Fill - Free fillable Pre-Launch Pilot Thank you for working with us (Complete FS) PDF form

Thank you for working with us during our pre launch pilot. We’re looking

forward to working with you and hope this opportunity adds value.

Quick reminder of what’s in it for you:

• Exclusive access to our specialist products

• Time to get to know our team, who’ll work through every case with you

• A chance to help us shape our proposition so it really works for you

We want to make it easy for you to do business with us so during the pilot so we’ll key all of your applications onto

our systems so we can iron out any bugs or gremlins. You’ll get a rapid yes or no directly from our team, so you know

where you stand and can manage your customer’s expectations.

Pre-Launch Pilot

Step 1 – Quick Criteria Check

Use our online Quick Criteria Check to ﬁnd out if your customer qualiﬁes. If they qualify, you’ll

see the rates available to their unique situation and have the option to do a full aordability

calculation too. If they don’t, it’s really easy to see why not. Alternatively, just give us a call

on 0800 368 1833.

Step 2 – DIP/Apply

If you only need a DIP, complete our pdf application form and sign to conﬁrm you’ve got your

customer’s authority to do the credit search. We’ll only leave a soft footprint for the initial

Decision in Principle.

If you’d like to apply we’ll need your customer’s signature on the form too.

Save the form and upload

to your secure Shareﬁle folder. We’ll send you a tailored list

of requirements and a link for you to upload any supporting documents into your secure

Shareﬁle folder. We can also call you if you’d like to talk through the decision outcome,

whether it’s positive or negative.

Step 3 – Valuation Fee Payments

We’ll send you a link so you can pay online or you can send it to the customer so they can

make the payment direct.

Thanks for helping us, we’re looking forward to helping your customers

Pilot Application Process

Mortgage

Application

Form

Section 1

To be completed by the adviser

Adviser Name Firm Name

Address

Postcode

FCA number Email

Phone Network/Mortgage Club/Packager

Please read and sign the following declaration prior to sending this form to us:

“I conﬁrm that I have complied with clauses 4.1.5 and 4.1.6 of Bluestone’s Terms of Business for Intermediaries,

I have the applicant(s) consent for Bluestone Mortgages to carry out a credit check, and I have explained that the

Applicant(s) must sign this form in order to proceed with their application.”

Signature Date

Application details

Loan to value Rate Product

Application Type Repayment Type Loan Purpose

Regulated Loan? Yes No Level of Advice

Have you identiﬁed any Applicants as Politically Exposed Persons? Yes No

Have you identiﬁed any Applicants as being Vulnerable? Yes No

Are there any important deadlines the Applicant(s) is/are working towards?

Fee details

Fee paid by Applicant to Packager Fee paid by Applicant to Adviser

Arrangement fee Pay up front? Telegraphic Transfer fee Pay up front?

Yes No Yes No

£ £

Residential Repayment

Advised

Purchase

£35

% %

dd/mm/yy

Section 2

Personal details

Applicant 1

Title

First Name

Middle Name

Surname

Previous/Maiden Names

Date of Birth

National Insurance No.

Nationality

Are you currently living in the UK?

Yes No

How long have you lived in the UK?

Do you have permanent right to reside in the UK?

Yes No

Nationality

Are you currently living in the UK?

Yes No

How long have you lived in the UK?

Do you have permanent right to reside in the UK?

Yes No

Select

dd/mm/yy

Expected Retirement Age

Marital Status

Number of Dependants

Ages of Dependants (If any)

Applicant 2

Title

First Name

Middle Name

Surname

Previous/Maiden Names

Date of Birth

National Insurance No.

Relationship to Applicant 1

Expected Retirement Age

Marital Status

Number of Dependants

Ages of Dependants (If any)

Select

Section 2

Personal details

Address

Postcode

If you’ve lived at this address for less than 3 years,

please provide previous address details below.

Phone Mobile

Are you

Time at this address

Current Lender/Landlord Name (if applicable)

Address

Postcode

Account Number

Date Mortgage/Tenancy started

Monthly Payment Balance Outstanding

Are you repaying the mortgage outstanding

on this property? Yes No N/A

How much did you originally borrow to

purchase this property?

Do you currently own/part own any other property or

are you party to any other mortgage?

