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F. FRAUD NOTICE
Any person who knowingly files a claim form containing false or misleading information is subject to criminal
and civil penalties.
I, , declare that the above statements are true and
complete to the best of my knowledge and belief.
(print name)
Date Signature of Client
(DD/MM/YYYY)
G. AUTHORIZATION
I understand and authorize the Company (the Company refers to and includes each of RBC Life Insurance Company, RBC Insurance Services Inc., and their
service providers, representatives and their reinsurers) to conduct such investigation as is necessary, to gather personal information concerning me from
third party sources, including the collection of any personal information that is available online, including, without limitation, news websites, social media,
professional or business directories and public registries, and to disclose as necessary to third parties that I am making a claim to the Company for benets
and relevant information concerning that claim. I understand that the Company will create and maintain les, which contain personal information concerning
me. I also understand that access to personal information concerning me will be limited to, the employees of, and other persons engaged by, the Company, in
the performance of their duties, or the persons to whom I have granted access, in writing, or to any other person or organization authorized by law. I have read,
understand and agree with the Global Privacy Notice published at https://www.rbc.com/privacysecurity/ca/global-privacy-notice.html.
I further understand that, except when the Company can and does lawfully restrict my access to personal information concerning me, I will be permitted to review
copies of documents containing said personal information in the possession of the Company, upon paying reasonable copying charges. I further understand
that I will be permitted to request access to such documentation and have any errors in the personal information noted and corrected by formulating a written
request to the Company mailed to the employee who is handling my claim.
I acknowledge and agree that if I choose to use, or instruct the Company to use, any electronic communication that is not encrypted, including without
limitation, any fax or email communication, that (i) security, privacy and condentiality cannot be ensured, (ii) such communication is not reliable and may not
be received by the intended recipient in a timely manner or at all, (iii) such communication could be subject to interception, loss or alteration, and (iv) I assume
full responsibility for the risks in connection with such communication and the Company will not be responsible or liable in any way in connection with such
communication, including without limitation, any unauthorized access to or interception, loss or alteration of such communication.
Your Authorization to Disclose Personal Information
I authorize and direct the persons, institutions and organizations listed below to disclose and provide to the Company any information, records or other data
regarding me, my medical history or treatment, or my past and present income, employment, education or training, which they have in their possession or control.
Persons to whom this Authorization Applies: Any physician, nurse, counselor, psychologist, pharmacist, physiotherapist, chiropractor or other rehabilitation
professional or other health care practitioner; and also any hospital, clinic, pharmacy, or other medical facility or provider of health care or treatment; and
also the provincial health insurance plan, any insurance company or other nancial institution or insurance broker or administrator; and also my employer or
former employers and any of their agents performing services relating to any employee benets or workers’ compensation; and also any federal or provincial
government department or organization, including the Workers’ Compensation Board/Workplace Safety and Insurance Board, the CPP/QPP disability/retirement
authorities, and the federal or provincial income tax authorities; and also to any other person, agency, credit bureau or institution having information, records or
data regarding me, my medical history or treatment, or my past and present income, employment, education or training.
I understand that any information, records or data received by the Company pursuant to this authorization, both medical and non-medical, will be used for
the purpose of determining coverage under the policy, evaluating my claim for benets, my ability to return to work and/or for the purpose of assisting with
the co-ordination of my return to work, for the purpose of administering the group and/or individual plans of insurance (including life, accidental death and
dismemberment and disability policies of insurance) arranged through my employer with the Company or another insurer, for the purpose of providing ongoing
claim status information to my employer at the time the claim was incurred, for the recovery of any overpayment of benets incurred by me, if necessary, or
for the purposes of fullling its (or RBC Financial Group’s) obligations or investigations with respect to audits, anti-money laundering, terrorist nancing, fraud
detection, prevention or suppression or other criminal activities. To the extent reasonably necessary for those purposes, I authorize the Company to disclose
any of the said information, records or data received: to other insurance companies or any reinsurer; or to my employer and their insurance brokers or advisors
or their benet plan administrators; or to my physicians or health care providers; or to any other person or organization (including physicians, health care
practitioners, rehabilitation workers, vocational evaluators) employed or engaged by the Company.
I also authorize the Company to collect, use and disclose, as necessary and relevant, my personal information from any prior claim(s) and/or for any subsequent
claim(s).
This authorization does not have any expiry date. It will remain valid for as long as I am claiming eligibility for benets or services from the Company and while
the Company pursues subrogation rights or the recovery of any overpayment of benets incurred by me, if necessary, whether or not benets are being paid,
and whether or not either party takes the position that there has been a breach of contract. A photocopy of this authorization, as executed by me, will be as
valid as the original.
X Date:
Signature of Client (DD/MM/YYYY)
X
Name of Client (Please Print)
Signature of Witness
Date:
(DD/MM/YYYY)
Name of Witness (Please Print)
Send the completed form and documents to our ofce by email: intake@rbc.com
You can also fax the information to: RBC Life Insurance Company, Life and Health Claims Department, 1-800-714-8861.
If you have any questions, call toll free 1-877-519-9501 or 416-643-4700.
RBC Life Insurance Company, Life and Health Claims Department, P.O. Box 4435, Station A, Toronto ON, M5W 5Y8
www.rbcinsurance.com
® / ™ Trademark(s) of Royal Bank of Canada. Used under licence.
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