Social Security no.
1
: ______/_____/________
Section G: Terms, Conditions and Authorizations — Please read this section carefully before signing the application.
As an eligible employee, I am requesting coverage for myself and all eligible dependents listed and authorize my employer to deduct any required
contributions for this insurance from my earnings. To the best of my knowledge or belief, all statements and answers I have given are true and
complete. I understand it is a crime to make or cause to be made a knowingly false or fraudulent material statement or material representation to an
insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits. I
understand all benefits are subject to conditions stated in the Group Contract and coverage document.
In signing this application I represent that:
I have read or have had read to me the completed application, and I realize any acts of fraud or intentional misrepresentation of material fact in the
application may result in loss of coverage within 24 months following the issuance of the coverage.
I certify each Social Security number listed on this application is correct.
I understand that I may not assign any payment under my Anthem Blue Cross (Anthem) program. I agree to have money taken from my wages, if
necessary, to cover the premium cost for the coverage applied for.
I am asking for the coverage I chose on this form. If I made choices that are not available to me, I agree that my choices may be changed to those on
the employer’s application or sold case coverage documents.
I understand that, to the extent allowed by law, Anthem reserves the right to accept or decline this application for coverage (and that Anthem Blue Cross
Life and Health Insurance Company may accept only certain people or terms for coverage), and that no right is created by my application for coverage.
I also understand that I may not be covered for pre-existing conditions for Long Term Disability and Short Term Disability, if applicable. (See the
policy/certificate for important information).
I agree that I will let my employer know right away of any changes that would make me or any dependent(s) ineligible for this coverage.
I understand that coverages will become effective on the date established by the provisions of the group policy, contract and certificates issued
thereunder.
By signing this application, I agree to the taping or monitoring of any phone calls between Anthem and myself.
For Health Savings Account enrollees: I authorize the Health Savings Account (HSA) financial custodian (provided I am enrolling in an HSA) to
provide Anthem with information about my HSA, including account number, account balance and information regarding account activity. I understand
that my authorization is required before the financial custodian may provide Anthem with information regarding my HSA and that I may provide Anthem
with a written request to revoke my authorization at any time.
If applying for Life and/or Disability insurance, I represent that I have read and agree to the terms in the Life and Disability Coverage in Section 4,
above.
HIV TESTING PROHIBITED: California law prohibits an HIV test from being required or used by health insurance companies as a condition of obtaining
health insurance.
Read carefully — Signature required
REQUIREMENT FOR BINDING ARBITRATION (Not applicable to Life and Disability coverage.)
ALL DISPUTES BETWEEN YOU AND ANTHEM BLUE CROSS AND/OR ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY,
INCLUDING BUT NOT LIMITED TO DISPUTES RELATING TO THE DELIVERY OF SERVICE UNDER THE PLAN/POLICY OR ANY OTHER
ISSUES RELATED TO THE PLAN/POLICY AND CLAIMS OF MEDICAL MALPRACTICE, MUST BE RESOLVED BY BINDING ARBITRATION, IF
THE AMOUNT IN DISPUTE EXCEEDS THE JURISDICTIONAL LIMIT OF SMALL CLAIMS COURT AND THE DISPUTE CAN BE SUBMITTED TO
BINDING ARBITRATION UNDER APPLICABLE FEDERAL AND STATE LAW, INCLUDING BUT NOT LIMITED TO, THE PATIENT PROTECTION
AND AFFORDABLE CARE ACT. California Health and Safety Code Section 1363.1 and Insurance Code Section 10123.19 require specified
disclosures in this regard, including the following notice: It is understood that any dispute as to medical malpractice, that is as to whether
any medical services rendered under this contract were unnecessary or unauthorized or were improperly, negligently or incompetently
rendered, will be determined by submission to arbitration as permitted and provided by federal and California law, including but not limited
to, the Patient Protection and Affordable Care Act, and not by a lawsuit or resort to court process except as California law provides for
judicial review of arbitration proceedings. Both parties to this contract, by entering into it, are giving up their constitutional right to have any
such dispute decided in a court of law before a jury, and instead are accepting the use of arbitration. YOU AND ANTHEM BLUE CROSS
AND/OR ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY AGREE TO BE BOUND BY THIS ARBITRATION PROVISION.
YOU ACKNOWLEDGE THAT FOR DISPUTES THAT ARE SUBJECT TO ARBITRATION UNDER STATE OR FEDERAL LAW THE RIGHT TO A
JURY TRIAL, THE RIGHT TO A BENCH TRIAL UNDER CALIFORNIA BUSINESS AND PROFESSIONS CODE SECTION 17200, AND/OR THE
RIGHT TO ASSERT AND/OR PARTICIPATE IN A CLASS ACTION ARE ALL WAIVED BY YOU. This agreement does not limit your rights to
internal and external review of adverse benefit determinations as required by 45 CFR 147.136. Enforcement of this arbitration clause,
including the waiver of class actions, shall be determined under the Federal Arbitration Act (“FAA”), including the FAA’s preemptive effect
on state law. By signing, writing or typing your name below you agree to the terms of this agreement and acknowledge that your signed,
written or typed name is a valid and binding signature.
1 Anthem is required by the Internal Revenue Service and Centers for Medicare & Medicaid (CMS) to collect this information.