Bluestone Mortgages Limited (“Bluestone”) relies on the completeness, truth and accuracy of any information and supporting documentation
(the “Information”) provided to your ﬁnancial adviser (the “Intermediary”) in relation to your application (the “Application”) for a Mortgage loan
(the “Mortgage”). Before signing this document, you must make sure that you have carefully read and understood the declarations and
undertakings it contains.
1 I declare I have seen the Information relating to my Application that has been submitted to Bluestone by the Intermediary on my behalf,
and I conﬁrm that:
(a) to the best of my knowledge and belief, the Information is complete, accurate, true and up to date;
(b) I am aware that Bluestone relies on the completeness, truth and accuracy of the Information when making the decision whether to offer me
2 I undertake to promptly notify Bluestone of any change in circumstances that, at any time, would directly or indirectly have an adverse effect on
my ability to repay the Mortgage, or on the exercise of any of Bluestone’s rights under the Mortgage.
3 I acknowledge and agree that Bluestone may transfer or assign its beneﬁts, rights and obligations (to the extent possible in law) arising from
the Mortgage together with any collateral security provided with it (the “Security”) to any person (the “Transferee”), and that it may pass any
Information or other detail or document relating to the Property, the Mortgage, the Security and the history and conduct of my account to any
Transferee, any person interested in becoming a Transferee (and/or such person’s advisers), or any person acquiring Bluestone. I acknowledge
that such person may rely upon the completeness, truth and accuracy of such Information, details or documentation. References to “Bluestone”
in this Declaration shall include any Transferee and successors in title from time to time.
4 I understand that the Intermediary has no authority from Bluestone to make any representation or undertaking on its behalf, and that Bluestone
shall not be liable for any representation or undertaking the Intermediary has made. I conﬁrm that the only representations or undertaking made
to me on behalf of Bluestone have been given to me directly by Bluestone or its employees.
5 I understand that, in accordance with the Bluestone General Mortgage Terms and Conditions 2015 (1st Edition) (the “conditions”), the amount
that I pay each month may change or the date that I make my monthly payment may change from time to time, provided that Bluestone gives
me prior written notice in accordance with the conditions. On this basis, I agree to waive the standard ten days BACS notice requirement.
6 I undertake that, unless otherwise agreed in writing, I will make all payments relating to the Mortgage by Direct Debit.
7 I acknowledge and agree that if there is more than one of us applying for the Mortgage, then we agree and understand that:
(i) our relevant liabilities and obligations under the mortgage are joint and several for all the applicants and
(ii) Bluestone will be entitled to disclose information about any other joint applicant to any of the applicants.
8 I acknowledge and agree that Bluestone may, at my cost and at its sole discretion, carry out:
(a) an initial valuation of the property on which the Mortgage is to be secured (the “Property”), through certain automated procedures; and/or
(b) a subsequent and detailed valuation of the Property, through a qualiﬁed valuer (“Valuer”), and I further acknowledge and agree that:
• the Valuer is not Bluestone’s agent;
• neither Bluestone nor the Valuer (or their employees) are liable for negligence, or on any other basis whatsoever, to me as purchaser of the
Property in respect of the value or the state or condition of the Property;
• Bluestone is not obliged to disclose the contents of the initial valuation referred to in point (a) above;
• the report produced by the Valuer in relation to the detailed valuation referred to in point (b) above is conﬁdential to Bluestone and will be
disclosed to me on the basis that such report is for the beneﬁt of Bluestone only and I am not entitled to rely on any statements, conclusions or
opinions expressed therein, and I acknowledge that neither Bluestone nor the Valuer accept any responsibility to me, with respect to the content
of the valuation; and
• Bluestone recommends that I arrange for a more detailed inspection of the Property for my own purposes.
9 I declare that I have authorised my solicitor to promptly disclose to Bluestone any information or document they hold which is, or which appears
to be, relevant to Bluestone’s decision to offer the Mortgage to me. I hereby waive any right to claim solicitor/client conﬁdentiality or legal
privilege in respect of such information.
10 I understand that, before I enter into the Mortgage, I have a right to know how Bluestone will use my personal information. I have read,
understand, and agree to the notice headed “Important – Use of your information” beneath this declaration.
11 I understand that Bluestone may also wish to contact me, or share my Information with third parties, for the purpose of conducting conﬁdential
market research or sending me details of products or services that Bluestone thinks may be of interest to me. If I wish to be contacted for such
purposes, I tick one or more boxes below to indicate the acceptable methods by which Bluestone, or those to whom it shares my Information,
can contact me:
I understand that I have a right at any time to stop Bluestone from contacting me, or giving my details to others, for these purposes. I can write to
Bluestone at First Floor, Melbourne House, 44-46 Aldwych, London, WC2B 4LL if I wish it to stop.