if I have:
(i) reached the age of 18 years; and
(ii) have entered into agreement(s) for a loan
under section 22 of the Act before I reached
the age of 18 years,
I am agreeing to “ratify” any and all such
student loans by signing these terms.
This means that I confirm I entered into
agreement(s) with the Lender and agree to
the terms of any such previous agreement(s).
If I have reached the age of 18 and refuse to
“ratify” any previous agreement(s), I understand
that I will not be eligible to get any further
student finance under the regulations.
8. I agree to give SLC any information they
need in support of this application for student
finance and to seek repayment.
9. I agree to tell SLC immediately if my
circumstances change in any way that might
affect my entitlement to student finance. I
understand that if I do not do this I may not get
any further payments and I may have to repay
the student finance I have already received. I
agree that from the date I submit my student
finance application until my loan(s), together
with all and any interest, penalties and charges
which apply, is fully repaid I must tell SLC
about any changes in my personal details
(including my National Insurance number) and
contact details I have provided.
10. I agree that if I get an overpayment of student
finance, I need to repay this in full and that any
overpayment may be taken from any future
entitlement to student finance.
12. I agree that any loan(s) made to me in
accordance with the regulations once my
application is accepted by the Lender is a/
are contract(s) between me and the Lender. I
understand that I am liable for my loan(s) and
will be charged interest from the first payment
of the loan advance by the Lender.
13. I agree to tell SLC if I leave the UK to live
outside the UK or if for any other reason I am
outside the UK tax system for more than three