Thank you for working with us during our pre launch pilot. We’re looking
forward to working with you and hope this opportunity adds value.
Quick reminder of whats in it for you:
Exclusive access to our specialist products
Time to get to know our team, who’ll work through every case with you
A chance to help us shape our proposition so it really works for you
We want to make it easy for you to do business with us so during the pilot so we’ll key all of your applications onto
our systems so we can iron out any bugs or gremlins. You’ll get a rapid yes or no directly from our team, so you know
where you stand and can manage your customers expectations.
Pre-Launch Pilot
Step 1 Quick Criteria Check
Use our online Quick Criteria Check to find out if your customer qualifies. If they qualify, you’ll
see the rates available to their unique situation and have the option to do a full aordability
calculation too. If they dont, its really easy to see why not. Alternatively, just give us a call
on 0800 368 1833.
Step 2 DIP/Apply
If you only need a DIP, complete our pdf application form and sign to confirm you’ve got your
customers authority to do the credit search. Well only leave a soft footprint for the initial
Decision in Principle.
If you’d like to apply we’ll need your customers signature on the form too.
Save the form and upload
to your secure Sharefile folder. We’ll send you a tailored list
of requirements and a link for you to upload any supporting documents into your secure
Sharefile folder. We can also call you if you’d like to talk through the decision outcome,
whether its positive or negative.
Step 3 Valuation Fee Payments
We’ll send you a link so you can pay online or you can send it to the customer so they can
make the payment direct.
Thanks for helping us, we’re looking forward to helping your customers
Pilot Application Process
2
Mortgage
Application
Form
2
Section 1
To be completed by the adviser
Adviser Name Firm Name
Address
Postcode
FCA number Email
Phone Network/Mortgage Club/Packager
Please read and sign the following declaration prior to sending this form to us:
“I confirm that I have complied with clauses 4.1.5 and 4.1.6 of Bluestone’s Terms of Business for Intermediaries,
I have the applicant(s) consent for Bluestone Mortgages to carry out a credit check, and I have explained that the
Applicant(s) must sign this form in order to proceed with their application.”
Signature Date
Application details
Loan to value Rate Product
Application Type Repayment Type Loan Purpose
Regulated Loan? Yes No Level of Advice
Have you identified any Applicants as Politically Exposed Persons? Yes No
Have you identified any Applicants as being Vulnerable? Yes No
Are there any important deadlines the Applicant(s) is/are working towards?
Fee details
Fee paid by Applicant to Packager Fee paid by Applicant to Adviser
Arrangement fee Pay up front? Telegraphic Transfer fee Pay up front?
Yes No Yes No
£
£ £
Residential Repayment
Advised
Purchase
£35
% %
dd/mm/yy
3
dd/mm/yy
Section 2
Personal details
Applicant 1
Title
First Name
Middle Name
Surname
Previous/Maiden Names
Date of Birth
National Insurance No.
Nationality
Are you currently living in the UK?
Yes No
How long have you lived in the UK?
Do you have permanent right to reside in the UK?
Yes No
Nationality
Are you currently living in the UK?
Yes No
How long have you lived in the UK?
Do you have permanent right to reside in the UK?
Yes No
Select
Select
Select
Select
dd/mm/yy
Expected Retirement Age
Marital Status
Number of Dependants
Ages of Dependants (If any)
Applicant 2
Title
First Name
Middle Name
Surname
Previous/Maiden Names
Date of Birth
National Insurance No.
Relationship to Applicant 1
Expected Retirement Age
Marital Status
Number of Dependants
Ages of Dependants (If any)
4
Select
Select
Section 2
Personal details
Address
Postcode
If you’ve lived at this address for less than 3 years,
please provide previous address details below.
Phone Mobile
Email
Are you
Time at this address
Current Lender/Landlord Name (if applicable)
Address
Postcode
Account Number
Date Mortgage/Tenancy started
Monthly Payment Balance Outstanding
Are you repaying the mortgage outstanding
on this property? Yes No N/A
How much did you originally borrow to
purchase this property?
Do you currently own/part own any other property or
are you party to any other mortgage?
Yes No
If yes please complete Additional Buy to Let
Property details form
Previous address details
Postcode
Were you:
Time at this address
Select
Address
Postcode
If you’ve lived at this address for less than 3 years,
please provide previous address details below.
