Lex Homeowners/Dwelling App 05 16 Page 1 of 3
Lexington Insurance Company
Homeowners / Dwelling Program Application
APPLICANT INFORMATION
Name
Occupation
Employer
Date of Birth
Insured Location (if different than mailing address)
City/State/Zip
County
Mailing Address (if different than insured location
City/ State/Zip
County
Inspection Contact
Phone Number
Producer Name
Phone Number
Expiration Date
Expiring Premium
Effective Date (of this policy)
If prior carrier has cancelled or non-renewed, please explain why? (Missouri Applicants need not apply)
If the insured has not carried insurance within the last 12 months please explain why?
Within the last 5 years has the applicant had (check all that apply): [ ] Foreclosure [ ] Bankruptcy [ ] Repossession [ ] Lien
Mortgagee (Name/Mailing Address Including Zip Code)
Loan #
Mortgagee (Name/Mailing Address Including Zip Code)
Loan #
Additional Insured (Name/Address/City/State/Zip)
Describe Interest
Grantor, Beneficiary or Trustee (For Named Insureds that are Trusts, Estates, etc.)
Date of Birth
COVERAGES/LIMITS OF LIABILITY/DEDUCTIBLES
Policy Form
Dwelling/ (A&A HO-6)
Other Structures
Personal Property
Loss of Use
Liability
Medical Payments
[ ] HO-3
[ ] HO-4
[ ] HO-6
[ ] DP-3
[ ] HO8 or DP1
Loss Assessment
Ordinance or Law
(10% included)
[ ] 15% [ ] 25%
AOP Deductible
Wind/Hail Deductible [ ] Y/N
Named Storm Deductible [ ] Y/N
% [100% if wind peril is excluded]
Other Deductible
(e.g. Water Damage, Theft)
RATING AND UPDATES INFORMATION
Protection Class #(if PC 9/10, requires supplemental app)
Distance to Fire Hydrant: feet
Fire Department
[ ] Paid [ ] Volunteer
Distance to Fire Station: miles
Occupancy
Primary Secondary Rental Secondary Rental Builders Risk (requires supplemental app) Vacant Unoccupied
[ ] [ ] [ ] [ ] [ ] [ ] [ ]
If dwelling is rented, what
is the minimum # of days
rented per tenant?
[ ] # of days
Construction
[ ] Frame/Stucco [ ] Masonry [ ] Masonry Veneer [ ] Superior [ ] EIFS [ ] Log (requires supplemental app)
Year Built
Square Footage
# of Families
# of Stories
If HO4/6,
How many floors in the building? On which floor is the unit?
Protective Alarms/Devices
[ ] Central Fire [ ] Central Burglar [ ] Smoke Detectors [ ] Interior Sprinklers [ ] Deadbolt
Windstorm Mitigation
[ ] Hip Roof [ ] Roof Straps [ ] Protective Glass [ ] Metal Electronic Shutters [ ] Metal Manual Shutters [ ] Plywood Shutters
Roof Type [ ] Atlas Chalet Shingles (Georgia Only)
[ ] Comp [ ] Shake [ ] Tile [ ] Slate Other: .
Hip Roof
[ ] Yes [ ] No
Age of Roof
(Year Updated)
[ ]
Roof Update
[ ] Partial [ ] Full
Was the dwelling gutted and
completely remodeled?
[ ] Y [ ] N
Does the dwelling include any live knob
and tube wiring?
[ ] Y [ ] N
Does the dwelling include any fuses?
[ ] Y [ ] N
Does the dwelling include any lead
piping as part of the plumbing system?
[ ] Y [ ] N
LOSS HISTORY (Loss History includes all losses within the last 3 years regardless of location)
Date
Type of Loss
Cause
Amount
Open or Closed
Unrepaired damage
(Y or N)
Preventative Measures
Lex Homeowners/Dwelling App 05 16 Page 2 of 3
ADDITIONAL UNDERWRITING INFORMATION (check all applicable)
Is business conducted on premises? [ ] Y [ ] N
If yes, explain:
Is the dwelling for sale? [ ] Y [ ] N
Is the dwelling undergoing any renovation or construction? [ ] Y [ ] N
(if yes, requires supplemental Builder’s Risk app)
Is the dwelling rented to students? [ ] Y [ ] N
Do you or any tenant that occupies the premises own any animals? [ ] Y [ ] N
Type(s): Breed(s): Bite History: .