Yes No

If yes please complete Additional Buy to Let

Property details form

Previous address details

Postcode

Were you:

Time at this address

Select

Address

Postcode

If you’ve lived at this address for less than 3 years,

please provide previous address details below.

Phone Mobile

Are you

Time at this address

Current Lender/Landlord Name (if applicable)

Address

Postcode

Account Number

Date Mortgage/Tenancy started

Monthly Payment Balance Outstanding

Are you repaying the mortgage outstanding

on this property? Yes No N/A

How much did you originally borrow to

purchase this property?

Do you currently own/part own any other property or

are you party to any other mortgage?

Yes No

If yes please complete Additional Buy to Let

Property details form

Previous address details

Postcode

Were you:

Time at this address

dd/mm/yy

£ £

Select

Section 3 Applicant 1

Income details

Job Title Employer Name

Address

Postcode

Phone Email

Employment basis Currently on probation?

What type of Business is it? How long have you worked there? Permanent position Tax code

Employee or works number Contact name for employment reference

Do you own any shares in the business? If yes, what percentage of shareholding

Basic salary Overtime Bonus Commission Other income

Total

Do you think your income will change in the foreseeable future? Yes No

If yes, please provide full details in the additional information section at the end of this form.

Yes No

£ £ £ £

Select

If you’ve worked here for less than 2 years please provide previous employer details

Job Title Employer Name

Address

Postcode

Phone Email

What type of business was it? When were you employed there?

dd/mm/yy

Employment Type

If you’re employed:

Full Time Part Time Yes No

Section 3 Applicant 1

Income details

If you’re a Contractor:

Which industry do you work in? Contract type Current contract length

Current contract expiry date Time contracting Time in this industry

Day rate Tax code Who is contract with?

Occupation Limited company name Company registration number

Do you think your income will change in the foreseeable future?

If yes, please provide full details in the additional information section at the end of this form.

dd/mm/yy

Select

Yes No

If you’re Self Employed or a Director:

Self Employment Type Job Title

What type of Business is it? Business Name

Address

Postcode

Phone Email

Time trading Company registration number Shareholding Tax code

Your share of proﬁt for last 3 years: Average share of net proﬁt

Do you think your income will change in the foreseeable future?

If yes, please provide full details in the additional information section at the end of this form.

Year

Section 3 Applicant 1

Income details

Do you use an Accountant?

Accountant Name

Address

Postcode

Phone Fax

Accountants qualiﬁcations

Yes No

Other Income

Do you get income from anywhere else?

If yes please conﬁrm source, amount and frequency

Yes No

Section 3 Applicant 2

Income details

Job Title Employer Name

Address

Postcode

Phone Email

Employment basis Currently on probation?

What type of Business is it? How long have you worked there? Permanent position Tax code

Employee or works number Contact name for employment reference

Do you own any shares in the business? If yes, what percentage of shareholding

Basic salary Overtime Bonus Commission Other income

Total

Do you think your income will change in the foreseeable future? Yes No

If yes, please provide full details in the additional information section at the end of this form.

Yes No

£ £ £ £

Select

If you’ve worked here for less than 2 years please provide previous employer details

Job Title Employer Name

Address

Postcode

Phone Email

What type of Business was it? When were you employed there?

dd/mm/yy

Employment Type

If you’re employed:

Full Time Part Time Yes No

Section 3 Applicant 2

Income details

If you’re a Contractor:

Which industry do you work in? Contract type Current contract length

Current contract expiry date Time contracting Time in this industry

Day rate Tax code Who is contract with?

Occupation Limited company name Company registration number

Do you think your income will change in the foreseeable future?

If yes, please provide full details in the additional information section at the end of this form.

dd/mm/yy

Select

Yes No

Select

Yes No

If you’re Self Employed or a Director:

Self Employment Type Job Title

What type of Business is it? Business Name

Address

Postcode

Phone Email

Time trading Company registration number Shareholding Tax code

Your share of proﬁt for last 3 years: Average share of net proﬁt

Do you think your income will change in the foreseeable future?

If yes, please provide full details in the additional information section at the end of this form.

Year

Section 3 Applicant 2

Income details

Do you use an Accountant?

Accountant Name

Address

Postcode

Phone Fax

Accountants qualiﬁcations

Yes No

Other Income

Do you get income from anywhere else?

