Fillable Installment Website Consumer Loan Application (My Homebank)

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Installment Website Consumer Loan Application (My Homebank)

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HOMEBANK
P.O. Box 311
Palmyra, MO 63461
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Rev 07/20/2020
FACTS
WHAT DOES HOMEBANK DO
WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
◼ Social Security number and income
◼ Account balances and payment history
◼ Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in
this notice.
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons HOMEBANK chooses to share; and whether
you can limit this sharing.
Reasons we can share your personal information
Does HOMEBANK share?
Can you limit this
sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
No
We don’t share
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For non-affiliates to market to you
No
We don’t share
Questions?
Call us at 573-769-2001 or Toll-Free at 1-855-577-2001 or
go to www.myhomebank.bank
Page 2
Who we are
Who is providing this notice?
HOMEBANK
What we do
How does HOMEBANK protect my
personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does HOMEBANK collect my
personal information?
We collect your personal information, for example, when you
◼ Open an account or deposit money
◼ Pay your bills or apply for a loan
◼ Use your credit or debit card
We also collect your personal information from others, such as credit
bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
◼ sharing for affiliates’ everyday business purposes—information
about your creditworthiness
◼ affiliates from using your information to market to you
◼ sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
◼ HOMEBANK does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
◼ HOMEBANK does not share with non-affiliates so they can market
to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
◼ HOMEBANK does not jointly market.
400 S. Main
P.O. Box 311
Palmyra, Missouri 63461
573-769-2001
Fax 573-769-2345
IMPORTANT INFORMATION ABOUT THE PROCEDURES FOR OPENING A
NEW ACCOUNT
To help the government fight the funding of Terrorism and money laundering
activities, Federal law requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account.
What that means for you: When you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you. We will
also ask to copy your driver's license
Identification is for verification of identity only and will in no way be used in the loan
credit process
***Payment made by you in person, by mail or electronically Monday through Friday, will
be credited on the day we receive them.
***Payments received on Saturday will be credited on the next business day.
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Installment Website Consumer Loan Application (My Homebank)

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Completed 15 December 2020

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