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Information About
Commercial General Liability Insurance
Home Improvement
Pursuant to California Business & Professions Code §7159.3 (SB 2029), home improvement contractors
must provide this notice and disclose whether or not they carry commercial general liability insurance.
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Did your contractor tell you whether he or she carries Commercial General
Liability Insurance?
Home improvement contractors are required by law to tell you whether or not they carry
Commercial General Liability Insurance. This written statement must accompany the bid, if
there is one, and the contract.
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What does this insurance cover?
Commercial General Liability Insurance can protect against third-party bodily injury and
accidental property damage. It is not intended to cover the work the contractor performs.
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Is this insurance required?
No. But the Contractors State License Board strongly recommends that all contractors carry it.
The Board cautions you to evaluate the risk to your family and property when you hire a
contractor who is not insured. Ask yourself, if something went wrong, would this contractor be
able to cover losses ordinarily covered by insurance?
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How can you make sure the contractor is insured?
If he or she is insured, your contractor is required to provide you with the name and telephone
number of the insurance company. Check with the insurance company to verify that the
contractor’s insurance coverage will cover your project.
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What about a contractor who is self-insured?
A self-insured contractor has made a business decision to be personally responsible for losses
that would ordinarily be covered by insurance. Before contracting with a self-insured
contractor, ask yourself, if something went wrong, would this contractor be able to cover
losses ordinarily covered by insurance?
� ____________________________
(CONTRACTOR’S NAME)
does not carry Commercial General Liability Insurance.
� ____________________________
(CONTRACTOR’S NAME)
carries Commercial General Liability Insurance.
The insurance company is
____________________________________________
(COMPANY NAME)
.
You may call the insurance company at ____________________
(TELEPHONE NUMBER)
_ to verify coverage.
For more information about Commercial General Liability Insurance, contact the Contractors
State License Board at www.cslb.ca.gov or call 800-321-CSLB (2752).
