Fillable Residential and Buy to Let Mortgages Request for (Complete FS)

Fill Online, Printable, Fillable, Blank Residential and Buy to Let Mortgages Request for (Complete FS) Form

Use Fill to complete blank online COMPLETE FS pdf forms for free. Once completed you can sign your fillable form or send for signing. All forms are printable and downloadable.

Residential and Buy to Let Mortgages Request for (Complete FS)

On average this form takes 103 minutes to complete

The Residential and Buy to Let Mortgages Request for (Complete FS) form is 17 pages long and contains:

  • 0 signatures
  • 220 check-boxes
  • 311 other fields

Country of origin: UK
File type: PDF

Use our library of forms to quickly fill and sign your Complete FS forms online.

BROWSE COMPLETE FS FORMS

Related forms
Fill has a huge library of thousands of forms all set up to be filled in easily and signed.
Fill in your chosen form
Sign the form using our drawing tool
Send to someone else to fill in and sign.
find another form
 
1
Residential and Buy to Let Mortgages
Request for a Decision in Principle
Intermediary details
Please tick if this application is Advised (All residential cases must be on an advised basis) Execution only
Applicant reference
Type of mortgage Residential Buy to Let
Contact name
Company name
Address
Postcode
Telephone number
(including std code) Fax number (including std code)
Email address
FCA registration number Regulatory status Directly Authorised Appointed Representative
Conrm your NACFB membership number
(if applicable)
Conrm your Interim Permission number and relevant categories (if applicable)
Is the application being submitted via a Mortgage Club? Yes No
Name of Mortgage Club
Intermediary details
The applicant(s) were interviewed face to face? Yes No
Intermediary Declaration
I conrm that:
all applicants, the security property and the loan details conform to Precise Mortgages’ lending guidelines. (If you wish to review the latest guidelines
please visit www.precisemortgages.co.uk)
I will notify the applicant(s) of your requirements to assess affordability, the need to provide correct and complete information and that we will not
be able to proceed with the mortgage application if they do not provide that information in the timescales specied and as a result we are unable to
assess affordability. If you wish to review the latest affordability guidelines they are accessible at this link:
http://pdf.precisemortgages.co.uk/01430_LTL_submission_requirements.pdf .
I have advised the applicant(s) that :
they are responsible for paying all the conveyancers fees, costs and disbursements including the fees of the conveyancer acting for us in
connection with the mortgage if the borrower chooses to instruct a separate rm to act for them.
the conveyancing fees quoted in the KFI and application form are estimates only for the conveyancing work on the mortgage excluding costs
and disbursements and assumes the solicitor will jointly represent us and the borrower.
the total cost of the conveyancing work may be higher and they should ask for detailed quotations.
Credit decisions and the prevention of fraud
We use credit reference and fraud prevention agencies to help us select suitable products and make decisions.
If false or inaccurate information is provided and fraud is identied, details will be passed to fraud prevention agencies to prevent fraud and money
laundering.
Further details of how the information held by fraud prevention agencies may be used can be obtained by contacting us at Financial Crime Team,
Credit Risk, Precise Mortgages, PO Box 6037, Wolverhampton, WV1 9QW.
What we do, and how we and credit reference and fraud prevention agencies use customer information, is detailed in our booklet called ‘A Guide to
the use of your personal and business data and Credit Reference and Fraud Prevention Agencies’ (This includes details of The Credit Reference
and Fraud Prevention Agencies that we use). By proceeding you conrm that you have supplied your client(s) with a copy of this booklet and have their
consent to the disclosure and use of their personal information in this way.
We will perform a `soft footprint’ check, rather than a full credit check, to enable you to produce a quotation so it won’t harm their credit rating. When the
enquiry moves to application stage, we will leave a credit application record (`hard footprint’) on your client’s credit le. Please tick the box to conrm that
you have consent from your client(s) for credit searches to be conducted and that you have informed them of the consequences.
The details entered must be accurate and true to the best of your knowledge. If we suspect your involvement in fraudulent activity we will take
appropriate action against you.
I have obtained the applicant(s) consent to proceed with the credit searches described above and informed them of the consequences.
Signature
Date
2
Personal details - applicant 1 Personal details - applicant 2
Title (Mr/Mrs/Miss/Ms/Dr/Other) Title (Mr/Mrs/Miss/Ms/Dr/Other)
If specied ‘Other’ please state If specied ‘Other’ please state
