Fillable MCMP Module 2 P2

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MCMP Module 2 P2

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Visit www.mycollegemoneyplan.org for additional resources and information.
Module 2
1. It is easier to do or keep track of which of the following if you have a bank account.
Answer ______
a.
How much money you have.
b.
Save money toward a goal.
c.
Pay bills.
d.
All of the above
2. The term “underbanked” means. Answer ______
a.
The rooms below a bank where they store the money.
b.
The part of the edge of a lake that is usually underwater.
c.
Someone who has a bank account but doesn’t use it as their usual way to
handle money.
d.
None of the above.
3. Many employers no longer use a paper checks when paying employees. If you
don’t have a bank account, your employer may pay you using:
Answer ______
a.
An electronic deposit to your account.
b.
A gift card to your favorite store.
c.
A paycard.
d.
A voucher for the grocery store.
4. The financial institutions where people can normally open a checking or savings
account are:
Answer ______
a.
A pawn shop or a payday loan store.
b.
A bank or credit union.
Visit www.mycollegemoneyplan.org for additional resources and information.
c.
A grocery store, or large discount store.
d.
None of the above.
5. What is an overdraft fee? Answer ______
a.
A fee charged by the utility company when you use your air conditioner too
often.
b.
A fee charged by a bank when you spend more money than you have in your
account.
c.
A fee paid to a professional athlete when he is drafted earlier than expected.
d.
An historical term meaning the fee paid by someone so that another person
would take their place in the military draft
6. One reason you should carefully look over your bank statement every month is to:
Answer ______
a.
Make sure you recognize every transaction.
b.
Make sure no one else is using your money.
c.
To detect signs of identity theft.
d.
All of the above.
Name: ____________________________ WSUid: ______________________
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MCMP Module 2 P2

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Completed 21 March 2020

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