SECTION 8: TERMS AND CONDITIONS (CONTINUED)
You may not receive benefits through the AmeriCorps
Program under Subtitle D of Title 1 of the National and
Community Service Act of 1990 or loan forgiveness under
the Direct Loan Public Service Loan Forgiveness Program for
the same period of teaching service for which you receive
forgiveness under this Teacher Loan Forgiveness Program.
You must have been employed as a full-time teacher for
five consecutive, complete academic years at an elementary
or secondary school or for an educational service agency
that is listed in the Annual Directory of Designated Low-
Income Schools for Teacher Cancellation Benefits (TCLI
Directory). The TCLI Directory is available online at
StudentLoans.gov/myDirectLoan/tcli.action
. If this directory
is not available before May 1 of any year, the previous year's
directory may be used. To qualify for inclusion in the TCLI
Directory, a school or educational service agency must: (1)
be in a school district that qualifies for funds under Title I of
the Elementary and Secondary Education Act of 1965, as
amended; and (2) have been selected by the Department
based on a determination that more than 30% of the
school's or educational service agency's total enrollment is
made up of children who qualify for services provided under
Title 1.
All elementary and secondary schools operated by the
Bureau of Indian Education (BIE) or operated on Indian
reservations by Indian tribal groups under contract with the
BIE qualify as schools serving low-income students.
If your school or educational service agency is included
in the TCLI Directory for at least one qualifying year of your
teaching service, but does not qualify for inclusion in the
TCLI Directory during subsequent years, your subsequent
years of teaching at that school or educational service
agency may be counted toward the required five years of
teaching. Any years of teaching before the school or
educational service agency qualified for inclusion in the TCLI
Directory may not be counted.
If you were unable to complete an academic year of
teaching, that year may still be counted toward the required
five consecutive, complete academic years if: (1) you
completed at least one-half of the academic year; (2) your
employer considers you to have fulfilled your contract
requirements for the academic year for the purposes of
salary increases, tenure, and retirement; and (3) you were
unable to complete the academic year because: (A) you
returned to postsecondary education, on at least a half-time
basis, in an area of study directly related to the performance
of the teaching service described above; or (B) you had a
condition covered under the Family and Medical Leave Act
of 1993 (FMLA); or (C) you were called or ordered to active
duty status for more than 30 days as a member of a reserve
component of the Armed Forces.
Absence due to a period of postsecondary education, a
condition covered under the FMLA, or active duty service,
including the time needed for you to resume teaching no
later than the beginning of the next regularly scheduled
academic year, is not considered a break in the required five
consecutive, complete academic years.
You may qualify for forgiveness based on qualifying
teaching service at any combination of eligible elementary
schools, secondary schools, or educational service agencies.
Teaching at an eligible elementary or secondary school
may be counted only if at least one of the five years of
teaching was after the 1997 -1998 academic year.
Teaching for an eligible educational service agency may
be counted only if the consecutive five-year period includes
qualifying service for an eligible educational service agency
performed after the 2007 -2008 academic year.
You may receive up to $5,000 in loan forgiveness if you
were a highly qualified full-time teacher for elementary or
secondary school students or (only if your qualifying
teaching service began before October 30, 2004) you were
(1) a full-time teacher for elementary school students and
you demonstrated knowledge and teaching skills in
reading, writing, mathematics, and other areas of the
elementary school curriculum, or (2) a full-time teacher for
secondary school students and you taught in a subject area
that was relevant to your academic major.
You may receive up to $17,500 in loan forgiveness if
you were: (1) a highly qualified full-time teacher of
mathematics or science to secondary school students; or (2)
a highly qualified full-time special education teacher whose
primary responsibility was to provide special education to
children with disabilities, and you taught children with
disabilities that corresponded to your area of special
education training and have demonstrated knowledge and
teaching skills in the content areas of the curriculum that
you taught.
If you are determined to be eligible for loan forgiveness
under this program, your loan holder will not refund any
payments that you made or that were made on your behalf
before the determination of eligibility.
You are not eligible for forgiveness of more than a
combined total of $5,000 or $17,500 (as applicable) of
principal and interest of your Direct Loan and/or FFEL
program loans. You must repay any loan balance that
remains after forgiveness has been granted.
If you receive loan forgiveness based on any false,
fictitious, or fraudulent statements that you make on this
form or on any accompanying documents, you may be
required to repay the amount forgiven and may be subject
to civil and criminal penalties under applicable federal law.
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