PARENT PLUS LOAN APPEAL
STUDENT NAME ___________________________ ID ________________ PHONE _________________
According to guidance from the Department of Education, a dependent, undergraduate student may be eligible for increased
unsubsidized loan amounts due to exceptional cicumstances which prevent a parent from borrowing or repaying a Direct Plus
Loan. You can apply for the Parent Plus Loan at studentloans.gov.
Parent’s refusal to take out a parent plus loan is not considered a special circumstance.
Deadlines for submitting this form:
Nov. 15, 2020 for fall 2020 semester
April 1, 2021 for spring 2021 semester
Deadline for summer – whichever date is earlier: 3 weeks before the end of your last session, or July 15, 2021
Instructions:
The following are situations in which a special determination can be made. Please indicate which appeal you are pursing and
return this signed form along with the required documentation to the our office.
In Bankruptcy - Parent(s) has filed for bankruptcy and the bankruptcy court has stated that a condition of the
bankruptcy filing is that the parent may not incur any additional debt.
Provide documentation from bankruptcy court
Non U.S. citizen – Parent(s) is not a U.S. citizen or is unable to provide evidence from U.S. Citizenship and
Immigration Services that he or she is in the U.S. for other than a temporary purpose with the intention of
becoming a citizen or permanent resident.
Provide a personal statement from the parent explaining their situation. Must also include the parent(s)’
handwritten signature.
Limited to Public Assistance – Parent(s) income is limited to public assistance or disability benefits and they
woulb be unable to repay the Direct Plus Loan.
Parent(s) need to have an approved Parent Plus Loan application for the current academic year.
Parent who applied should provide a signed statement of the financial situation.
Provide a montly breakdown of household income vs expenses with documentation.
Inability to Repay Loan – Parent(s)’ likely inability to repay the Direct Plus Loan due to exsisting debt burden or
the parent’s expected debt-to-income ratio.
Parent(s) need to have an approved Parent Plus Loan application for the current academic year.
Parent who applied should provide a signed statement of the financial situation.
Provide a montly breakdown of household income vs expenses with documentation.
Other – Requires supporting documentation.
CERTIFICATION: By signing this worksheet, I/(we) certify that all the information provided is true, complete and correct
and acknowledge 1) the amount of unsubsidized loan available to the student through this appeal (if approved) could be
significantly less than an offered or approved PLUS loan and 2) submitting this appeal does not guarantee approval and all
documentation and requests are considered on a case-by-case basis. The student and an appealing parent are required to
provide a signature.
Student Signature ____________________________________________________________ Date__________________
Parent Signature ____________________________________________________________ Date__________________
