GETTING STARTED
Ready to Switch? You
can make the move to
Howard Bank in four easy
steps. We will guide you
through everything you
need for better banking.
We can’t wait to welcome
you to Howard Bank!
SWITCH KIT
Step 1. Open your new account
Visit your local b
ranch to open your new Howard Bank account(s).
Step 2. Switch your direct deposits
If you have any automatic payroll or income, use the provided forms to switch them
to Howard Bank.
Step 3. Switch your automatic withdrawals
If you have any automatic transactions or payments, use the provided forms to
switch them to Howard Bank.
Step 4. Close your old account
Once you have moved over your direct deposits, automatic payments, and all
outstanding items have cleared your old account, now you’re ready to switch!
Simply fill out the provided form to close your old account(s). Any remaining
account balance will be transferred to Howard Bank.
howardbank.com
Make the switch to better banking today!
DIRECT DEPOSIT
CHECKLIST:
Use this list to remember all
your direct deposits you need
to switch. These are the most
common direct deposits.
Employer Paychecks
Pension or Retirement Plan
Payments
Social Security Payments
Other Investment Income
HELPFUL HINTS:
Follow up
Automatic deposits should
take effect within three deposit
periods. If you don’t see the
deposit by this time, contact
the company. Keep your former
account open until all automatic
deposits have been received in
your Howard Bank accounts.
Once your former account has
closed, bring in your unused debit
cards and checks and we’ll buy
them from you for up to $10.
Track Your Request
To confirm that your automatic
deposit has been receieved,
sign up and log into your
online account, check your
Howard Bank statement
or call 410-750-0020.
Note
Some companies or
organizations, like Social Security
Administration, may require
special forms. For your reference
SSA phone number is (800)-772-
1213. Contact the company or
income source to make sure no
other forms are required.
Notification of Direct Deposit Authorization Change
Complete and submit this form to authorize your employer, retirement and pension
funds, or any other agency to deposit your income directly into your Howard Bank
account. Use one form for each deposit.
_________________________________________________________________________________
Company or Employer
_________________________________________________________________________________
Company or Employer Street Address
______________________________ _____________________________ ___________________
City State Zip Code
(___________)_____________________________________________________________________
Company or Employer Phone Number
_________________________________________________________________________________
Employee ID (if applicable)
_____________________________________________________ __________________________
Signature Date
_________________________________________________________________________________
Name
_________________________________________________________________________________
Street Address
______________________________ _____________________________ ___________________
City State Zip Code
(___________)_____________________________________________________________________
Phone Number
Effective immediately, please deposit the net amount of my check to my
Howard Bank account.
I authorize
(name of employer/agency) _________________________________
to automatically deposit funds into the account below. This authoriza-
tion shall remain in place until I have submitted a new authorization, or
until this authorization is changed or revoked by me in writing.
Place an X next to your desired option.
o
Net amount to Howard Bank CHECKING ACCOUNT
______________________________________ __________________________________
Checking Account # Routing #
o
Net amount to Howard Bank SAVINGS ACCOUNT
______________________________________ __________________________________
Savings Account # Routing #
055003434
055003434
or
howardbank.com
SWITCH KIT
Direct Deposit Authorization
click to sign
signature
click to edit
AUTOMATIC
WITHDRAWAL
CHECKLIST
Use this list to remember all
your automatic payments set to
automatically deduct from your
account or debit card.
Utility provider
Loans (Auto, Mortgage)
Insurance (Health, Life, Auto)
• Cable/Internet
Telephone/Cell Phone
Gym/Club Memberships
Credit Card
• Subscriptions
Charity Donations
• EzPass
Tuition payments
Digital Payments (i.e. Apps,
Apple Pay
TM
, Amazon, etc.)
HELPFUL HINTS:
Follow up
Automatic deposits should
take effect within three deposit
periods. If you don’t see the
deposit by this time, contact
the company. Keep your former
account open until all automatic
deposits have been received in
your Howard Bank accounts.
Once your former account has
closed, bring in your unused debit
cards and checks and we’ll buy
them from you for up to $10.
Track Your Request
To confirm that your automatic
deposit has been receieved,
sign up and log into your
online account, check your
Howard Bank statement or call
410-750-0020.
Note
Some companies or
organizations request a special
form, contact the company
to make sure no other forms
are required. Some companies
allow changes online, check the
companies website.
Notification of Withdrawal Authorization Change
Use this form to authorize a change to any automatic payment, deductions, or withdrawals
from your account. Use one form for each automatic withdrawal. Or, many companies
and agencies make it easy to change your account on record online on their website.
_________________________________________________________________________________
Company Name
_________________________________________________________________________________
Account Number
_________________________________________________________________________________
Payment Amount
_________________________________________________________________________________
Company Street Address
______________________________ _____________________________ ___________________
City State Zip Code
(___________)_____________________________________________________________________
Company Phone Number
_____________________________________________________ __________________________
Signature Date
_________________________________________________________________________________
Name
_________________________________________________________________________________
Street Address
______________________________ _____________________________ ___________________
City State Zip Code
(___________)_____________________________________________________________________
Phone Number
Please change my automatic withdrawal from the following account:
_________________________________________________________________________________
Financial Institution
_____________________________________ __________________________________________
Account # Bank Routing #
Thank you very much.
This authorization will remain in effect until I have submitted to you a new authorization, or until you
have been notified by me in writing that this authorization has been changed or revoked.
Please make all future automatic withdrawals from the following account:
_________________________________________________________________________________
Financial Institution
_____________________________________ __________________________________________
Account # Bank Routing #
055003434
Howard Bank
howardbank.com
SWITCH KIT
Automatic Withdrawal Authorization
click to sign
signature
click to edit
CONGRATULATIONS!
You had to sign your name
a few times...but submitting
these forms completes your
switch to a truly better banking
experience. We can’t wait to
show you the difference a local
partner makes.
WELCOME TO
HOWARD BANK!
_____________________________________________________ __________________________
Signature Date
_________________________________________________________________________________
Name
_________________________________________________________________________________
Street Address
______________________________ _____________________________ ___________________
City State Zip Code
(___________)_____________________________________________________________________
Phone Number
Notification of Account Closure Authorization
C
omplete this fo
rm to close your account(s) at your former financial institution and
either drop off to a local branch or mail it in. Be sure to verify that any outstanding
items have cleared in your old account.
To Whom It May Concern:
_________________________________________________________________________________
Financial Institution
_________________________________________________________________________________
Street Address
______________________________ _____________________________ ___________________
City State Zip Code
Please send the remaining balance to:
o
Please deposit directly to my new account at Howard Bank
______________________________________ __________________________________
Account # Routing #
o
Please forward me a check to my address listed below.
or
055003434
howardbank.com
SWITCH KIT
Account Closure Authorization
click to sign
signature
click to edit