1
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Thank you for applying for a Regulated Bridging Mortgage with Shawbrook Bank
To ensure we can process your application without delay, it is really important that all the information
provided is full and complete to save any delays. If you have any questions on requirements or specific
areas of the application form, your first point of call should be your broker who will be happy to explain
in more detail.
If you applied to us via an intermediary, they should have told you how your information would be used
by them, including that it would be provided to us.
You should advise us immediately if this was not the case. The way in which we will use your information is
set-out in our privacy notice at https://www.shawbrook.co.uk/privacy-notice/. If you would like a paper
copy of our privacy notice, please telephone our Data Protection Officer on 01277 755510 or write to us at
Shawbrook bank Ltd, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex,
CM13 3BE to request one. By signing this application form you acknowledge you have read our Privacy Notice.
We have listed below all the requirements for submission. Upon receipt of ALL documents we aim to
provide a response to your broker within 24 hours of receipt.
Fully completed
application form
Please complete all sections in BLOCK CAPITALS.
You will need to sign this form in Section 14. Please ensure that all parties to the
mortgage complete and sign the form.
Valuation report
This will be instructed by your broker via the Shawbrook Valuation Panel Manager
upon payment of the fee from you, the customer.
We may require any specialist reports and estimates recommended by
the surveyor.
3 months personal
bank statements
The last three months personal current account statements are required for all
borrowers/guarantors.
Copies of documents must be certified by a professional person as ‘original seen’
and dated. i.e. a UK lawyer, banker, an authorised financial intermediary or broker,
accountant, post master/sub post master.
Signature identification
Acceptable evidence: current signed passport, current full driving license, or
current signed national identity card, current shotgun/firearms certificate.
Copies of documents must be certified by a professional person as ‘original seen’,
clarifying that the copy is a ‘true likeness’ and dated. i.e. a UK lawyer, banker, an
authorised financial intermediary or broker, accountant, post master/sub post
master.
12 months mortgage
history on all secured
personal borrowings
This is only required if the mortgage history is not included on the credit
search facility we obtain. We will highlight this on the Conditions to Lend issued
via your broker.
Acceptable evidence: lender statements or bank statements clearly showing
the lender names alongside the debit or payment profile identified on the credit
search. This is valid
for 3 months from the date of the last proved payment.
If you currently rent your personal residence or business property, you will need
to evidence the rent paid by way of 12 months bank statements or a reference from
your landlord.
Any other documentation
stated within your
(Conditions to lend)
If you have any queries, your broker will be able to talk you through any
additional requirements.
2
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
1. Broker details
All introducers involved in the transaction must be listed here
Shawbrook broker partner details
(submitting intermediary)
Name of firm Contact name
Telephone Email
Level of advice given
(by submitted intermediary)
Advised sale
FCA number
Please confirm you have the
correct permissions
YesNo
Other introducer details (1)
Name of firm Contact name
Telephone Email
Level of advice given
(by submitted intermediary)
Advised sale
FCA number
Please confirm you have the
correct permissions
YesNo
Other introducer details (2)
Name of firm Contact name
Telephone Email
Level of advice given
(by submitted intermediary)
Advised sale
FCA number
Please confirm you have the
correct permissions
YesNo
Fees paid prior to submission
Have any broker fees been charged to the client prior to submission? YesNo
Type of fee Amount £
Is this fee refundable YesNo
If yes, how much is refundable? £
When is this refundable?
M Y Y YD D M Y
Please confirm the valuation fee you have paid £
Please confirm your conveyancing fee
(the estimated cost of your solicitor) £
Fees to be added to your loan
Please note that these fees may be paid up front or added to the loan advance. Please confirm if the following fees are
to be added to the loan advance.
Arrangement Fee Telegraphic Transfer Fee Shawbrook Solicitors Fee
(please note that this fee covers Shawbrook Banks legal costs
only. Your conveyancer may charge an additional fee which
you will need to pay directly to them).