Phone Mobile
Email
Are you
Time at this address
Current Lender/Landlord Name (if applicable)
Address
Postcode
Account Number
Date Mortgage/Tenancy started
Monthly Payment Balance Outstanding
Are you repaying the mortgage outstanding
on this property? Yes No N/A
How much did you originally borrow to
purchase this property?
Do you currently own/part own any other property or
are you party to any other mortgage?
Yes No
If yes please complete Additional Buy to Let
Property details form
Previous address details
Postcode
Were you:
Time at this address
dd/mm/yy
£
dd/mm/yy
£
£ £
£ £
Select
5
Section 3 Applicant 1
Income details
Job Title Employer Name
Address
Postcode
Phone Email
Employment basis Currently on probation?
What type of Business is it? How long have you worked there? Permanent position Tax code
Employee or works number Contact name for employment reference
Do you own any shares in the business? If yes, what percentage of shareholding
Basic salary Overtime Bonus Commission Other income
Total
Do you think your income will change in the foreseeable future? Yes No
If yes, please provide full details in the additional information section at the end of this form.
Yes No
Yes No
%
£
£
£ £ £ £
Select
If you’ve worked here for less than 2 years please provide previous employer details
Job Title Employer Name
Address
Postcode
Phone Email
What type of business was it? When were you employed there?
dd/mm/yy
Employment Type
If you’re employed:
Full Time Part Time Yes No
6
Section 3 Applicant 1
Income details
If you’re a Contractor:
Which industry do you work in? Contract type Current contract length
Current contract expiry date Time contracting Time in this industry
Day rate Tax code Who is contract with?
Occupation Limited company name Company registration number
Do you think your income will change in the foreseeable future?
If yes, please provide full details in the additional information section at the end of this form.
dd/mm/yy
Select
Select
Select
Yes No
Yes No
If you’re Self Employed or a Director:
Self Employment Type Job Title
What type of Business is it? Business Name
Address
Postcode
Phone Email
Time trading Company registration number Shareholding Tax code
Your share of profit for last 3 years: Average share of net profit
Do you think your income will change in the foreseeable future?
If yes, please provide full details in the additional information section at the end of this form.
£
%
£
Year
£
Year
£
Year
7
Section 3 Applicant 1
Income details
Do you use an Accountant?
Accountant Name
Address
Postcode
Phone Fax
Email
Accountants qualifications
Yes No
Other Income
Do you get income from anywhere else?
If yes please confirm source, amount and frequency
Yes No
8
Section 3 Applicant 2
Income details
Job Title Employer Name
Address
Postcode
Phone Email
Employment basis Currently on probation?
What type of Business is it? How long have you worked there? Permanent position Tax code
Employee or works number Contact name for employment reference
Do you own any shares in the business? If yes, what percentage of shareholding
Basic salary Overtime Bonus Commission Other income
Total
Do you think your income will change in the foreseeable future? Yes No
If yes, please provide full details in the additional information section at the end of this form.
Yes No
Yes No
%
£
£
£ £ £ £
Select
If you’ve worked here for less than 2 years please provide previous employer details
Job Title Employer Name
Address
Postcode
Phone Email
What type of Business was it? When were you employed there?
dd/mm/yy
Employment Type
If you’re employed:
Full Time Part Time Yes No
9
Section 3 Applicant 2
Income details
If you’re a Contractor:
Which industry do you work in? Contract type Current contract length
Current contract expiry date Time contracting Time in this industry
Day rate Tax code Who is contract with?
Occupation Limited company name Company registration number
Do you think your income will change in the foreseeable future?
If yes, please provide full details in the additional information section at the end of this form.
dd/mm/yy
Select
Select
Yes No
£
Select
Yes No
If you’re Self Employed or a Director:
Self Employment Type Job Title
What type of Business is it? Business Name
Address
Postcode
Phone Email
Time trading Company registration number Shareholding Tax code
Your share of profit for last 3 years: Average share of net profit
Do you think your income will change in the foreseeable future?
If yes, please provide full details in the additional information section at the end of this form.
%
£
Year
£
Year
£
Year
10
Section 3 Applicant 2
Income details
Do you use an Accountant?