If yes please conﬁrm source, amount and frequency

Yes No

Section 4

Credit History

Applicant 1

Have you ever had a CCJ or Default? Yes No

If yes:

Select

dd/mm/yy

Type Amount Date Registered Date Settled Still Outstanding?

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

Select

Have you ever been declared bankrupt or entered into an IVA? Yes No

If yes:

Type Date registered Date discharged Still outstanding?

Yes No

Have you ever had a property repossessed? Yes No

Number of mortgage or rent arrears in the last 12 months Number of mortgage or rent arrears in the last 13-24 months

Number of unsecured credit arrears in last 6 months:

Number of unsecured credit accounts over £500 currently in arrears:

Please tell us the circumstances to help us understand why you’ve had payment problems in the additional

information section at the end of this form

Section 4

Credit History

Applicant 2

Have you ever had a CCJ or Default? Yes No

If yes:

Select

dd/mm/yy

Type Amount Date Registered Date Settled Still Outstanding?

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

dd/mm/yy dd/mm/yy

Yes No

Select

Have you ever been declared bankrupt or entered into an IVA? Yes No

If yes:

Type Date registered Date discharged Still outstanding?

Yes No

Have you ever had a property repossessed? Yes No

Number of mortgage or rent arrears in the last 12 months Number of mortgage or rent arrears in the last 13-24 months

Number of unsecured credit arrears in last 6 months:

Number of unsecured credit accounts over £500 currently in arrears:

Please tell us the circumstances to help us understand why you’ve had payment problems in the additional

information section at the end of this form

Section 5

Monthly Expenditure

Please list any credit or committed expenditure (ignore if less than 6 months remaining)

Lender Name Balance

Monthly

Payment

Secured? Term Remaining Type of Credi t

To be Repaid

Yes No Yes No

Monthly alimony or maintenance payments Monthly child support payments

Monthly school fee payments Ground rent and service charges (if leasehold property)

Total committed expenditure (exclude any to be repaid)

££

Section 5

Monthly Expenditure

Basic Essential Expenditure Basic Quality of Living Costs

Insurances

Mortgage Endowment / Mortgage PPI

Building and Contents Insurance

Pension and Life Insurance

Other Insurances

Utilities

Council Tax (Rates in NI)

Gas

Electricity

Water (N/A in Scotland or NI)

Other Utilities (coal, oil, calor gas)

Other Basic Essential Expenditure

TV Licence

Magistrates’ or Sheriff Court Fines

Childcare Costs

Adult Care Costs

Telephone

Broadband

Mobile Phone

Housekeeping

Food, Drink and Washing

Essential Travel (work, school, shopping etc)

Public Transport

Car Insurance

Vehicle Tax

Fuel (Petrol, Diesel, Oil etc)

MOT and Car Maintenance

Breakdown or Recovery

Parking Charges or Tolls

Total Basic Essential Expenditure

Cleaning and Toiletries

Clothing and Footwear

Nappies and Baby Items

Newspapers and Magazines

Cigarettes, Tobacco and Sweets

Alcohol

Laundry and Dry Cleaning

Pet Food

Unexpected/Emergency

(e.g Boiler repairs)

Holiday Allowance

(Holiday cost and spending)

Household Goods and Repair

Other Housekeeping

Going Out and Entertainment

Non-Essential Transport (recreational)

Total Basic Quality of Living Costs

Section 6

Mortgage details

Loan amount Term

If Purchase:

Purchase Price

Are you a ﬁrst time buyer?

Yes No

Is it a private sale?

Yes No

Are you buying as a sitting tenant?

Yes No

Are you buying from a relative or is a deed of gift involved?

Yes No

If yes please provide details in the additional

information section at the end of this form

Are you:

If you’re a home mover, will your current

property be sold or let?

Sold Let

If its being sold, please conﬁrm sale price

If its being let, please conﬁrm anticipated rental ﬁgure

Source of deposit:

Savings

Gift from relative

Builder or vendor deposit

Equity in current property

Borrowing from third party

Amount

Select

If Remortgage:

Estimated Value

Amount needed to repay existing mortgage

Amount needed to repay second charges or other loans

Amount needed for home improvements

Amount needed to consolidate debts

Amount needed for capital raising

Total

If Buy to Let:

Will the property be let to a close family member?