Is there a woodstove on premises? [ ] Y [ ] N
(if yes, requires supplemental heating questionnaire)
If yes, is it a primary heat source? [ ] Y [ ] N
Is the dwelling on the National Historic Register? [ ] Y [ ] N
Is there a swimming pool? [ ] Y [ ] N
[ ] Fenced [ ] Unfenced
Has flood insurance been purchased to the full value of the Dwelling indicated in the Coverages/Limits of Liability section above? [ ] Y [ ] N
During the last five years, has any applicant and/or person with financial interest in the property to be insured been indicted for or convicted of any degree of the
crime of fraud, bribery, arson or any other crime in connection with the property to be insured or any other property? [ ] Y [ ] N
California Only:
Is there 150 feet of brush clearance around all structures? [ ] Y [ ] N
California Only:
If Wood Shake roof, is there1000 feet of brush clearance? [ ] Y [ ] N
Is there Fire Retardant Treatment? [ ] Y [ ] N
cA
OPTIONAL COVERAGES/ENDORSEMENTS
Personal Property Replacement Cost
Yes
No
Extending Liability
# of properties . occupancy .
address .
Yes
No
Special Personal Property All Risk Coverage C
Yes
No
Special Computer Coverage
Yes
No
Extended Replacement Cost Dwelling
[ ] 125% [ ] 150%
Yes
No
Watercraft Liability
Engine Type: [ ] Inboard [ ] Outboard
Length feet
Yes
No
Upgrade to Green Residential Endorsement
Yes
No
LexElite Eco-Homeowner
Yes
No
Personal Injury
Yes
No
Increased Limits on Business Property
If yes, [ ] $10,000 [ ] $25,000
Yes
No
Water Back Up and Sump Pump Overflow
[ ] $5,000 [ ] $10,000 [ ] $25,000
Yes
No
Golf Cart Coverage
# of carts __ _ value year .
make model serial # .
Yes
No
Increased Special Limits (all)
Yes
No
Increased Special Limits (Jewelry/Watches/Furs)
Yes
No
Include Liability for Golf Carts
Yes
No
Identity Fraud
Yes
No
HO6 All Risk Coverage A
Yes
No
Directors & Officers Coverage
Yes
No
Pet Critical Injury Coverage
# Dogs [ ] # Cats [ ]
Yes
No
Limited Fungi (Mold), Wet or Dry Rot Coverage
Section I: $5K [ ] $10K [ ] $25K [ ]
$50K[ ]
Section II: $5K [ ] $10K [ ] $25K [ ]
$50K [ ]
Yes
No
Vandalism & Malicious Mischief (DP3 only)
Yes
No
Earthquake Coverage (States other than CA, OR, WA)
Yes
No
Earthquake Coverage (CA, OR, WA Only)
Limited [ ] Deluxe [ ]
Yes
No
Sinkhole Coverage (Florida Only)
Yes
No
If yes to Sinkhole Coverage (Florida Only):
1) Have you observed: (i) the signs of settling, cracking, bulging, sagging,
bending, leaning, shrinkage or expansion of any part of the dwelling or
other structure or (ii) any depression in the ground surface on the
premises? [ ]Y [ ] N
2) Have you been told, has it been disclosed to you or are you otherwise aware
of: (i) a sinkhole that might affect the dwelling or other structures or (ii) any
other partial or complete sinking or collapse of the dwelling or other
structures? [ ] Y [ ] N
3) At any time, has this property had any prior sinkhole claims?
[ ] Y [ ] N
If yes to Earthquake Coverage in CA, OR, WA:
1) If located on a hillside, is the slope 25 degrees or less? [ ] Y [ ] N
2) If built between 1920 and 1950, is there full seismic retrofitting?
[ ] Y [ ] N
3) Is the dwelling built on tall walls or posts? [ ] Y [ ] N
4) Is the foundation concrete/steel and reinforced? [ ] Y [ ] N
5) Are the water heater and fireplace chimney securely bolted to the dwelling
studs or foundation? [ ] Y [ ] N
The following Optional Coverages/Endorsements are automatically included as described below. To remove these coverages,
please select “Opt out”. To add these Coverages where not automatically included, please select “Add” as indicated below.
