Description of credit card
Product name
Macquarie RateSaver
Card
Macquarie Platinum
Card (Macquarie
Rewards)
Macquarie Platinum
Card (Qantas Rewards)
Macquarie Black Card
(Macquarie Rewards)
Macquarie Black Card
(Qantas Rewards)
Minimum
credit limit
$ $ $ $ $
Minimum
repayments
2% of the closing
balance (rounded up
to the nearest dollar)
or $50, whichever is
greater. If the closing
balance is less than
$50, you must pay the
full closing balance.
2.5% of the closing
balance (rounded up
to the nearest dollar)
or $50, whichever is
greater. If the closing
balance is less than
$50, you must pay the
full closing balance.
2.5% of the closing
balance (rounded up
to the nearest dollar)
or $50, whichever is
greater. If the closing
balance is less than
$50, you must pay the
full closing balance.
2.5% of the closing
balance (rounded up
to the nearest dollar)
or $50, whichever is
greater. If the closing
balance is less than
$50, you must pay the
full closing balance
2.5% of the closing
balance (rounded up
to the nearest dollar)
or $50, whichever is
greater. If the closing
balance is less than
$50, you must pay the
full closing balance
Interest on
purchases
% pa % pa % pa % pa % pa
Interest-free
period
Up to 55 days on purchases only, which applies only if your account is paid in full by the due date each month (excluding
any balance transfers and Interest Free Finance balances that are in the specified promotional period)
Interest on
cash advances
% pa % pa % pa % pa % pa
Promotional
interest rate
None None None None None
Balance
transfer
interest rate
% pa on
balance transfers for
months, which will
then revert to the
standard variable
interest rate for
purchases
% pa on
balance transfers for
months, which will
then revert to the
standard variable
interest rate for
purchases
% pa on
balance transfers for
months, which will
then revert to the
standard variable
interest rate for
purchases
% pa on
balance transfers for
months from card
approval, which will then
revert to the standard
variable interest rate for
purchases
% pa on
balance transfers for
months from card
approval, which will then
revert to the standard
variable interest rate for
purchases
Annual fee
$69 for the primary
cardholder and $10
for each additional
cardholder
$99 for the primary
cardholder and $0
for the additional
cardholder
$99 for the primary
cardholder and $0
for the additional
cardholder
$149 for the primary
cardholder and $0
for each additional
cardholder
$149 for the primary
cardholder and $0
for each additional
cardholder
Late payment
fee
$35 per statement
period
$35 per statement
period
$35 per statement
period
$35 per statement
period
$35 per statement
period
There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit
if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from
macquarie.com/au/personal/credit-cards/expertise/fees-and-charges
For more information on choosing and using credit cards visit the ASIC consumer website at moneysmart.gov.au
The terms on which this credit card is offered can change over time. You can check if any changes have been made here
or by contacting us on 1300 150 300.
FLY2798 03/16 ELV
Macquarie Bank Limited ABN 46 008 583 542 Australian Credit Licence 237502
This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
macquarie.com
Correct as at: / / Macquarie Bank as credit provider and issuer
Key facts about this
credit card
