How do I use my Key2Prepaid card to take out cash at
an ATM?
1. Insert or swipe your Key2Prepaid card in the ATM and enter
your 4-digit PIN. (For no charge, find a KeyBank ATM at
key.com/locator.)
2. Select Withdrawal from Checking.
3. Enter the amount to be withdrawn.
How do I take out cash at a bank branch or credit
union teller?
Visit any Mastercard
®
member bank, including all KeyBank locations,
to make a branch withdrawal at no charge. Be sure you know your
current available balance, as the teller will not have access to this
information. Ask for a cash withdrawal in the amount you would like
to withdraw. Note: Banks may require a photo I.D. and/or other forms
of identification for you to complete a branch based cash withdrawal.
How can I get cash back with a purchase?
1. At participating retailers, provide your Key2Prepaid card to cashier
or slide it through the card authorization machine. When the
authorization machine asks for Credit or Debit, select Debit.
2. Enter your Key2Prepaid card 4-digit PIN.
3. Select Yes for cash back.
4. Enter the amount of cash you want to withdraw, and press ‘OK’.
When do I use my Key2Prepaid card PIN?
Your Key2Prepaid card can be used to make signature-based
purchases without a PIN by choosing Credit on the card
authorization machine. However, your PIN must be entered for all
cash withdrawals at ATMs and for cash back on purchases made at
merchants using Debit on the card authorization machine. You will
select your own unique 4-digit PIN number by calling Key2Prepaid
Customer Support at 1-866-295-2955 after you receive your card.
For security reasons, it is important that you pick a PIN that only
you would know, and not share the PIN or the card with anyone.
Am I still able to take out cash if I forget my
Key2Prepaid PIN?
Yes. You can go to any bank or credit union and ask the teller for a
cash withdrawal.
How will I know when funds are loaded to my
Key2Prepaid card?
The Key2Prepaid card allows you to self-enroll in optional text or
email alerts such as the addition of funds, low balance, zero/negative
balance, and change of address online at Key2Prepaid.com. A fee
of $0.10 per text message applies. Your mobile carrier’s standard
text messaging charges may also apply. Refer to the Key2Prepaid
Schedule of Card Fees for further detail.
Key2Prepaid Card Limits
Can I make a purchase for more than the amount on my
Key2Prepaid card?
If you need to make a purchase for more than the amount you
have on your Key2Prepaid card, you will need to use two forms of
payment. Tell the cashier how much you want deducted from the
balance on your card — the cashier cannot determine your available
balance. Then, pay the remaining balance with cash, check, credit
card or another debit card. Split transactions are only available at
participating retailers.
Can I use my Key2Prepaid card at the gas pump?
Yes. However, if you use your Key2Prepaid card to pay at the pump,
a maximum hold may be placed on your account to initiate your
transaction. This amount will be held until the actual transaction
amount clears. If you do not want funds held while waiting for the
transaction to clear, please pay the cashier inside for your gasoline
purchase. Payments made inside clear for the actual transaction
amount immediately. Similar maximum holds may be placed on
transactions at restaurants and car rentals. Refer to the Terms and
Conditions for additional information.
Can the Key2Prepaid card be overdrawn?
In most cases, a purchase that exceeds the available balance on your
Key2Prepaid card will not be approved. In very limited circumstances,
if you do not have sufficient funds when the final amount clears, it
may result in a negative balance; however you will not be charged
an overdraft fee. You can call Key2Prepaid Customer Support
at 1-866-295-2955 or access your transaction history online at
Key2Prepaid.com to determine the balance remaining on your card.
Can anyone else access my transaction history?
No. For privacy reasons, KeyBank does not share card numbers or
transaction details. However, for reconciliation purposes, KeyBank
does have access to the amount and date of each load to your card.
Will I earn interest on the funds on my Key2Prepaid Card?
No. The funds on your card do not earn interest.
How do I obtain information about fees for my
Key2Prepaid Card?
Fees are located on the Key2Prepaid Schedule of Card Fees
sent to you with your card. You can also access it at
https://www.key.com/k2prepaiddisclosure. You may also
call Key2Prepaid Customer Support at 1-866-295-2955
to request fee information.
Key2Prepaid Customer Support
Can I view my Key2Prepaid account online?
Yes, enroll your Key2Prepaid card at Key2Prepaid.com. The following
functions can be performed online:
• PIN Change
• Balance inquiry
• View card transactions
• View historical transactions history
• Update your contact information and address
• Sign up for email or text message alerts
Where can I find my Key2Prepaid transaction history?
Your transaction history can be viewed online 24/7 at Key2Prepaid.com.
Review the Key2Prepaid Schedule of Card Fees for details.
How can I update my address if I move?
Contact Key2Prepaid Customer Support at 1-866-295-2955 to report
an address change or update your address at Key2Prepaid.com.
Also, be sure to contact your employer to report your address
change so that your mail may also be sent to the correct address.
Who should I contact if I have questions about my
Key2Prepaid card?
Contact Key2Prepaid Customer Support 24/7, toll-free at
1-866-295-2955. This number is also on the back of your card.
For questions about your pay, such as when you will receive
the next load to the card, or the amount of a load to the card,
contact your employer directly.
Frequently Asked Questions Key2Prepaid
®
card
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