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Income and expenditure form
Intermediary use only
0345 241 3079
www.castletrust.co.uk
Net monthly income
£
£
Applicant 1
Applicant 3
Applicant 2
Applicant 4
(Net of income tax, national insurance payments and any tax liability associated with BTL ownership)
£
£
£
£
£
£
Employment income Rental income Employment income Rental income
Essential expenditure Monthly expenditure
Mortgage / rent
(if multiple properties
owned please include all mortgage commitments)
Mortgage related life premiums
Building / contents insurance
Additional mortgage payments
Loans / motor nance / personal
contract agreements
Credit / store cards
Maintenance payments
Non mortgage related insurance
premiums
(life, pet, appliance etc.)
Personal pensions
TOTAL ESSENTIAL EXPENDITURE
£
£
£
£
£
£
£
£
£
£
Other expenditure Monthly expenditure
Utilities
(gas, water, electric & other fuels)
Building insurance (if multiple properties
owned please include premiums for all properties)
Ground rent and service charges for
leasehold properties
TV licence / satellite / broadband /
landline telephone
Mobile phone
Council tax
Childcare / school / university fees
Food, laundry & other living expenses
Essential travel
(commuting, car Servicing,
MOT, insurance etc.)
TOTAL OTHER EXPENDITURE
£
£
£
£
£
£
£
£
£
£
Rental property expenditure Monthly expenditure
Management & letting fees
Council tax & service charges
Insurance
Repairs
Rental voids
Utilities
(gas, water, electric & other fuels)
Gas & electric certicates
License fees & ground rent charges
TOTAL RENTAL EXPENDITURE
Where rental properties are owned, please total for all properties:
£
£
£
£
£
£
£
£
£
Living expenditure Monthly expenditure
Socialising
Hobbies, club / gym fees
Holidays
Clothing, personal & household
goods, hairdressing etc.
Sundries
(cigarettes, magazines etc.)
Repairs, decoration, gardening etc.
Additional savings / investments
Other miscellaneous costs
TOTAL LIVING EXPENDITURE
£
£
£
£
£
£
£
£
£
Customer declaration
Signature
Date
Name
I/We conrm that the Income & Expenditure Form has been completed to the best of my/our knowledge and the information
supplied is a reasonable representation of my/our current/future expenditure.
*If more than one household please complete 2 separate forms.
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Important information
Loans are subject to status, terms and conditions. The customer must repay the loan by the end of the term. If the customer has not
repaid the loan by the end of its term and either does not have sucient savings or is not able to arrange another mortgage, then they
will need to sell their property. Property may be repossessed if the loan is not paid when due. This communication is for authorised
intermediaries only. This information has not been approved for use with customers and is not intended for public or customer use.
M733_Income&Expenditure_Form
Signature
Date
Name
Signature
Date
Name
Signature
Date
Name
Intermediary use only
Committed expenditure Monthly expenditure
School fees
Child maintenance
Spousal maintenance
TOTAL COMMITTED EXPENDITURE
£
£
£
£
TOTAL EXPENDITURE
TOTAL ESSENTIAL EXPENDITURE*
TOTAL OTHER EXPENDITURE
TOTAL RENTAL EXPENDITURE
TOTAL LIVING EXPENDITURE
TOTAL COMMITTED EXPENDITURE
SUB TOTAL EXPENDITURE
TOTAL NET INCOME
DISPOSABLE INCOME
(net income minus
total expenditure)
£
£
£
£
£
£
£
£
Additional information - mandatory
Number of dependent adults Number of dependent children
Anticipated retirement age:
Applicant one Applicant two
Applicant three Applicant four
Castle Trust, PO Box 6966, Basingstoke, RG24 4XF
|
Tel: 0345 241 3079
|
www.castletrust.co.uk
Castle Trust is the trading name of Castle Trust Capital plc (Company no. 07454474). Castle Trust Capital plc is registered in England and Wales. Registered oce:
10 Norwich Street, London EC4A 1BD. Castle Trust Capital plc is authorised and regulated by the Financial Conduct Authority.