Yes No

What is the estimated monthly rental?

Purchases only:

Is this property being purchased for

business purposes?

Yes No

Remortgages only:

Since you bought or inherited the property, have you or

an immediate relative ever lived in the property?

Yes No

Select

Section 7

Property details

Address of property to be mortgaged

Postcode

Tenure If leasehold, how many years left on lease?

If ﬂying,creeping or submerging freehold please conﬁrm % of ﬂoor area

Property Type

If ﬂat/maisonette:

Construction type Total number of ﬂoors in block

Which ﬂoor is your property on? How many units in the block?

Is there a lift? Is it ex-local authority?

Yes No Yes No

Are there retail/commercial units in the block? If yes, is there a clear ﬂoor between the retail unit and

the property?

Ye s No

Property Style When was the property built?

If the property is less than 10 years old which new home guarantee does it have?

Number of rooms:

Bedrooms

Reception rooms

Kitchens

Bathrooms

Garages

Other

Yes No

Section 7

Property details

Is the property a single dwelling?

Yes No

Is the property designated defective?

Yes No

Is the property near any material environmental hazards?

Yes No

Is the property of unusual construction type?

Yes No

Is any commercial usage more than 20%?

Yes No

Is the property a live/work unit?

Yes No

Is the property a grade 1 listed building or

grade A or B (Scotland)?

Yes No

Is the property affected by local planning or by an

unsatisfactory mining search?

Yes No

Is the property retirement or sheltered

accommodation?

Yes No

Does the property have ongoing structural movement?

Yes No

Does the property have restricted occupancy

(including any agricultural restriction)?

Yes No

Please tell us if anyone else over 17 years

will live in the property

Full Name

Age

Relationship to applicants

(continue in the additional information section if necessary)

Type of Valuation Report required

Select

Name of estate agent/contact for access

Address

Postcode

Phone

Vendor Name

Address

Postcode

Phone

Section 8

Solicitor details

Section 9

Any additional details

APPLICANT DECLARATION

Bluestone Mortgages Limited (“Bluestone”) relies on the completeness, truth and accuracy of any information and supporting documentation

(the “Information”) provided to your ﬁnancial adviser (the “Intermediary”) in relation to your application (the “Application”) for a Mortgage loan

(the “Mortgage”). Before signing this document, you must make sure that you have carefully read and understood the declarations and

undertakings it contains.

1 I declare I have seen the Information relating to my Application that has been submitted to Bluestone by the Intermediary on my behalf,

and I conﬁrm that:

(a) to the best of my knowledge and belief, the Information is complete, accurate, true and up to date;

(b) I am aware that Bluestone relies on the completeness, truth and accuracy of the Information when making the decision whether to offer me

the Mortgage.

2 I undertake to promptly notify Bluestone of any change in circumstances that, at any time, would directly or indirectly have an adverse effect on

my ability to repay the Mortgage, or on the exercise of any of Bluestone’s rights under the Mortgage.

3 I acknowledge and agree that Bluestone may transfer or assign its beneﬁts, rights and obligations (to the extent possible in law) arising from

the Mortgage together with any collateral security provided with it (the “Security”) to any person (the “Transferee”), and that it may pass any

Information or other detail or document relating to the Property, the Mortgage, the Security and the history and conduct of my account to any

Transferee, any person interested in becoming a Transferee (and/or such person’s advisers), or any person acquiring Bluestone. I acknowledge

that such person may rely upon the completeness, truth and accuracy of such Information, details or documentation. References to “Bluestone”

in this Declaration shall include any Transferee and successors in title from time to time.

4 I understand that the Intermediary has no authority from Bluestone to make any representation or undertaking on its behalf, and that Bluestone

shall not be liable for any representation or undertaking the Intermediary has made. I conﬁrm that the only representations or undertaking made

to me on behalf of Bluestone have been given to me directly by Bluestone or its employees.

5 I understand that, in accordance with the Bluestone General Mortgage Terms and Conditions 2015 (1st Edition) (the “conditions”), the amount

that I pay each month may change or the date that I make my monthly payment may change from time to time, provided that Bluestone gives

me prior written notice in accordance with the conditions. On this basis, I agree to waive the standard ten days BACS notice requirement.