LexShare Home Rental Coverage [ ] Opt out
Included on all HO3 & HO6 if occupancy is Secondary, Secondary Rental or Rental
[ ] Add to Primary occupancy
Mandatory Evacuation Coverage [ ] Opt out
Included on HO3, HO4 & HO6 if Coverage D applies in the following states only:
AL, CA, CT, CO, DE, FL, GA, LA, MA, MS, NC, NJ, NY, SC,TX , ME, NH, RI,
MD, VA
Cyber Safety Coverage [ ] Opt out
Included on all HO3, HO4 & HO6
Significant Other Coverage [ ] Opt out
Included on HO3 or HO6 if occupancy is Primary and only 1 Named Insured
[ ] Add to non-Primary occupancy
Mechanical Breakdown [ ] Opt out
Included on all HO3 [ ] Add to HO6
Lex Homeowners/Dwelling App 05 16 Page 3 of 3
NOTICE TO APPLICANTS: PERSONAL INFORMATION ABOUT YOU MAY BE COLLECTED FROM PERSONS OTHER THAN YOU IN CONNECTION WITH THIS APPLICATION
FOR INSURANCE AND SUBSEQUENT AMENDMENTS AND RENEWALS. SUCH INFORMATION AS WELL AS OTHER PERSONAL AND PRIVILEGED INFORMATION COLLECTED
BY US OR OUR BROKERS MAY IN CERTAIN CIRCUMSTANCES BE DISCLOSED TO THIRD PARTIES WITHOUT YOUR AUTHORIZATION. YOU HAVE THE RIGHT TO REVIEW
YOUR PERSONAL INFORMATION IN OUR FILES AND CAN REQUEST CORRECTION OF ANY INACCURACIES. A MORE DETAILED DESCRIPTION OF YOUR RIGHTS AND OUR
PRACTICES REGARDING SUCH INFORMATION IS AVAILABLE UPON REQUEST.
ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR
STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY
FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.
NOTICE TO ARKANSAS, NEW MEXICO AND WEST VIRGINIA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR
PAYMENT OF A LOSS OR BENEFIT, OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT
TO FINES AND CONFINEMENT IN PRISON.
NOTICE TO COLORADO APPLICANTS: IT IS UNLAWFUL TO KNOWINGLY PROVIDE FALSE, INCOMPLETE, OR MISLEADING FACTS OR INFORMATION TO AN INSURANCE
COMPANY FOR THE PURPOSE OF DEFRAUDING OR ATTEMPTING TO DEFRAUD THE COMPANY. PENALTIES MAY INCLUDE IMPRISONMENT, FINES, DENIAL OF
INSURANCE, AND CIVIL DAMAGES. ANY INSURANCE COMPANY OR AGENT OF AN INSURANCE COMPANY WHO KNOWINGLY PROVIDES FALSE, INCOMPLETE, OR
MISLEADING FACTS OR INFORMATION TO A POLICYHOLDER OR CLAIMANT FOR THE PURPOSE OF DEFRAUDING OR ATTEMPTING TO DEFRAUD THE POLICYHOLDER OR
CLAIMANT WITH REGARD TO A SETTLEMENT OR AWARD PAYABLE FROM INSURANCE PROCEEDS SHALL BE REPORTED TO THE COLORADO DIVISION OF INSURANCE
WITHIN THE DEPARTMENT OF REGULATORY AUTHORITIES.
NOTICE TO DISTRICT OF COLUMBIA APPLICANTS: WARNING: IT IS A CRIME TO PROVIDE FALSE OR MISLEADING INFORMATION TO AN INSURER FOR THE PURPOSE
OF DEFRAUDING THE INSURER OR ANY OTHER PERSON. PENALTIES INCLUDE IMPRISONMENT AND/OR FINES. IN ADDITION, AN INSURER MAY DENY INSURANCE
BENEFITS IF FALSE INFORMATION MATERIALLY RELATED TO A CLAIM WAS PROVIDED BY THE APPLICANT.
NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF
CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY OF THE THIRD DEGREE.