Accountant Name
Address
Postcode
Phone Fax
Email
Accountants qualifications
Yes No
Other Income
Do you get income from anywhere else?
If yes please confirm source, amount and frequency
Yes No
11
Section 4
Credit History
Applicant 1
Have you ever had a CCJ or Default? Yes No
If yes:
Select
dd/mm/yy
dd/mm/yy
Type Amount Date Registered Date Settled Still Outstanding?
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
£
£
£
£
£
£
£
£
£
£
Select
Select
Select
Select
Select
Select
Select
Select
Select
Select
Have you ever been declared bankrupt or entered into an IVA? Yes No
If yes:
Type Date registered Date discharged Still outstanding?
Yes No
Have you ever had a property repossessed? Yes No
Number of mortgage or rent arrears in the last 12 months Number of mortgage or rent arrears in the last 13-24 months
Number of unsecured credit arrears in last 6 months:
Number of unsecured credit accounts over £500 currently in arrears:
Please tell us the circumstances to help us understand why you’ve had payment problems in the additional
information section at the end of this form
12
Section 4
Credit History
Applicant 2
Have you ever had a CCJ or Default? Yes No
If yes:
Select
dd/mm/yy
dd/mm/yy
Type Amount Date Registered Date Settled Still Outstanding?
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
dd/mm/yy dd/mm/yy
Yes No
£
£
£
£
£
£
£
£
£
£
Select
Select
Select
Select
Select
Select
Select
Select
Select
Select
Have you ever been declared bankrupt or entered into an IVA? Yes No
If yes:
Type Date registered Date discharged Still outstanding?
Yes No
Have you ever had a property repossessed? Yes No
Number of mortgage or rent arrears in the last 12 months Number of mortgage or rent arrears in the last 13-24 months
Number of unsecured credit arrears in last 6 months:
Number of unsecured credit accounts over £500 currently in arrears:
Please tell us the circumstances to help us understand why you’ve had payment problems in the additional
information section at the end of this form
13
Section 5
Monthly Expenditure
Please list any credit or committed expenditure (ignore if less than 6 months remaining)
Lender Name Balance
Monthly
Payment
Secured? Term Remaining Type of Credi t
To be Repaid
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Yes No Yes No
Monthly alimony or maintenance payments Monthly child support payments
Monthly school fee payments Ground rent and service charges (if leasehold property)
Total committed expenditure (exclude any to be repaid)
£
£
£
££
££
££
££
££
££
££
££
££
££
£
£
14
Section 5
Monthly Expenditure
Basic Essential Expenditure Basic Quality of Living Costs
Insurances
Mortgage Endowment / Mortgage PPI
Building and Contents Insurance
Pension and Life Insurance
Other Insurances
Utilities
Council Tax (Rates in NI)
Gas
Electricity
Water (N/A in Scotland or NI)
Other Utilities (coal, oil, calor gas)
Other Basic Essential Expenditure
TV Licence
Magistrates’ or Sheriff Court Fines
Childcare Costs
Adult Care Costs
Telephone
Broadband
Mobile Phone
Housekeeping
Food, Drink and Washing
Essential Travel (work, school, shopping etc)
Public Transport
Car Insurance
Vehicle Tax
Fuel (Petrol, Diesel, Oil etc)
MOT and Car Maintenance
Breakdown or Recovery
Parking Charges or Tolls
Total Basic Essential Expenditure
Cleaning and Toiletries
Clothing and Footwear
Nappies and Baby Items
Newspapers and Magazines
Cigarettes, Tobacco and Sweets
Alcohol
Laundry and Dry Cleaning
Pet Food
Unexpected/Emergency
(e.g Boiler repairs)
Holiday Allowance
(Holiday cost and spending)
Household Goods and Repair
Other Housekeeping
Going Out and Entertainment
Non-Essential Transport (recreational)
Total Basic Quality of Living Costs
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
15
Section 6
Mortgage details
Loan amount Term
If Purchase:
Purchase Price
Are you a first time buyer?
Yes No
Is it a private sale?
Yes No
Are you buying as a sitting tenant?
Yes No
Are you buying from a relative or is a deed of gift involved?
Yes No
If yes please provide details in the additional
information section at the end of this form
Are you:
If you’re a home mover, will your current
property be sold or let?
