ROC for NMLS Approved PE and CE Courses V2.4
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Rules of Conduct for NMLS Approved Pre-Licensure (PE) and
Continuing Education (CE) Courses
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires that state-licensed MLOs
complete pre-licensing (PE) and continuing education (CE) courses as a condition to be licensed. The SAFE Act
also requires that all education completed as a condition for state licensure be NMLS approved. Since 2009
NMLS has established course design, approval, and delivery standards which NMLS approved course providers
are required to meet. To further ensure students meet the education requirements of the SAFE Act, NMLS has
established a Rules of Conduct (ROC). The ROC, which have been approved by the NMLS Mortgage Testing &
Education Board, and the NMLS Policy Committee, both of which are comprised of state regulators, are intended
to stress that NMLS approved education be delivered and completed with integrity.
Rules of Conduct
As an individual completing either pre-licensure education (PE) or continuing education (CE), I agree to abide by
the following rules of conduct:
1. I attest that I am the person who I say I am and that all my course registration information is accurate.
2. I acknowledge that I will be required to show a current government issued form of identification prior to,
and during the course, and/or be required to answer questions that are intended to verify/validate my
identity prior to, and during the course.
3. I understand that the SAFE Act and state laws require me to spend a specific amount of time in specific
subject areas. Accordingly, I will not attempt to circumvent the requirements of any NMLS approved
4. I will not divulge my login ID or password or other login credential(s) to another individual for any online
5. I will not seek or attempt to seek outside assistance to complete the course.
6. I will not give or attempt to give assistance to any person who is registered to take an NMLS approved
pre-licensure or continuing education course.
7. I will not engage in any conduct that creates a disturbance or interferes with the administration of the
course or other students’ learning.
8. I will not engage in any conduct that would be contrary to good character or reputation, or engage in any
behavior that would cause the public to believe that I would not operate in the mortgage loan business
lawfully, honestly or fairly.
9. I will not engage in any conduct that is dishonest, fraudulent, or would adversely impact the integrity of the
course(s) I am completing and the conditions for which I am seeking licensure or renewal of licensure.
ROC for NMLS Approved PE and CE Courses V2.4
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Course Name
nature Date (mm/dd/yyyy)
t Name NMLS ID (If Known)
I understand that NMLS approved course providers are not authorized by NMLS to grant exceptions to these
rules and that I alone am responsible for my conduct under these rules. I also understand that these rules are in
addition to whatever applicable rules my course provider may have.
I understand that the course provider or others may report any alleged violations to NMLS and that NMLS may
conduct an investigation into alleged violations and that it may report alleged violations to the state(s) in which I
am seeking licensure or maintain licenses, or to other states.
I understand the CSBS Privacy Notice is applicable to these Rules of Conduct. The CSBS Privacy Notice can be
found here:
I further understand that the results of any investigation into my alleged violation(s) may subject me to disciplinary
actions by the state(s) or the State Regulatory Registry (SRR), including removal of any course from my NMLS
record, and/or denial or revocation of my license(s).
8 Hour FL SAFE Comprehensive: Compliance in Action
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