Human Resources
Weinstein Hall, First Floor
231 Richmond Way
Benefit Enrollment/Change Form
University of Richmond, VA 23173
(804) 2898747 Fax: (804) 2871282
urhr@richmond.edu
hr.richmond.edu
Last Name: __________________________ First Name:___________________________ Middle Initial: _______
UR ID#: ________________ Effective Date: ____________ (requires approval by HR) Paid: Monthly Biweekly
Form Submission Reason
New Hire* Marital Change Birth/Adoption Ineligible Dependent
Employment/Benefit Change Beneficiary Change Other Please Explain:______________________
Date of Event/ Hire Date:
________________
It is the responsibility of the employee to complete an enrollment application for one of the University's health insurance plans or waive coverage, as well as all other
benefits, no later than 31 calendar days after his or her employment start date. If an employee fails to comply with this requirement, the University will understand this to
mean the employee is declining health insurance coverage, as well as all other benefits, and may not enroll until Open Enrollment unless there is an eligible status change.
Qualifying Event
Employees have 31 days from the qualifying event date to add or remove themselves, a dependent, or spouse from coverage. Supporting or additional
documentation may be required. Qualifying status change reasons and dependent eligibility details are located at
https://hr.richmond.edu/benefits/insurance/medical-plans/pdf/welfare-plan-document.pdf#page=8
Medical Plan: Cigna
Waive Coverage: Proof of other coverage required
5 days’ vacation - Pro-rated
$500 - Pro-rated (faculty must select this option)
Enroll Decline
Coverage Level
Employee Only Employee plus Child
Employee plus Spouse
Employee plus Family
Vision Plan: UniView Vision
Enroll Decline
Coverage Level
Employee Only Employee plus Child Employee plus Spouse Employee plus Children Employee plus Family
Dependent Information
Dependent Children may remain on all University benefits plans until Dec. 31 of the year they turn 26. Please list additional dependents on page 2 and submit all
required documentation as listed on page 3 within 31 days of hiring or qualifying life event.
Add/
Remove
Name: Last, First, M.I. SSN Relation Legally
Married
(Y/N)
DOB Gender
(M/F)
Medical
Hospital
Accident
Self
Spouse
Child
Child
Child
Child
Child
Employee plus Family w/ Spousal Surcharge
Dental Plan: Anthem
Employee Only
Employee plus Child
Employee plus Children
Employee plus Family
Employee plus Spouse
Employee plus Spouse w/ Spousal Surcharge
Dental
Vision
Traditional
High Deductible Deductible
Health Plan (HDHP) - $1,750
High Deductible Deductible
Health Plan (HDHP) - $4,000
Health Savings Account Only eligible when enrolled in HDHP plan, cannot be on another health plan, Medicare or have a FSA. Must complete
enrollment online at https://hr.richmond.edu/benefits/common/hsa-enrollment-form.pdf
Enroll - Must complete enrollment form above Amount per pay period:_______________
Decline
1
Select
Select
Select
Select
Select
Select
Select
Flexible Spending You may not elect this if enrolled in the HDHP. Flexible Spending Accounts must be reelected every year or your FSA account will
be termed December 31st. Complete enrollment form and submit to HR http://hr.richmond.edu/forms/fsaenrollmentform.pdf
Medical Flexible Spending ($2,700 household maximum)
Enroll
Annual amount: _____________
Decline
Dependent Care Flexible Spending ($5,000 household maximum)
Enroll
Annual amount: _____________
Decline
Voluntary Life Insurance
Complete enrollment form and
submit to HR
http://hr.richmond.edu/benefits/common/insurance-applicat
ion.pdf
Applicant Decline
Enroll Requested
Amount
Guaranteed Coverage Amount (only available
during
new hire enrollment. Requests above
these amounts
requires Life Insurance
application)
Max Coverage requires health statement to be
completed
Employee
Number of
$10,000 units _____
$10,000 units ______
The lesser of 2 X’s your salary or $200,000 The lesser of 5 X’s your salary or $500,000
Spouse up to
age 70
Number of
$10,000 units ______
$30,000 $50,000
Child(ren) 14
days to age 26
Number of
$2,000 units ______
$10,000
Legal Resources (NEW HIRES ONLY) Enroll at www.legalresources.com/enroll_now
Company ID: 264
Password:
nhlegal
Decline
Beneficiary Designation
Basic Life Insurance – Policy No. FLX960295 (If needed, list additional beneficiaries on attached page)
Employee’s Primary
Beneficiary(ies):
Relationship to Employee Social Security Number Date of Birth % (total must equal 100)
Employee’s Contingent
Beneficiary(ies):
Relationship to Employee Social Security Number Date of Birth % (total must equal 100)
Voluntary Term Life Insurance– Policy No. FLX960295 (If needed, list additional beneficiaries on attached page)
Employee’s Primary
Beneficiary(ies):
Relationship to Employee Social Security Number Date of Birth % (total must equal 100)
Employee’s Contingent
Beneficiary(ies):
Relationship to Employee Social Security Number Date of Birth % (total must equal 100)
Guidelines for Designation of Beneficiaries
Primary and Contingent Beneficiaries Unless you designate a percentage, proceeds are paid to the
primary surviving beneficiaries
in equal shares. Proceeds are paid to contingent beneficiaries only when
there are no surviving primary beneficiaries. If you designate contingent beneficiaries and do not designate percentages, proceeds are paid to the surviving contingent beneficiaries in equal shares. Unless
otherwise provided, the share of a beneficiary who dies before the insured will be divided proportionately among the surviving beneficiaries in the respective category (primary or contingent).