NOTICE TO KANSAS APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD, PRESENTS, CAUSES TO BE PRESENTED OR PREPARED WITH
KNOWEDLGE OR BELIEF THAT IT WILL BE PRESENTED TO OR BY AN INSURER, PURPORTED INSURER, BROKER OR ANY AGENT THEREOF, ANY WRITTEN STATEMENT AS
PART OF, OR IN SUPPORT OF, AN APPLICATION FOR THE ISSUANCE OF, OR THE RATING OF AN INSURANCE POLICY FOR PERSONAL OR COMMERCIAL INSURANCE, OR A
CLAIM FOR PAYMENT OR OTHER BENEFIT PURSUANT TO AN INSURANCE POLICY FOR COMMERCIAL OR PERSONAL INSURANCE WHICH SUCH PERSON KNOWS TO
CONTAIN MATERIAL FALSE INFORMATION CONCERNING ANY FACT MATERIAL THERETO; OR CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION
CONCERNING ANY FACT MATERIAL THERETO COMMITS A FRAUDULENT INSURANCE ACT.
NOTICE TO KENTUCKY APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN
APPLICATION FOR INSURANCE CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING
ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME.
NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR
KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN
PRISON.
NOTICE TO MAINE APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO AN INSURANCE COMPANY FOR
THE PURPOSE OF DEFRAUDING THE COMPANY. PENALTIES MAY INCLUDE IMPRISONMENT, FINES OR A DENIAL OF INSURANCE BENEFITS.
NOTICE TO MARYLAND APPLICANTS: ANY PERSON WHO KNOWINGLY AND WILLFULLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR
BENEFIT OR WHO KNOWINGLY AND WILLFULLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT
TO FINES AND CONFINEMENT IN PRISON.
NOTICE TO MINNESOTA APPLICANTS: A PERSON WHO FILES A CLAIM WITH INTENT TO DEFRAUD OR HELPS COMMIT A FRAUD AGAINST AN INSURER IS GUILTY OF A
CRIME.
NOTICE TO NEW JERSEY APPLICANTS: ANY PERSON WHO INCLUDES ANY FALSE OR MISLEADING INFORMATION ON AN APPLICATION FOR AN INSURANCE POLICY IS
SUBJECT TO CRIMINAL AND CIVIL PENALTIES.
NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN
APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING,
INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A
CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.
NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN
APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.
NOTICE TO OKLAHOMA APPLICANTS: WARNING: ANY PERSON WHO KNOWINGLY, AND WITH INTENT TO INJURE, DEFRAUD OR DECEIVE ANY INSURER, MAKES ANY
CLAIM FOR THE PROCEEDS OF AN INSURANCE POLICY CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY (365:15-1-10, 36
§3613.1).
NOTICE TO OREGON APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN
APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING,
INFORMATION CONCERNING ANY FACT MATERIAL THERETO, MAY BE GUILTY OF A FRAUDULENT ACT, WHICH MAY BE A CRIME AND MAY SUBJECT SUC H PERSON TO
CRIMINAL AND CIVIL PENALTIES.
NOTICE TO PENNSYLVANIA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN
APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR CONCEALS FOR THE PURPOSE OF MISLEADING,
INFORMATION CONCERNING ANY FACT MATERIAL THERETO COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS SUCH PERSON TO
CRIMINAL AND CIVIL PENALTIES.
NOTICE TO TENNESSEE, VIRGINIA AND WASHINGTON APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO
AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING THE COMPANY. PENALTIES INCLUDE IMPRISONMENT, FINES AND DENIAL OF INSURANCE BENEFITS.
NOTICE TO VERMONT APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE STATEMENT IN AN APPLICATION FOR INSURANCE MAY BE GUILTY OF A
CRIMINAL OFFENSE AND SUBJECT TO PENALTIES UNDER STATE LAW.
PRODUCER’S SIGNATURE: _____________________________________________DATE:____________________________________________
Applicant’s Statement: The undersigned applicant declares that if the information supplied on this application changes between the date of this application and the
time when the insurance policy is issued, the applicant will immediately notify the insurer of such changes, and the insurer may withdraw or modify any outstanding
quotations and/or authorizations or agreement to bind this insurance.
The undersigned applicant further declares that I have read and understand the entire application including the applicable fraud warning, if any, and that the
statements set forth in this application are true and complete.
APPLICANT’S SIGNATURE: ___________________________________________DATE: ____________________________________________
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