First name First name
Middle name(s) Middle name(s)
Surname Surname
Have you been known by any other
Yes No
name(s) in last 3 years? (maiden/alias)
Have you been known by any other
Yes No
name(s) in last 3 years? (maiden/alias)
If yes, title (Mr/Mrs/Miss/Ms/Dr/Other) If yes, title (Mr/Mrs/Miss/Ms/Dr/Other)
If specied ‘Other’ please state If specied ‘Other’ please state
If yes, rst name If yes, rst name
If yes, middle name(s) If yes, middle name(s)
If yes, surname If yes, surname
Date of birth Date of birth
Expected retirement age Expected retirement age
Marital status Marital status
Number of dependents under 18 Number of dependents under 18
Number of dependents over 18 Number of dependents over 18
Nationality Nationality
Is all the applicant’s income paid in sterling? Yes No Is all the applicant’s income paid in sterling? Yes No
Does the applicant pay tax only in the UK? Yes No Does the applicant pay tax only in the UK? Yes No
Rights to reside in the UK? Yes No Rights to reside in the UK? Yes No
Current resident in the UK? Yes No Current resident in the UK? Yes No
Length of residency in UK
(applies to all applicants) Length of residency in UK (applies to all applicants)
From birth? Yes No From birth? Yes No
If no, please complete Years Months If no, please complete Years Months
Do you currently hold a mortgage or own a property? Yes No Do you currently hold a mortgage or own a property? Yes No
3
Current address - applicant 1
Address
Postcode
Residential status Owner with a mortgage
Owner without a mortgage
Privately renting
Living with parents
Living with friends/relatives
Tied accommodation
Local authority renting/
housing association
Time at address Years Months
Previous address - applicant 1
Current address - applicant 2
Address
Postcode
Residential status Owner with a mortgage
Owner without a mortgage
Privately renting
Living with parents
Living with friends/relatives
Tied accommodation
Local authority renting/
housing association
Time at address Years Months
Previous address - applicant 2
Address
Postcode
Residential status Owner with a mortgage
Owner without a mortgage
Privately renting
Living with parents
Living with friends/relatives
Tied accommodation
Local authority renting/
housing association
Time at address Years Months
Address
Postcode
Residential status Owner with a mortgage
Owner without a mortgage
Privately renting
Living with parents
Living with friends/relatives
Tied accommodation
Local authority renting/
housing association
Time at address Years Months
Please provide details of any other previous addresses that you have had in the last 3 years on the additional information sheet,
which can be found on page 11.
4
Employment - current employment
We require a minimum of 12 months’ employment history or 36 months if self-employed.
Are you a 25% or more share owner? Yes No If yes, complete the Self-employed section. If no, complete the Employment section
Applicant 1
Employment type (e.g. permanent, temporary, contract, not working, student)
Job title
Time with previous employer Years Months
Employment - previous employment
(Please continue on the additional sheets provided if necessary)
Applicant 2
Employment type (e.g. permanent, temporary, contract, not working, student)
Job title
Time with previous employer Years Months
Income declaration
Are the applicants aware of any changes to their income or expenditure
that would affect their ability to repay the mortgage? Yes No
If yes please give details
Employment - applicant 1
Employment type (e.g. permanent, temporary, contract, not working, student)
Job title
Time with current employment/contract Years Months
Total basic salary £
Large town allowance £
Subsidy allowance £
Car allowance £
Annual guaranteed overtime, bonus, commission £
Annual non-guaranteed overtime, bonus, commission £
Employment - applicant 2
Employment type (e.g. permanent, temporary, contract, not working, student)
Job title
Time with current employment/contract Years Months
Total basic salary £
Large town allowance £
Subsidy allowance £
Car allowance £
Annual guaranteed overtime, bonus, commission £
Annual non-guaranteed overtime, bonus, commission £
5
Self-employed - applicant 1
Nature of business
Sole trader
Self-employment type Partner
Director
Limited Company
Date commenced trading
Last 2 years’ net prot £ Year
£ Year
% share of business
Self-employed - applicant 2
Nature of business
Sole trader
Self-employment type Partner
Director
Limited Company
Date commenced trading
Last 2 years’ net prot £ Year
£ Year
% share of business
If you have a second job please complete - applicant 1
Job title
Annual income £
Large town allowance £
Subsidy allowance £
Car allowance £
Annual guaranteed overtime, bonus, commission £
Annual non-guaranteed overtime, bonus, commission £
Please complete if you are self-employed for your second job
Nature of business
Sole trader
Self-employment type Partner
Director
Limited Company
Date commenced trading
Last 2 years’ net prot £ Year
£ Year
% share of business
If you have a second job please complete - applicant 2