6 I undertake that, unless otherwise agreed in writing, I will make all payments relating to the Mortgage by Direct Debit.

7 I acknowledge and agree that if there is more than one of us applying for the Mortgage, then we agree and understand that:

(i) our relevant liabilities and obligations under the mortgage are joint and several for all the applicants and

(ii) Bluestone will be entitled to disclose information about any other joint applicant to any of the applicants.

8 I acknowledge and agree that Bluestone may, at my cost and at its sole discretion, carry out:

(a) an initial valuation of the property on which the Mortgage is to be secured (the “Property”), through certain automated procedures; and/or

(b) a subsequent and detailed valuation of the Property, through a qualiﬁed valuer (“Valuer”), and I further acknowledge and agree that:

• the Valuer is not Bluestone’s agent;

• neither Bluestone nor the Valuer (or their employees) are liable for negligence, or on any other basis whatsoever, to me as purchaser of the

Property in respect of the value or the state or condition of the Property;

• Bluestone is not obliged to disclose the contents of the initial valuation referred to in point (a) above;

• the report produced by the Valuer in relation to the detailed valuation referred to in point (b) above is conﬁdential to Bluestone and will be

disclosed to me on the basis that such report is for the beneﬁt of Bluestone only and I am not entitled to rely on any statements, conclusions or

opinions expressed therein, and I acknowledge that neither Bluestone nor the Valuer accept any responsibility to me, with respect to the content

of the valuation; and

• Bluestone recommends that I arrange for a more detailed inspection of the Property for my own purposes.

9 I declare that I have authorised my solicitor to promptly disclose to Bluestone any information or document they hold which is, or which appears

to be, relevant to Bluestone’s decision to offer the Mortgage to me. I hereby waive any right to claim solicitor/client conﬁdentiality or legal

privilege in respect of such information.

10 I understand that, before I enter into the Mortgage, I have a right to know how Bluestone will use my personal information. I have read,

understand, and agree to the notice headed “Important – Use of your information” beneath this declaration.

11 I understand that Bluestone may also wish to contact me, or share my Information with third parties, for the purpose of conducting conﬁdential

market research or sending me details of products or services that Bluestone thinks may be of interest to me. If I wish to be contacted for such

purposes, I tick one or more boxes below to indicate the acceptable methods by which Bluestone, or those to whom it shares my Information,

can contact me:

Post

Telephone

Text message

I understand that I have a right at any time to stop Bluestone from contacting me, or giving my details to others, for these purposes. I can write to

Bluestone at First Floor, Melbourne House, 44-46 Aldwych, London, WC2B 4LL if I wish it to stop.

Name of ﬁrst applicant Name of second applicant

Signed: Signed:

Date: Date:

12 I acknowledge and agree that any telephone calls and emails to do with my application may be recorded and monitored for information,

regulatory and/or training purposes.

13 I acknowledge and agree that the valuation fee I have paid with my Application is generally non-refundable. If my Application is declined or does

not proceed before any valuer has been instructed, then some or all of the valuation fee I have paid with my Application may be refunded.

14 I acknowledge and agree that, should Bluestone wish to liaise or pass documentation to me regarding my Application, it will do so via my

Intermediary, and may do so by E-mail.

15 I undertake that, before accepting the Mortgage, I will read the relevant Key Facts Illustration (the “KFI”).

16 I acknowledge and agree that in accordance with the conditions, Bluestone may add to my mortgage account, or deduct from the Mortgage

loan to be made available to me, any arrangement fee, acceptance fee, valuation fee or telegraphic transfer fee where applicable or any other

fee as may be stated in the Mortgage offer, KFI or tariff of charges.

17 I understand that Bluestone may decline to make me a Mortgage offer or enter into a Mortgage loan with me. Guidance as to the

circumstances in which Bluestone may withdraw a Mortgage offer are set out in the conditions.

IF THERE IS ANYTHING CONTAINED IN THIS DOCUMENT THAT YOU DO NOT UNDERSTAND OR THAT YOU NEED CLARIFYING,

PLEASE SPEAK TO YOUR INTERMEDIARY BEFORE SIGNING THIS DOCUMENT.