If you have chosen to add more fees to your loan you should ask for another illustration that shows the effect of this on
your repayment amount.
3
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Broker fee
By signing this declaration you acknowledge that we will pay the broker fee detailed below direct to your mortgage
broker on completion. The broker fee will be added to the mortgage advance.
Broker name
Amount £
You have been made aware that if your broker is not the intermediary who submitted the application to Shawbrook
Bank Limited (the ‘submitting intermediary’), that we will pay any broker fee to the submitting intermediary for onward
distribution to your broker. You have also been made aware that it is not a condition of the advance that any broker fees
are payable and any broker fee is a matter for agreement between you and your broker. Your broker will be acting as
your agent.
Signed on behalf of all borrower/s Print name Date
M Y Y YD D M Y
Purpose
Debt consolidation Home improvements and debt consolidation No additional funds raised
Other
(please specify)
2. Mortgage details
Please confirm this is a regulated bridging mortgage application YesNo
Amount of loan required £ LTV requested? % Repayment term months
Please note that where you have chosen to add fees to the loan we will add these to the loan amount you have
requested, together with the interest due for the term of the mortgage.
Product code RB1 RB2 Estimated completion date
(if known)
M Y Y YD D M Y
Are any additional funds being raised? YesNo
3. Existing clients
If the client has an existing relationship with Shawbrook Bank (Commercial, Savings, Secured Loan, Asset Finance,
Consumer Finance) Please tick here
Account/reference number
If you have ticked this box, you are entitled to a discount on this regulated bridging application,
please confirm whether you require the discount on the rate margin or the arrangement fee?
Rate Margin Arrangement fee
click to sign
signature
click to edit
4
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
4. Exit strategy (Please tick all that apply)
As this loan is arranged on an interest only basis, it is your responsibility to ensure there are sufficient funds available
to repay the loan at the end of the term. Please provide full details as to how you intend to repay the finance at the end
of the term by completing all relevant boxes
Sale of property
Please confirm which address is being sold
Security Address Correspondence Address Other
Other address
Is this on the market currently YesNo
If yes, how long has this property been on the market
Details of managing agent
Refinance onto personal mortgage
Please confirm which address is being remortgaged
Security Address Correspondence Address Other
Other address
Proposed new lender Amount of new loan applied for £
Refinance onto BTL mortgage
Please confirm which address is being remortgaged
Security Address Correspondence Address Other
Other address
Proposed new lender Amount of new loan applied for £
Other
(give full details)
5
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
5. Property details
Property being purchased
Address
Purchase price £ Property value £
Description of property
Is the property ex-local authority? YesNo
Is any other security being offered?
YesNo
(If yes, please complete below table)
Address
Purchase price £ Property value £
Description of property
Is the property ex-local authority? YesNo
Is the property standard construction?
YesNo
Is the property standard construction?
YesNo
Where the property is a flat
How many flats in total
are there in the block?
How many floors does the block have?
What floor/s is/are the flat/s on? floor
Does the property have a lift?
YesNo
Are you completing any refurbishments to the property before moving in?
YesNo
(If yes, please complete below table)
We require confirmation of the identity of any person aged 17 or over who will occupy the property, together with
an explanation of the basis they will occupy. For example, where you rent a room of your property to a third party.
Name of occupier Date of birth
Relationship to you
(borrowers/guarantors)
Basis on which they occupy
M Y Y YD D M Y
M Y Y Y
D D M Y
M Y Y Y
D D M Y
If there are more occupants to detail than space allows for, please detail the remaining people on a separate sheet
of paper and return with your application form.
Please provide details of the work to be carried out on the property
Cost £ Timescale to complete works
6
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Where the property is a flat
How many flats in total
are there in the block?
How many floors does the block have? floor/s
What floor/s is/are the flat/s on? floor
Does the property have a lift?
YesNo
Please confirm the charge we are being offered on this property First legal charge Second legal charge
If second – please confirm current lender
Please confirm current mortgage balance £
Are you completing any refurbishments to the property?
