Pennsylvania Housing Finance Agency
NMLS/__LICENSE ID N/A
askphfa@phfa.org
855‐827‐3446
LOAN ESTIMATE Page 3 of 3 – Loan ID#
Additional Information about this Loan
LENDER MORTGAGE BROKER
NMLS/__LICENSE ID
LOAN OFFICER LOAN OFFICER
NMLS/__LICENSE ID NMLS/__LICENSE ID
EMAIL EMAIL
PHONE PHONE
Comparisons
Use these measures to compare this loan with other loans.
In 5 Years
Total you will have paid in principal, interest, mortgage insurance and loan costs.
Principal you will have paid off.
(APR)
0%
Your costs over the loan term expressed as a rate. This is not your interest rate.
Total Interest Percentage
(TIP)
0%
The total amount of interest you will pay over the loan term as a percentage of
your loan amount.
Other Considerations
We may order an appraisal to determine the property’s value and charge you for this appraisal.
We will promptly give you a copy of any appraisal, even if your loan does not close. You can
pay for an additional appraisal for your own use at your own cost.
If you sell or transfer this property to another person, we
will allow, under certain conditions, this person to assume this loan on the original terms.
will not allow assumptions of this loan on the original terms.
If your payment is more than 15 days late, we will charge a late fee of ______ of the monthly
principal and interest payment.
Refinancing this loan will depend on your future financial situation, the property value, and
market conditions. You may not be able to refinance this loan.
We intend
to service your loan. If so, you will make your payments to us.
to transfer servicing of your loan.
Confirm Receipt
By signing, you are only confirming that you have received this form. You do not have to accept this loan because you
have signed or received this form.
Applicant signature Date Co-Applicant Signature Date
Participating Lender Name Here
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