Sold Let
If its being sold, please confirm sale price
If its being let, please confirm anticipated rental figure
Source of deposit:
Savings
Gift from relative
Builder or vendor deposit
Equity in current property
Borrowing from third party
Amount
£
£
£
£
£
Select
If Remortgage:
Estimated Value
Amount needed to repay existing mortgage
Amount needed to repay second charges or other loans
Amount needed for home improvements
Amount needed to consolidate debts
Amount needed for capital raising
Total
£
£
£
£
£
£
£
£
If Buy to Let:
Will the property be let to a close family member?
Yes No
What is the estimated monthly rental?
Purchases only:
Is this property being purchased for
business purposes?
Yes No
Remortgages only:
Since you bought or inherited the property, have you or
an immediate relative ever lived in the property?
Yes No
16
Select
Select
Select
Select
Select
Section 7
Property details
Address of property to be mortgaged
Postcode
Tenure If leasehold, how many years left on lease?
If flying,creeping or submerging freehold please confirm % of floor area
Property Type
If flat/maisonette:
Construction type Total number of oors in block
Which floor is your property on? How many units in the block?
Is there a lift? Is it ex-local authority?
Yes No Yes No
Are there retail/commercial units in the block? If yes, is there a clear floor between the retail unit and
the property?
Ye s No
Property Style When was the property built?
If the property is less than 10 years old which new home guarantee does it have?
Number of rooms:
Bedrooms
Reception rooms
Kitchens
Bathrooms
Garages
Other
Yes No
17
Section 7
Property details
Is the property a single dwelling?
Yes No
Is the property designated defective?
Yes No
Is the property near any material environmental hazards?
Yes No
Is the property of unusual construction type?
Yes No
Is any commercial usage more than 20%?
Yes No
Is the property a live/work unit?
Yes No
Is the property a grade 1 listed building or
grade A or B (Scotland)?
Yes No
Is the property affected by local planning or by an
unsatisfactory mining search?
Yes No
Is the property retirement or sheltered
accommodation?
Yes No
Does the property have ongoing structural movement?
Yes No
Does the property have restricted occupancy
(including any agricultural restriction)?
Yes No
Please tell us if anyone else over 17 years
will live in the property
Full Name
Age
Relationship to applicants
(continue in the additional information section if necessary)
Type of Valuation Report required
Select
Name of estate agent/contact for access
Address
Postcode
Phone
Vendor Name
Address
Postcode
Phone
18
Section 8
Solicitor details
Section 9
Any additional details
19
APPLICANT DECLARATION
Bluestone Mortgages Limited (“Bluestone”) relies on the completeness, truth and accuracy of any information and supporting documentation
(the “Information”) provided to your financial adviser (the “Intermediary”) in relation to your application (the “Application”) for a Mortgage loan
(the “Mortgage”). Before signing this document, you must make sure that you have carefully read and understood the declarations and
undertakings it contains.
1 I declare I have seen the Information relating to my Application that has been submitted to Bluestone by the Intermediary on my behalf,
and I confirm that:
(a) to the best of my knowledge and belief, the Information is complete, accurate, true and up to date;
(b) I am aware that Bluestone relies on the completeness, truth and accuracy of the Information when making the decision whether to offer me
the Mortgage.
2 I undertake to promptly notify Bluestone of any change in circumstances that, at any time, would directly or indirectly have an adverse effect on
my ability to repay the Mortgage, or on the exercise of any of Bluestone’s rights under the Mortgage.
3 I acknowledge and agree that Bluestone may transfer or assign its benefits, rights and obligations (to the extent possible in law) arising from
the Mortgage together with any collateral security provided with it (theSecurity”) to any person (theTransferee”), and that it may pass any
Information or other detail or document relating to the Property, the Mortgage, the Security and the history and conduct of my account to any
Transferee, any person interested in becoming a Transferee (and/or such persons advisers), or any person acquiring Bluestone. I acknowledge
that such person may rely upon the completeness, truth and accuracy of such Information, details or documentation. References to “Bluestone
in this Declaration shall include any Transferee and successors in title from time to time.
4 I understand that the Intermediary has no authority from Bluestone to make any representation or undertaking on its behalf, and that Bluestone
shall not be liable for any representation or undertaking the Intermediary has made. I confirm that the only representations or undertaking made
to me on behalf of Bluestone have been given to me directly by Bluestone or its employees.