YesNo
(If yes, please complete below table)
We require confirmation of the identity of any person aged 17 or over who will occupy the property, together with
an explanation of the basis they will occupy. For example, where you rent a room of your property to a third party.
Name of occupier Date of birth
Relationship to you
(Borrowers/guarantors)
Basis on which they occupy
M Y Y YD D M Y
M Y Y Y
D D M Y
M Y Y Y
D D M Y
If there are more occupants to detail than space allows for, please detail the remaining people on a separate sheet
of paper and return with your application form.
Please provide details of the work to be carried out on the property
Cost £ Timescale to complete works
5. Purchases only
Please only complete this section if you are purchasing the property
Deposit £
Deposit source
Additional security, provided as part of this application
Cash/savings £
Gift/family loan £
Related sale £
Other £
Details
7
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
6. Remortgages only
Please only complete this section if you already own the property
Date property purchased
M Y Y YD D M Y
Price paid £
Was the property acquired from an unrelated party at full market value?
YesNo
7. Unencumbered properties only
Please only complete this section if you already own the property, and the property is unencumbered
(has no outstanding mortgage against it)
Please confirm how this property became unencumbered?
8. Personal details
Please note each application form has space for 2 applicants – please use additional forms if required
Total number of borrowers
Information Borrower 1 Borrower 2
Borrower type
Council Tenant
First Time Buyer
Home Mover
Remortgagor
Other
(please specify)
Council Tenant
First Time Buyer
Home Mover
Remortgagor
Other
(please specify)
Title
Surname
Forename(s)
(including any middle names)
Date of birth
M Y Y YD D M Y M Y Y YD D M Y
Have you ever been known by another name?
YesNo YesNo
8
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330
123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
If yes, please confirm full details
Number of children in household
Nationality
National Insurance number
Country of residence
How long have you lived in the UK?
Country of birth
Marital status
Permanent residential address
Years at this address
Residential status
Owner
Tenant
with relation/friends
Owner
Tenant
with relation/friends
Do you have a mortgage/loan on the property?
YesNo YesNo
Previous address if less than 3 years
Occupation
Home telephone number
Business/work telephone number
Mobile number
Email address
Which of these is your preferred method
of contact?
Home Mobile
BusinessEmail
Home Mobile
BusinessEmail
9
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330
123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
9. Income & investment details
Please note where the exit is to be by way of refinance, we will complete an assessment of your income to ensure
that you would be eligible for a residential mortgage. We will take into account income shown in pay slips/p60 or in
Accounts/SA302 only.
Item: Borrower 1 Borrower 2
Employed (full time)
(annual figure) £ £
Employed (part time)
(annual figure) £ £
Self-employed
(annual figure) £ £
Rental income
(annual figure) £ £
Carers allowance £ £
Child tax credit £ £
Disability living allowance £ £
Incapacity benefit £ £
Maintenance/CSA £ £
Working tax credit £ £
Pension £ £
Foster carer Income £ £
Severe disability allowance £ £
Total Income (annual figure) £ £
Monthly credit commitments
Item: Borrower/guarantor 1 Borrower/guarantor 2
Residential mortgage/rent payment £ £
Name of lender/landlord
Other mortgage payment £ £
Bank loans £ £
Bank loan payments £ £
Other loans/hire purchase £ £
Credit/charge/store cards £ £
10. Personal expenditure
Completion of this section is mandatory for all Borrowers/Guarantors. Please note that if all Borrowers/Guarantors reside
at the same address, the information is required on the left hand Borrower/Guarantor 1 section only.
0.00
0.00
10
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Monthly household expenditure
Item: Borrower/guarantor 1 Borrower/guarantor 2
Buildings & contents insurance £ £
Ground rent/service charge £ £
Maintenance/Child support £ £
Council tax £ £
Gas, electricity, fuel £ £
Water charges £ £
Shopping, including food, drinks and
tobacco
£ £
Transport: including fares, petrol,
maintenance, tax and insurance
£ £
Communication including mobile phone,
internet and digital tv
£ £
School related expenses £ £
Clothing & footwear £ £
Entertainment & recreation £ £
Any other expenses £ £
Total monthly expenditure £ £
11. Personal assets & liabilities
Please note that if the Borrowers resides at the same address, the details are required in the Borrower 1 section only
but this must then relate to the assets and liabilities of all Borrowers.
