Information for Completing OPM Form 1515
Military Service Deposit Election
Agency Contact Information: If you need further information, contact _______________________________________________
about making a deposit for your military service that occurred after December 31, 1956.
Full Periods of Military Service: Military deposits must cover full periods of military service. For retirement purposes, a period of
military service begins with the initial entry on active duty and ends on the date of final discharge or release from active duty. A
period of military service includes consecutive periods unless there is a break of at least 1 day. It does not include lost time. The
Office of Personnel Management (OPM) will refund partial deposits that do not cover a full period of military service.
Effect of Military Retired Pay: You must waive your military retired pay before you can receive credit for the military service for
civil service retirement purposes unless you receive retired pay under one of the following reasons. The waiver must be effective
before the starting date of your civil service annuity:
Section A (This section applies to all employees)
retired pay awarded because of a service-connected disability incurred in combat with an enemy of the United States, or
retired pay awarded because of service-connected disability caused by an instrumentality of war and incurred in the line of
duty during a period of war, or
retired pay awarded under the reserve retiree provision (Chapter 1223 of title 10, United States Code).
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NOTE: Current military regulations require that if you enrolled in the military Survivor Benefit Plan (SBP), you must remain
enrolled if you waive your military retired pay for civil service credit and you do not elect a survivor annuity under your civil service
benefit. You are responsible for making monthly payments for the SBP coverage.
Amount of deposit: A Civil Service Retirement System (CSRS) or CSRS Offset military deposit is 7% and a Federal Employment
Retirement System (FERS) military deposit is 3% of the basic pay you received during the period of active duty military service plus
interest. Military basic pay does not include allowances, flight pay, combat pay, etc. The military deposit percentages of basic pay
are slightly higher for military service that occurred in the years 1999 through 2000 (through 2002 for Members of Congress)
because there was a temporary increase in retirement deductions for those years.
If your military service interrupted Federal civilian employment and you were reemployed under the provisions of chapter 43 of title
38, United States Code on or after August 1, 1990, your military deposit will be the lesser of:
the required percentage (7% or 3%) of your military basic pay, or
the retirement deductions that would have been withheld from your Federal civilian pay if you had remained in that position
during your period of military service.
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Reemployed annuitants: Your civil service annuity amount will not be increased by payment of a military deposit if you have less
than 5 years of service as a reemployed annuitant.
If you have the equivalent of 5 or more years of service as a reemployed annuitant and you are otherwise eligible for retirement, you
may ask OPM to recompute your civil service benefit. If you choose this option, you must make a deposit for all reemployment
service that was not covered by retirement deductions. The information contained in this form regarding military deposits applies to
recomputed (redetermined) civil service annuities.
Alternative Form of Annuity: CSRS retirement law provides an alternative form of annuity (AFA) for an employee retiring under
a nondisability retirement who has a life-threatening affliction or critical medical condition. Under the provisions of the law, OPM
can deem most service credit deposits paid. They cannot deem the military deposit paid.
OPM Form 1515
December 2000
Previous editions are not usable.
U.S. Office of Personnel Management
CSRS/FERS Handbook for Personnel
and Payroll Offices
Reproduce Locally
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