Monthly Budget Worksheet
NET MONTHLY INCOME: Amount of money aer taxes and deductions
Income Amount Source
Income 1
Income 2
Income 3
Other:
TOTAL
FIXED MONTHLY EXPENSES: Don’t change or change only a small amount
Expense type Budget amount Actually spent
Housing (rent/mortgage)
Electric
Garbage collection
Heat/gas
Water/sewer
Car payment
Child support/alimony
Childcare
Club/membership/union dues
Dental/vision insurance premium
Health insurance premium
Student loan payment
Savings
Other:
Other:
TOTAL
© Framework Homeownership LLC 2016
$ 0.00
$ 0.00
$ 0.00
FLEXIBLE MONTHLY EXPENSES: Have some control over and can adjust
Expense type Budget amount Actually spent
Cable or satellite television
Internet connection
Telephone(s)
Alcohol/tobacco products
Barber/salon
Dining out
Gasoline/public transportation
Groceries
Household items
Laundry/dry cleaning
Lottery/bingo
Medications
Other entertainment
Personal items/toiletries
Pet supplies/care
Subscriptions
Credit card (minimum payment)
Credit card (minimum payment)
Other:
Other:
TOTAL
© Framework Homeownership LLC 2016
$ 0.00
$ 0.00
PERIODIC EXPENSES: Not a regular monthly expense (Annual cost ÷ 12 months = budget amount)
Expense type Budget amount Actually spent
Car insurance
Car repair/maintenance
Car tabs/plates/tags/registration
Charitable/religious donations
Clothing/footwear
Holidays/birthdays/gis
Home maintenance
Life/disability insurance
Medical/dental/vision copays
Renters insurance
Sports/hobbies fees & equipment
Tuition/education
Vacations
Other:
Other:
TOTAL
SUMMARY
Income/expenses Budget amount Actually spent
Total net income
Total expenses
DISCRETIONARY INCOME:
© Framework Homeownership LLC 2016
$ 0.00
$ 0.00
$ 0.00
$ 0.00
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