General Please be sure to include the beneficiary’s full name, social security number and relationship to you. Providing this information can help expedite the claim process by making it easier to locate and
verify beneficiaries.
Trust as Beneficiary You may designate a trust as a beneficiary, using the following form: “To [name of trustee], trustee of the [name of trust], under trust agreement dates [date of trust].” If you wish to
designate a testamentary trust as a beneficiary (i.e., one created by will), you should recognize the possibility that your will which was intended to create this trust may not be admitted to probate (because it is
lost, contested, or superseded by a later will). Claim payment delays can result if the beneficiary designation doesn’t provide for this situation.
By completing this form you attest that your covered dependents are eligible dependents under the University of Richmond Employee Welfare Benefits Plan, or that you
do not wish to cover dependents under the plan at this time. You understand that the University may require you to provide documentation to prove your dependents are
indeed eligible for benefits, and you agree to provide such documentation upon request. You understand that your provision of dependent information is the basis on
which dependent coverage will be provided under the plan. You acknowledge that you will notify the plan administrator of any changes to your dependent information
within 31 days of the change. Any misstatement, omission or fraud by you may result in future claims being denied, your coverage and/or your dependents’ coverage
being prospectively terminated without notice and/or retroactively terminated upon 31 days’ notice, and/or your submission to disciplinary action. You, and any person
authorized to act on your behalf, are entitled to receive a copy of this form upon the appropriate request.
______________________________________________________
Employee Signature
_______________
Date
Voluntary Accident Insurance
Applicant
Enroll
Employee
Emp
loyee/Child(ren)
Decline
Employee/spouse
Employee/
Family
Voluntary Hosp
ital Insurance
Applicant
Enroll
Decline
Employee
Emp
loyee/Child(ren)
Employee/spouse
Employee/
Family
2
If you are adding a dependent to a medical, vision, or dental insurance plan or tuition benefits because
you are a new employee or have experienced a qualifying life event, documentation proving eligibility is
required. Enrollment in the insurance plans will not be processed without required documentation.
Please note that international documents without an official English translation will not be accepted.
Documents must be provided no later than 31 days after hiring or after the qualifying life event occurs.
The following is acceptable documentation for dependent verification.
Relationship
Eligibility Requirements
Documentation to Submit
Legal Spouse
Legal spouse of the Employee
The following document:
Employee's 2018 or 2019 filed federal
income tax return Form 1040 – the first
page only (social security numbers and
financial information should be blacked
out).
Children
UNDER age 26
Biological child(ren);
Stepchild(ren);
Legally adopted child(ren) or
child(ren) placed in your home for
final adoption;
Foster child(ren);
Child(ren) under legal
guardianship;
Child(ren) covered under a
Qualified Medical Child Support
Order.
ONE of the following documents:
Birth certificate listing parents or adoption
paperwork; issued by a State or County;
or
Employee's 2018 or 2019 filed federal
income tax return Form 1040 – the first
page only listing the dependent children
(social security numbers and financial
information should be blacked out); or
Qualified Medical Child Support Order
(QMCSO) which requires child support
for benefit coverage; or
Court paperwork for legal guardianship.
Disabled Children
OVER age 26
An unmarried child who became
disabled before reaching age 26
and is incapable of self-sustaining
employment by reason of mental
or physical handicap.
BOTH of the following documents:
The required documentation for a child
UNDER age 26 listed above; AND
Any documentation verifying a
permanent disability that began before
the child attained age 26.
3
Required Documents for Dependent Verification
Annual Spousal Surcharge Affirmation
UR charges a $100 per month surcharge ($50 biweekly, 24 pays) to employees that elect to cover spouses who
are eligible for group medical coverage through their own employer, or to spouses that are retired and have
access to a health plan through their previous employer or retirement plan. The surcharge does not affect
spouses who are not working or who are not offered group health insurance by their employers. If you are
covering your spouse, to avoid paying the surcharge, complete the Annual Spousal Surcharge Affirmation at
http://bit.ly/spousal-surcharge.