ENROLL 18 NY
4
This group insurance has been offered to me and after careful consideration of the benefits, I have decided to:
ENROLL FOR INSURANCE for which I am or may become eligible under the group policies issued by Lincoln Life & Annuity
Company of New York, or its insurance partners. If contributions are required, I authorize my Employer to deduct premium
from my pay.
NOT ENROLL myself in the group insurance offered. I understand if I enroll for insurance at a later date, and if a physical
examination or further medical information is required, it will be at my own expense.
NOT ENROLL my dependents in the group insurance offered. I understand if I enroll my dependents for insurance at a later
date, and if a physical examination or further medical information is required, it will be at my own expense.
Fraud Warning/State Disclosure(s)
THIS WARNING DOES NOT APPLY TO APPLICATION FOR LIFE INSURANCE:
ACCIDENT AND HEALTH INSURANCE FRAUD. ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE
COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR A STATEMENT OF CLAIM CONTAINING ANY
MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT
MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL
PENALTY NOT TO EXCEED $5000 AND THE STATED VALUE OF THE CLAIM FOR EACH VIOLATION.
ACCELERATED DEATH BENEFIT INFORMATION. THIS BENEFIT IS INCLUDED WITH EMPLOYEE LIFE INSURANCE, AT NO ADDITIONAL
PREMIUM CHARGE OR COST OF INSURANCE CHARGE. NO LIEN, DISCOUNT, OR ADMINISTRATIVE CHARGE IS ASSOCIATED WITH
THIS BENEFIT. RECEIPT OF ACCELERATED DEATH BENEFITS MAY AFFECT ELIGIBILITY FOR PUBLIC ASSISTANCE PROGRAMS AND
MAY BE TAXABLE. FOR THIS REASON, EMPLOYEES SHOULD CONSULT THEIR PERSONAL TAX ADVISORS BEFORE CLAIMING THIS
BENEFIT.
FOR CRITICAL ILLNESS AND ACCIDENT INSURANCE: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE
FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY
RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
INSURANCE FOR SHORT TERM DISABILITY, LONG TERM DISABILITY, AND/OR CRITICAL ILLNESS MAY CONTAIN A PRE-EXISTING
CONDITION EXCLUSION. PLEASE SEE YOUR CERTIFICATE FOR MORE INFORMATION.
I understand the group insurance requested will not be effective until approved by the Group Insurance Service Office of Lincoln
Life & Annuity Company of New York, or its insurance partners. A delayed effective date will apply if you are not Actively at Work/an
Active Member. A delayed effective date may apply to your dependent, if he or she is confined in a hospital or health care facility
or is in a period of limited activity on the date insurance would otherwise take effect.
I understand the information provided is for enrollment in group insurance as offered by my Employer and will not be used for
underwriting purposes.
By signing below, you agree that all statements made above are to the best of your knowledge and belief.
THIS WARNING DOES NOT APPLY TO APPLICATION FOR LIFE INSURANCE:
ACCIDENT AND HEALTH INSURANCE FRAUD. ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE
COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR A STATEMENT OF CLAIM CONTAINING ANY MATERIALLY
FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL
THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT
TO EXCEED $5000 AND THE STATED VALUE OF THE CLAIM FOR EACH VIOLATION.
Your Full Name (Print):
Your Signature: X Date / /
Complete and return this form.
(Be sure to sign and date the form to start your insurance.)
Questions? Call 800-423-2765