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500385 Rev. 03/2012
Colorado Residents: It is unlawful to knowingly provide false, incomplete or misleading facts or
information to an insurance company for the purpose of defrauding or attempting to defraud the
company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any
insurance company or agent of an insurance company who knowingly provides false, incomplete or
misleading facts or information to a policyholder or claimant for the purpose of defrauding or
attempting to defraud the policyholder or claimant with regard to settlement or award payable from
insurance proceeds shall be reported to the Colorado division of insurance within the department of
regulatory agencies.
Rhode Island Residents: Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or knowingly presents false information in an application for insurance
is guilty of a crime and may be subject to fines and confinement in prison.
Texas Residents: Any person who knowingly presents a false or fraudulent claim for the payment
of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
Minnesota Residents: A person who files a claim with intent to defraud or helps commit a fraud
against an insurer is guilty of a crime.
New Jersey: Any person who knowingly files a statement of claim containing any false or
misleading information is subject to criminal and civil penalties.
New York Residents: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for insurance or statement of claim containing any
materially false information, or conceals for the purpose of misleading, information concerning any
fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject
to a civil penalty not to exceed $5000 and the stated value of the claim for each such violation.
Oregon Residents: Any person who knowingly and with intent to defraud any insurance company
or other person: (1) files an application for insurance or statement of claim containing any materially
false information; or, (2) conceals for the purpose of misleading, information concerning any
material fact, may have committed a fraudulent insurance act.
Virginia Residents: Any person who, with the intent to defraud or knowing that he is facilitating a
fraud against an insurer, submits application or files a claim containing a false or deceptive
statement may have violated state law.
District of Columbia Residents: WARNING: It is a crime to provide false or misleading information
to an insurer for the purpose of defrauding the insurer or any other person. Penalties include
imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information
materially related to a claim was provided by the applicant.
Kentucky Residents: Any person who knowingly and with intent to defraud any insurance
company or other person files a statement of claim containing any materially false information or
conceals, for the purpose of misleading, information concerning any fact material thereto commits a
fraudulent insurance act, which is a crime.
Florida Residents: Any person who knowingly and with intent to injure, defraud or deceive any
insurer files a statement of claim or an application containing any false, incomplete or misleading
information is guilty of a felony of the third degree.
Maryland Residents: Any person who knowingly and willfully presents a false or fraudulent claim
for payment of a loss or benefit or who knowingly and willfully presents false information in an
application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Pennsylvania Residents: Any person who, knowingly and with intent to defraud any insurance
company or other person, files an application for insurance or statement of claim containing any
materially false information, or conceals for the purpose of misleading, information concerning any
fact material thereto, commits a fraudulent insurance act, which is a crime and subjects such person
to criminal and civil penalties.
Tennessee Residents: It is a crime to knowingly provide false, incomplete or misleading
information to an insurance company for the purpose of defrauding the company. Penalties include
imprisonment, fines and denial of insurance benefits.
California Residents: Any person who knowingly presents a false or fraudulent claim for the
payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
IMPORTANT CLAIM NOTICE