Asset/liabilities Borrower/guarantor 1 Borrower /guarantor 2
Asset
Home residence value £ £
Other properties value £ £
Cash resource
(bank, building society/cash)
£ £
Stocks and shares value £ £
Endowment/life policies
(estimated surrender values)
£ £
Other investments £ £
Other assets £ £
Total assets A £ £
0.00
0.00
0.00
0.00
11
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Liabilities
Home mortgage balance £ £
Other properties balances £ £
Bank loans/overdrafts £ £
Other loans/HP balances £ £
Credit/charge/store card balances £ £
Guarantees £ £
Other liabilities £ £
Total liabilities B £ £
Total net worth A-B
(assets less liabilities)
£ £
If yes to any of the above questions, please provide full details below including explanations around when this
occurred, what it was in relation to, and whether the situation has now been resolved.
Details
Have you or you ever: Borrower/guarantor 1 Borrower/guarantor 2
Been bankrupt/sequestrated?
YesNo YesNo
Failed to keep up repayments on a mortgage, credit card
or other financial arrangement?
YesNo YesNo
Had a county court judgement (CCJ) for debt registered
against you?
YesNo YesNo
Been subject to an Individual Voluntary Arrangement (IVA)?
YesNo YesNo
Had an application for credit or mortgage refused?
YesNo YesNo
Had a property repossessed?
YesNo YesNo
12. Personal history
Please ensure you provide accurate information within this section as Shawbrook will perform thorough due diligence
on your personal credit performance.
0.00
0.00
0.00
12
Regulated bridging
mortgage application form
Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE
Property Finance, Commercial Mortgages T 0330 123 4521 F 01277 751 145 cm.admin@shawbrook.co.uk shawbrook.co.uk
Registered office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Registered in England and Wales -
Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
GC_CP_SLB_RegBridgeApp_20180724_7
Marketing
From time to time, Shawbrook may wish to send you marketing information and newsletters about our own products and
services by email, SMS and post. We may also wish to call you by telephone about our own products and services. If you
do not want to hear from us in this way, you can opt-out by ticking the options below. If you do not opt-out now, you can
contact us to tell us not to send further marketing at any time. Further details about how to do this, what our lawful reason
is for this processing of your personal information and about your rights under data protection law, including in relation to
marketing, are set out in our privacy notice referred to at the beginning of this application form.
I do not wish to hear from you by email in relation to marketing.
I do not wish to hear from you by SMS in relation to marketing.
I do not wish to hear from you by post in relation to marketing.
I do not wish to hear from you by telephone in relation to marketing.
13. Solicitors details
Solicitors must be registered with the Law Society. Please note Licensed Conveyancers are not acceptable.
Name of firm Contact name
Telephone Email
Address
Purchase applications You will be required to instruct your own solicitors
Refinance applications
You have the option to proceed with or without solicitors acting on your behalf. If you would
like to proceed without solicitors please tick the box below.
I would like to proceed without a solicitor acting on my behalf
Please note, we do reserve the right to insist that you instruct your own solicitors in certain
circumstances.
Please tick if you wish for us to instruct our Solicitors to send requisitions and undertaking
to the solicitors listed below
Signature of borrower/guarantor 1
Date
M Y Y YD D M Y
Print name
Signature of borrower/guarantor 2
Date
M Y Y YD D M Y
Print name
Declaration
I/We, the undersigned, declare that the replies to the questions contained herein are true and complete in every respect
to the best of my/our belief and I/We understand that they will be relied upon by, and may form the basis of any contract
between, the applicant(s) and the Shawbrook group company making the advance.
Where the borrower is a Limited company or Partnership
Capacity Capacity