I make this declaration, and conﬁrm that the above matters are true:

I UNDERSTAND THAT MY HOME MAY BE REPOSSESSED IF I DO NOT KEEP UP REPAYMENTS ON MY MORTGAGE.

IMPORTANT – USE OF YOUR INFORMATION

• To make credit decisions about you, and for money laundering prevention purposes and veriﬁcation of your identity , Bluestone will make

searches about you at credit reference agencies who will supply it with credit information, and other agencies and/or archives of publicly held

information such as the Electoral Register and registers of court judgments. Credit reference agencies will record details of t he credit search

made by Bluestone whether or not your Application is successful and may use credit scoring methods or other automated decision making

systems to assess your Application. Each search will be registered on your credit ﬁle(s) individually, and a number of searches within a short

period may impact on your ability to obtain credit.

• Bluestone may periodically submit information to credit reference agencies and fraud prevention agencies during the term of your Mortgage who

in turn provide Bluestone with information which Bluestone may take into consideration when managing your Mortgage account or f or analysis

and statistical purposes.

• If you do not repay money owed to Bluestone on time and in full, Bluestone may inform credit reference agencies who will record the

outstanding debt, and this may impact on your ability to obtain credit. Credit searches and other information which is provided to Bluestone and/

or credit reference agencies about you and those with whom you are linked ﬁnancially may be used by Bluestone and other compani es to trace

you to recover any outstanding debt owed to Bluestone, to update the CML Possession Register and to manage your account.

• In order to prevent or detect fraud, or to assist in verifying your identity, Bluestone may make searches of group records and at fraud prevention

agencies who will supply them with information, and Bluestone may pass information to ﬁnancial and other organisations involved in fraud

prevention to protect itself and its customers from theft and fraud. If false or inaccurate information is provided to Blueston e and fraud is

identiﬁed, details will be passed to fraud prevention agencies to prevent fraud and money laundering.

• Bluestone, members of the Bluestone Group, and other companies may use any information it receives if decisions are made about you

(or others at your addresses) on credit or credit related services or motor, household, credit, life or any other insurance facilities, and such

information may also be used for tracing and claims assessment; and Bluestone may check the validity of any identiﬁcation docum ent you

provide to prove your identity with the issuing authority of that document.

• If the Application is made in joint names and Bluestone searches the ﬁles of a credit reference agency, an “association” will be created with the

other person(s) named in the Application. Bluestone or other lenders may take this association into account in future applicati ons for credit or

ﬁnancial services. The association will remain between you until one of you successfully applies for “disassociation” with the credit reference

agencies. Information held about you by credit reference agencies may be linked to records relating to other persons. For the p urposes of your

Application you may be ﬁnancially linked as your Application will be assessed with reference to any “associated” records.

• Bluestone may make enquiries of any person including current and previous lenders, employers, landlords, accountants, bankers, the Land

Registry, HM Revenue and Customs, and the Council of Mortgage Lenders Possessions Register in the processing of your Application and the

administration of your account.

• Bluestone may retain and hold the Information and all details and documents about you, including any information provided by any Intermediary ,

credit reference agency or fraud prevention agency, after your Mortgage is repaid or if your Application does not proceed, where Bluestone has a

duty to do, or for so long as is reasonable for legal or operational reasons.

• Bluestone may share information about you and the conduct and operation of your Mortgage account during the term of your mortgage and after

your mortgage is repaid (or if your Application does not proceed), where Bluestone has a duty to do so, or (to the extent that is proportionate) for

the purpose of its own or a third party’s legitimate interests, to Bluestone’s regulators, other Bluestone group companies, any company providing

insurance services or other products in connection with the Mortgage, with third parties who provide services to us which requi re the processing

of your personal information, any adult occupiers of the property, any intended guarantor, investors, funders or their advisors, potential investors

or funders and rating agencies.

PLEASE TELEPHONE US ON 0800 368 1833 IF YOU WANT TO HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION

AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU. YOU HAVE A LEGAL RIGHT TO THESE

DETAILS. YOU HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION WE HOLD ABOUT YOU IF YOU APPLY TO US IN WRITING.

A FEE WILL BE PAYABLE.

023 8045 6999

enquiries@complete-fs.co.uk

www.complete-fs.co.uk

BM23 09/16

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