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Important Information
Data Protection
The personal data and sensitive personal data provided by you shall be used by Aon UK limited for the purpose of providing this insurance and handling of
any claims which may arise under it. It may be held on computer and/or manual files for administration and risk assessment purposes. We may disclose your
personal data and sensitive personal data to other parties such as insurers, reinsurers and brokers and may request additional information from them. Further,
your information may also be transferred to countries (which do not provide the same level of data protection as the UK) if necessary for the performance of your
contract with us. Where we transfer personal data to countries that are not subject to an adequacy decision, we shall put in place appropriate safeguards, such
as data transfer agreements approved by the European Commission (EC) or UK data protection regulator, as appropriate.
By completing and returning this form, you acknowledge that you agree for us to use your personal data that we reasonably require to meet our obligations in
connection with the service provided to you, including any legal and regulatory obligations and consent to our processing your sensitive personal data for
the above purposes.
Detailed information on how we use your personal data can be found in the Privacy Notice (the “Notice”) on https://insurance.aon.co.uk/ at
https://insurance.aon.co.uk/household-privacy-policy. Please read the full Notice to ensure you understand how we collect and use your personal data and
your information rights.
Where you have provided information about another person, where appropriate, you should provide these individuals with a link to this notice beforehand or
ensure they are otherwise made aware of how their information will be used by Aon.
Insurance Administration
Your information may be used for the purposes of insurance administration by the insurer, its associated companies and agents, by reinsurers and your
intermediary. It may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing the insurer’s compliance with any regulatory
rules/codes. Your information may also be used for research and statistical purposes and crime prevention. It may be transferred to any country, including
countries outside the European Economic Area for any of these purposes and for systems administration. Where this happens, we will ensure that anyone to
whom we pass your information agrees to treat your information with the same level of protection as if we were dealing with it.
If you give us information about another person, in doing so you confirm that they have given you permission to provide it to us and for us to be able to process
their personal data (including any sensitive personal data) and also that you have told them who we are and what we will use their data for, as set out in this notice.
In the case of personal data, with limited exceptions, and on payment of the appropriate fee, you have the right to access and if necessary rectify information
held about you.
In assessing your application, the insurer or its agents may undertake checks against any publicly available information (such as electoral roll, county court
judgements, bankruptcy orders or repossessions). Similar checks may be made in assessing any claims made.
Information may also be shared with other insurers either directly or via those acting for the insurer (such as loss adjusters or investigators).
Fraud Prevention and Detection
In order to prevent and detect fraud we may at any time:
• Share information about you with other organisations and public bodies including the Police;
• Undertake credit searches and additional fraud searches;
• Check and/or file your details with fraud prevention agencies and databases, and if you give us false or inaccurate information and we suspect fraud,
we will record this to prevent fraud and money laundering.
We can supply on request further details of the agencies and databases we access or contribute to and how this information may be used. If you require
further details please contact us at: Policy Investigation Unit, Aviva, Cruan Business Centre, Westerhill Business Park, 123 Westerhill Road, Bishopbriggs
Glasgow G64 2QR. Telephone: 0345 300 0597. Email: PIUUKDI@AVIVA.COM
We and other organisations may also search these agencies and databases to:
• Help make decisions about the provision and administration of insurance, credit and related services for you and members of your household;
• Trace debtors or beneficiaries, recover debt, prevent fraud and to manage your accounts or insurance policies;
• Check your identity to prevent money laundering, unless you provide us with other satisfactory proof of identity.
• Check details of job applicants and employees.
Claims History
• Under the conditions of your policy you must tell us about any insurance related incidents (such as fire, water damage, theft or an accident) whether or not
they give rise to a claim. When you tell us about an incident we will pass information relating to it to a database.
• We may search these databases when you apply for insurance, or in the event of any incident or claim to validate your claims history or that of any other
person or property likely to be involved in the policy or claim.
You should show these notices to anyone who has an interest in the insurance under the policy.