5 I understand that, in accordance with the Bluestone General Mortgage Terms and Conditions 2015 (1st Edition) (the “conditions”), the amount
that I pay each month may change or the date that I make my monthly payment may change from time to time, provided that Bluestone gives
me prior written notice in accordance with the conditions. On this basis, I agree to waive the standard ten days BACS notice requirement.
6 I undertake that, unless otherwise agreed in writing, I will make all payments relating to the Mortgage by Direct Debit.
7 I acknowledge and agree that if there is more than one of us applying for the Mortgage, then we agree and understand that:
(i) our relevant liabilities and obligations under the mortgage are joint and several for all the applicants and
(ii) Bluestone will be entitled to disclose information about any other joint applicant to any of the applicants.
8 I acknowledge and agree that Bluestone may, at my cost and at its sole discretion, carry out:
(a) an initial valuation of the property on which the Mortgage is to be secured (the “Property”), through certain automated procedures; and/or
(b) a subsequent and detailed valuation of the Property, through a qualified valuer (“Valuer”), and I further acknowledge and agree that:
• the Valuer is not Bluestone’s agent;
neither Bluestone nor the Valuer (or their employees) are liable for negligence, or on any other basis whatsoever, to me as purchaser of the
Property in respect of the value or the state or condition of the Property;
Bluestone is not obliged to disclose the contents of the initial valuation referred to in point (a) above;
the report produced by the Valuer in relation to the detailed valuation referred to in point (b) above is confidential to Bluestone and will be
disclosed to me on the basis that such report is for the benefit of Bluestone only and I am not entitled to rely on any statements, conclusions or
opinions expressed therein, and I acknowledge that neither Bluestone nor the Valuer accept any responsibility to me, with respect to the content
of the valuation; and
Bluestone recommends that I arrange for a more detailed inspection of the Property for my own purposes.
9 I declare that I have authorised my solicitor to promptly disclose to Bluestone any information or document they hold which is, or which appears
to be, relevant to Bluestone’s decision to offer the Mortgage to me. I hereby waive any right to claim solicitor/client confidentiality or legal
privilege in respect of such information.
10 I understand that, before I enter into the Mortgage, I have a right to know how Bluestone will use my personal information. I have read,
understand, and agree to the notice headedImportant Use of your information” beneath this declaration.
11 I understand that Bluestone may also wish to contact me, or share my Information with third parties, for the purpose of conducting confidential
market research or sending me details of products or services that Bluestone thinks may be of interest to me. If I wish to be contacted for such
purposes, I tick one or more boxes below to indicate the acceptable methods by which Bluestone, or those to whom it shares my Information,
can contact me:
Post
Telephone
Text message
Email
I understand that I have a right at any time to stop Bluestone from contacting me, or giving my details to others, for these purposes. I can write to
Bluestone at First Floor, Melbourne House, 44-46 Aldwych, London, WC2B 4LL if I wish it to stop.
20
Name of first applicant Name of second applicant
Signed: Signed:
Date: Date:
12 I acknowledge and agree that any telephone calls and emails to do with my application may be recorded and monitored for information,
regulatory and/or training purposes.
13 I acknowledge and agree that the valuation fee I have paid with my Application is generally non-refundable. If my Application is declined or does
not proceed before any valuer has been instructed, then some or all of the valuation fee I have paid with my Application may be refunded.
14 I acknowledge and agree that, should Bluestone wish to liaise or pass documentation to me regarding my Application, it will do so via my
Intermediary, and may do so by E-mail.
15 I undertake that, before accepting the Mortgage, I will read the relevant Key Facts Illustration (the “KFI”).
16 I acknowledge and agree that in accordance with the conditions, Bluestone may add to my mortgage account, or deduct from the Mortgage
loan to be made available to me, any arrangement fee, acceptance fee, valuation fee or telegraphic transfer fee where applicable or any other
fee as may be stated in the Mortgage offer, KFI or tariff of charges.
17 I understand that Bluestone may decline to make me a Mortgage offer or enter into a Mortgage loan with me. Guidance as to the
circumstances in which Bluestone may withdraw a Mortgage offer are set out in the conditions.