Job title
Annual income £
Large town allowance £
Subsidy allowance £
Car allowance £
Annual guaranteed overtime, bonus, commission £
Annual non-guaranteed overtime, bonus, commission £
Please complete if you are self-employed for your second job
Nature of business
Sole trader
Self-employment type Partner
Director
Limited Company
Date commenced trading
Last 2 years’ net prot £ Year
£ Year
% share of business
6
Other income - applicant 1
Other annual income? Yes No
Source of other income Maintenance £
Dividend £
Working/child tax credit £
Private/occupational pension £
Rental income net of mortgage payment £
Investment income £
Other £
Start date of employment/contract Day Month Year
Other income - applicant 2
Other annual income? Yes No
Source of other income Maintenance £
Dividend £
Working/child tax credit £
Private/occupational pension £
Rental income net of mortgage payment £
Investment income £
Other £
Start date of employment/contract Day Month Year
Missed payments - applicant 1
Have you missed any payments
Yes No
on any commitments in the last 3 years?
If yes, please tick which commitment type: Mortgage
Credit Card
Secured loan
Unsecured loan
HP agreement
Highest number in last:
12 months 24 months 36 months
Defaults - applicant 1
Have you had a default registered
Yes No
in the last 6 years?
If yes: Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
County Court Judgements (CCJs) - applicant 1
Have you ever had a CCJ or decree
Yes No
(Scotland only) in the last 6 years?
If yes: Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
Missed payments - applicant 2
Have you missed any payments
Yes No
on any commitments in the last 3 years?
If yes, please tick which commitment type: Mortgage
Credit Card
Secured loan
Unsecured loan
HP agreement
Highest number in last:
12 months 24 months 36 months
Defaults - applicant 2
Have you had a default registered
Yes No
in the last 6 years?
If yes: Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
County Court Judgements (CCJs) - applicant 2
Have you ever had a CCJ or decree
Yes No
(Scotland only) in the last 6 years?
If yes: Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
7
Debt Management Plan (DMP), Individual Voluntary
Arrangement (IVA), Protected Trust Deed (PTD)
- applicant 1
Have you ever entered into a DMP/IVA/PTD? Yes No
If yes, what type: DMP IVA PTD
Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
Bankruptcies - applicant 1
Have you ever been made bankrupt
Yes No
or sequested (Scotland only)?
If yes: Date of bankruptcy order
Date of bankruptcy discharge
Repossessions - applicant 1
Have you ever had a property repossessed
Yes No
in the last 6 years?
If yes: Date of repossesion
Convictions - applicant 1
Have you ever been convicted of any offence,
other than driving related offences, or have Yes No
any pending court proceedings?
If yes: Date of conviction
Conviction type
Sentence (months)
Debt Management Plan (DMP), Individual Voluntary
Arrangement (IVA), Protected Trust Deed (PTD)
- applicant 2
Have you ever entered into a DMP/IVA/PTD? Yes No
If yes, what type: DMP IVA PTD
Date registered
Amount £
S a t i s e d Ye s N o
Date of satisfaction
Bankruptcies - applicant 2
Have you ever been made bankrupt
Yes No
or sequested (Scotland only)?
If yes: Date of bankruptcy order
Date of bankruptcy discharge
Repossessions - applicant 2
Have you ever had a property repossessed
Yes No
in the last 6 years?
If yes: Date of repossesion
Convictions - applicant 2
Have you ever been convicted of any offence,
other than driving related offences, or have Yes No
any pending court proceedings?
If yes: Date of conviction
Conviction type
Sentence (months)
8
Mortgage/rent details - applicant 1
Have you held a mortgage in the last 6 months? Yes No
Total amount of all other continuing non buy
to let/non self funding mortgages
£
Do you currently live in rental accommodation? Yes No
If yes, please conrm your monthly rental amount £
Monthly residential mortgage repayment £
Residential mortgage balance outstanding £
Mortgage to be redeemed on completion? Yes No
Reason for not redeeming on completion
Mortgage/rent details - applicant 2
Have you held a mortgage in the last 6 months? Yes No
Total amount of all other continuing non buy
to let/non self funding mortgages
£
Do you currently live in rental accommodation? Yes No
If yes, please conrm your monthly rental amount £
Monthly residential mortgage repayment £
Residential mortgage balance outstanding £
Mortgage to be redeemed on completion? Yes No
Reason for not redeeming on completion
Current mortgage/rent and financial commitment details
If you have had more than one mortgage in the past 3 years, please conrm on the additional information sheet which can be
found on page 11.
Financial commitments
If more space is required, please continue on the additional information sheet which can be found on page 11.
Applicant 1
Does the applicant have any other non BTL
mortgages or secured loans?
Yes No
If yes, please complete the following:
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Credit Cards - applicant 1
