Make a Budget
Use this worksheet to see how much money you spend this month. Then, use this month’s
informaon to help you plan next month’s budget.
Some bills are monthly and some come less oen. If you have an expense that does not occur
every month, put it in the “Other expenses this month” category.
MONTH YEAR
My income this month
Income Monthly total
Paychecks (salary aer taxes, benets, and check cashing fees) $
Other income (aer taxes) for example: child support $
Total monthly income
$
My expenses this month
Expenses Monthly total
Rent or mortgage $
Renter's insurance or homeowner's insurance $
Ulies (like electricity and gas) $
Internet, cable, and phones $
Other housing expenses (like property taxes) $
Groceries and household supplies $
Meals out $
Other food expenses $
Public transportaon and taxis $
Gas for car $
Parking and tolls $
Car maintenance (like oil changes) $
Car insurance $
Car loan $
Other transportaon expenses $
HOUSINGFOODTRANSPORTATION
Income
0.00
September 2012 | Federal Trade Commission | consumer.gov
Make a Budget
Expenses Monthly total
Medicine $
Health insurance $
Other health expenses (like doctors' appointments and eyeglasses) $
Child care $
Child support $
Money given or sent to family $
Clothing and shoes $
Laundry $
Donaons $
Entertainment (like movies and amusement parks) $
Other personal or family expenses (like beauty care) $
Fees for cashier's checks and money transfers $
Prepaid cards and phone cards $
Bank or credit card fees $
Other fees $
School costs (like supplies, tuion, student loans) $
Other payments (like credit cards and savings) $
Other expenses this month $
Total monthly expenses
$
HEALTHPERSONAL AND FAMILYFINANCEOTHER
$ $
$
Maybe your income is more than your expenses. You have money le to save or spend.
Maybe your expenses are more than your income. Look at your budget to nd expenses to cut.
Expenses
Expenses
Income
0.00
0.00
0.00
0.00
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