IF THERE IS ANYTHING CONTAINED IN THIS DOCUMENT THAT YOU DO NOT UNDERSTAND OR THAT YOU NEED CLARIFYING,
PLEASE SPEAK TO YOUR INTERMEDIARY BEFORE SIGNING THIS DOCUMENT.
I make this declaration, and confirm that the above matters are true:
I UNDERSTAND THAT MY HOME MAY BE REPOSSESSED IF I DO NOT KEEP UP REPAYMENTS ON MY MORTGAGE.
21
IMPORTANT USE OF YOUR INFORMATION
To make credit decisions about you, and for money laundering prevention purposes and verification of your identity , Bluestone will make
searches about you at credit reference agencies who will supply it with credit information, and other agencies and/or archives of publicly held
information such as the Electoral Register and registers of court judgments. Credit reference agencies will record details of t he credit search
made by Bluestone whether or not your Application is successful and may use credit scoring methods or other automated decision making
systems to assess your Application. Each search will be registered on your credit file(s) individually, and a number of searches within a short
period may impact on your ability to obtain credit.
Bluestone may periodically submit information to credit reference agencies and fraud prevention agencies during the term of your Mortgage who
in turn provide Bluestone with information which Bluestone may take into consideration when managing your Mortgage account or f or analysis
and statistical purposes.
If you do not repay money owed to Bluestone on time and in full, Bluestone may inform credit reference agencies who will record the
outstanding debt, and this may impact on your ability to obtain credit. Credit searches and other information which is provided to Bluestone and/
or credit reference agencies about you and those with whom you are linked financially may be used by Bluestone and other compani es to trace
you to recover any outstanding debt owed to Bluestone, to update the CML Possession Register and to manage your account.
In order to prevent or detect fraud, or to assist in verifying your identity, Bluestone may make searches of group records and at fraud prevention
agencies who will supply them with information, and Bluestone may pass information to financial and other organisations involved in fraud
prevention to protect itself and its customers from theft and fraud. If false or inaccurate information is provided to Blueston e and fraud is
identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.
Bluestone, members of the Bluestone Group, and other companies may use any information it receives if decisions are made about you
(or others at your addresses) on credit or credit related services or motor, household, credit, life or any other insurance facilities, and such
information may also be used for tracing and claims assessment; and Bluestone may check the validity of any identification docum ent you
provide to prove your identity with the issuing authority of that document.
If the Application is made in joint names and Bluestone searches the files of a credit reference agency, an “association” will be created with the
other person(s) named in the Application. Bluestone or other lenders may take this association into account in future applicati ons for credit or
financial services. The association will remain between you until one of you successfully applies for “disassociation” with the credit reference
agencies. Information held about you by credit reference agencies may be linked to records relating to other persons. For the p urposes of your
Application you may be financially linked as your Application will be assessed with reference to any “associated” records.
Bluestone may make enquiries of any person including current and previous lenders, employers, landlords, accountants, bankers, the Land
Registry, HM Revenue and Customs, and the Council of Mortgage Lenders Possessions Register in the processing of your Application and the
administration of your account.
Bluestone may retain and hold the Information and all details and documents about you, including any information provided by any Intermediary ,
credit reference agency or fraud prevention agency, after your Mortgage is repaid or if your Application does not proceed, where Bluestone has a
duty to do, or for so long as is reasonable for legal or operational reasons.
Bluestone may share information about you and the conduct and operation of your Mortgage account during the term of your mortgage and after
your mortgage is repaid (or if your Application does not proceed), where Bluestone has a duty to do so, or (to the extent that is proportionate) for
the purpose of its own or a third partys legitimate interests, to Bluestones regulators, other Bluestone group companies, any company providing
insurance services or other products in connection with the Mortgage, with third parties who provide services to us which requi re the processing
of your personal information, any adult occupiers of the property, any intended guarantor, investors, funders or their advisors, potential investors
or funders and rating agencies.
PLEASE TELEPHONE US ON 0800 368 1833 IF YOU WANT TO HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION
AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU. YOU HAVE A LEGAL RIGHT TO THESE
DETAILS. YOU HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION WE HOLD ABOUT YOU IF YOU APPLY TO US IN WRITING.
A FEE WILL BE PAYABLE.
023 8045 6999
enquiries@complete-fs.co.uk
www.complete-fs.co.uk
BM23 09/16