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Loans or hire purchases - applicant 1
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Other financial commitments - applicant 1
Commitment type
Monthly payment
Applicant 2
Does the applicant have any other non BTL
mortgages or secured loans?
Yes No
If yes, please complete the following:
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Credit Cards - applicant 2
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Loans or hire purchases - applicant 2
Lender
Outstanding balance £
Monthly payment £
Repay on completion Yes No
Other financial commitments - applicant 2
Commitment type
Monthly payment
9
Valuation type
Type of valuation Standard Homebuyers
Buy to let property portfolio
Do you own any investment/buy to let properties? Yes No
Total number of properties?
Estimated value of portfolio?
Total outstanding balance of mortgages?
Total monthly portfolio rental income?
Total monthly portfolio mortgage payments?
Loan occupancy details
Will this be your main residence? Yes No
If no, will the property be occupied by immediate family? Yes No
Loan details
The following four questions should only be completed where the property is to be let
Is the Loan to fund the purchase of the property? Yes No
Do all of the applicant(s) currently own other Buy to Let properties? Yes No
Has any applicant or “immediate family” ever lived in the property? Yes No
Did any of the applicants inherit the property? Yes No
If you answer Yes to either of the rst two questions or No to the second two questions then the applicant(s) will be required to agree to a declaration that :
the mortgage is wholly or predominantly for the purpose of a business carried on or intended to be carried on by them;
they will not benet from the protection and remedies that would be available to them under the Mortgage Credit Directive Order 2015
(the Order);
they are aware that if they are in any doubt as to the consequences of the agreement not being regulated by the Order or Act, then they should
seek independent legal advice.
Mortgage type Purchase Remortgage
Repayment type Capital Repayment Interest Only
Purchase price/estimated property value £
Total amount of mortgage being replaced (remortgage only) £
Loan amount (£) Terms (years)
If a buy to let loan, anticipated monthly rental income £
Will the rental income be paid in sterling?
Are the assets from which the mortgage will be repaid held in sterling?
10
Property details
Have you found a property? Yes No (If yes, please complete the section below)
Property address
Postcode Year built
Property jurisdiction England/Wales Scotland Entry date
(Applicable for Scotland only)
Date of original purchase (remortgage only)
Type of property Semi detached house Maisonette
Detached house Purpose built at
Terraced house Converted at
End terrace
Bungalow
Number of bedrooms
If this property is not a new build, was it previously
Yes No
unoccupied for the last 18 months?
Type of sale Buying through estate agent
Buying from business
Private sale
Purchase from builder
Purchase from landlord as tenant
Purchase from relative
Are you related to the vendor? Yes No
Tenure Freehold Leasehold
Please note we do not offer mortgages for commonhold properties
If a leasehold, how many years are left on lease
If ats, please state number of storeys in block If at, what oor?
We do not lend on any of the following:
Ex-local authority ats/maisonettes, shared ownership, right to buy, key worker, studio ats, ats above commercial premises, ats in blocks greater
than 20 storeys, unoccupied for last 18 months, sale and rent back transactions, let to buy, back to back transaction or properties with 20% or more
business use.
We can provide literature in large print, Braille and audio tape. Please ask us for this form
in an alternative format if you need it.
Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial
Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549). Registered in England and Wales with company
number 06749498. Registered ofce: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD.
01164 (5.3)
11
If you need to enter any additional information to support this case please enter it here.
Section number Details
Additional information
Download
Save PDF to desktop
Email
Email completed PDF
Send for Signing
Email for others to sign
Print
Print document
Choose a Field
Click on a field and
select the person that should complete it
Want to add a signature?
You can add a signature field
and assign it to someone else
to sign
Choose a Field
Click on a field and
select the person that should complete it

Residential and Buy to Let Mortgages Request for (Complete FS)

This document is locked as it has been sent for signing.

You have successfully completed this document.

Other parties need to complete fields in the document. You will recieve an email notification when the document has been completed by all parties.

This document has been signed by all parties.

Completed 5 April 2021

Message

View Audit Log
Print With Audit Log
Duplicate Document