About the Property Tax Deferral for Senior Cizens
Property Tax Deferral for Senior Citizens allows people 65 or older to defer a portion of their property taxes. Participation is voluntary.
This is a loan from the state and a tax lien will be placed on your property. This lien must be paid when your property is sold. In the
event of your death, your estate must pay the lien.
For more information, visit our website at www.revenue.state.mn.us and type tax relief into the Search box.
Who Qualies
To qualify, all of the following must be true:
• You are 65 or older in the year you apply. If married, one of you is 65 or older and the other is at least 62
• Your household income is $60,000 or less
• You have owned and lived in your home for the last 15 years
• Your home has been homesteaded for 15 years
• You do not have a reverse mortgage, a life estate, or any state or federal liens on your property
• Other liens against your property are less than 75% of the estimated market value
When to Apply
Apply by November 1 to defer your property taxes the following year. You may apply in the year you turn 65. Once accepted, you do
not need to reapply.
Informaon Needed to Complete this Applicaon
Last year’s total household income is the amount you entered on line 6 of your Form M1PR, Homestead Credit Refund (for
Homeowners) and Renter’s Property Tax Refund.
Your property tax statement contains:
• Parcel ID Number
• Estimated Market Value
• Year Homestead was Established
Your property type can be Torrens, abstract, or both. If you do not know what kind of property you have, contact your county recorder.
The legal description of property is found on your property report.
Property Report
You must submit a property report detailing any mortgages, liens, or judgements on the property.
• For Torrens property, the report is a copy of the current certicate of title, available from your county recorder’s oce. The cer-
ticate must be dated within 30 days of your application.
• For abstract property, the report is an owners and encumbrances report prepared by a licensed abstracter showing the last deed
recorded and any unsatised liens or judgments. The report must be dated within 30 days of your application.
How We Use Your Informaon
Some of the information on this application is private data. We use the information to determine your eligibility. To verify information,
we may share it with the county assessor, the county attorney, and federal, state, or local taxing authorities. You’re not required to
provide the information we ask for. If you do not provide it, we cannot accept your application.
Quesons?
Email us at PropTax.Deferral@state.mn.us or call us at 651-556-6091.
This information is available in alternate formats.
Instrucons for Form CR-SCD