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existing injury, you may be required to change to a doctor
within the MPN.
What if my employer has a Medical Provider
Network?
If your employer has Medical Provider Network additional
information can be obtained by reviewing the full
employee notification which is required to be posted in
close proximity to the workers’ compensation poster.
What if my employer does not have a Medical
Provider Network?
If your employer does not have a Medical Provider
Network, you may be able to change your treating
physician to your personal chiropractor or acupuncturist
following a work-related injury or illness within 30 days of
reporting your injury. Chiropractors may not continue as
the primary treating physician after 24 visits. You may use
the attached Notice of Personal Chiropractor or Personal
Acupuncturist form to notify your employer of this change.
Emergency Medical Care:
If you need emergency care, call 911 for help immediately
from the hospital, ambulance, fire department or police
department.
First Aid:
If you need first aid treatment, contact your employer. If
you have more than a simple first aid injury, you will need
to ask your employer for a claim form.
Temporary Disability (TD) Benefits:
You may be entitled to payments if you lose wages while
recovering. Your temporary disability rate is calculated by
multiplying your average weekly wage by two thirds. The
first 3 days of disability are not payable under California
law unless there is hospitalization at the time of injury or
the disability exceeds 14 days. If your physician returns
you to work on a modified basis, you may be entitled to
wage loss. This is generally calculated by multiplying the
difference between your average weekly wage and your
earnings during modified duties times two thirds. This is
subject to the benefit minimums and maximums set by the
California Legislature. Temporary disability benefits are
payable within 14 days of the date of injury or knowledge
of the injury. Subsequent payments are due every 14
days. Benefits will continue until your physician states you
may return to work or your medical condition is permanent
and stationary.
For injuries occurring on or after 1/1/08, no more than 104
weeks of temporary disability are payable within 5 years
from the date of injury. For longer term conditions
(hepatitis B & C, amputations, severe burns, HIV, high
velocity eye injuries, chemical burns to the eyes,
pulmonary fibrosis, and chronic lung disease) no more
than 240 weeks within five years from the date of injury
are payable. You may be eligible for state disability
benefits from the Employment Development Department
(EDD) if TD benefits are stopped, delayed, or denied.
There are time limits so contact EDD at (800)480-3287 or
www.edd.ca.gov for information on when and how to
apply.
Permanent Disability (PD) Benefits:
You may be entitled to payments if your physician says
your injury has limited your ability to work. The permanent
disability rate is calculated by multiplying your average
weekly wage by two thirds, subject to statutory minimums
and maximums. The amount of permanent disability or
impairment may depend on your doctor’s opinion, as well
as your age, occupation type of injury and date of injury.
If you have permanent disability or your claims examiner
suspects you have permanent disability, a letter will be
sent to you explaining your benefits, including the estimate
or total value of permanent disability, weekly payment
amount, how the benefit was calculated, and all of your
related rights under the California Labor Code, including
your right to object to the report upon which the
determination is being based. Permanent Disability
benefits are payable within 14 days of the last payment of
temporary disability benefit or after you physician indicates
there is permanent disability. The benefit is payable every
fourteen days. Permanent Disability benefits are not
payable until your claim is finalized if your employer
offered a job upon termination of temporary disability
benefits.
Supplemental Job Displacement Benefit:
You may be entitled to a nontransferable voucher payable
to a state approved school. To qualify, your injury must
result in a permanent impairment and your employer is
unable to offer modified or alternative work within 60 days
of receipt of a report asserting that all medical conditions
have reached maximum medical improvement. If after 60
days after receiving the doctors report your employer has
not offered you regular, modified or alternative work, your
claims administrator has 20 days to provide you
Supplemental Job Displacement Benefits. If you qualify
for the supplemental job displacement benefit, your claims
examiner will provide a voucher for up to $6,000.00. The
voucher may be used for education related retraining
and/or skill enhancement at a state accredited school,
books, required tools, license or certification fees or other
resources that can help you find a new job. There are
limits on how much you can spend on some items, but if
you qualify you will receive a letter with information for
the use of this benefit.
Return to Work Fund
If your injury results in permanent impairment and it is
determined that the amount awarded is disproportionately
low in comparison to your loss of earnings, you may be
entitled to additional compensation. A fund was
established to supplement permanent impairment benefits
under specific circumstances. This fund is administered
by the Division of Workers Compensation. Your examiner
can assist in directing you to the correct resource to
determine eligibility.
Death Benefits:
Death benefits are paid to dependents of a worker who
dies from a work-related injury or illness. The benefit is