Fill - Free fillable Form 33: ComparisonShoppingforaCreditCard (Mr. Breitsprecher's Business Ed Home Page) PDF form

Page|32

1.4.1.A6

©FamilyEconomics&FinancialEducation–RevisedMay2011–CreditUnit–UnderstandingaCreditCard

FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

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Byeducators…foreducators

ComparisonShoppingforaCreditCard

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TotalPointsEarned

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Name 

33

TotalPointsPossible

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Date

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Percentage

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Class

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Directions:CompletethistableusingtheSampleCreditCardOffers1,2,and31.4.1.E3,E4,E5.Afterthe

comparisontableiscompleted,choosewhichcreditcardwouldbethebestchoiceforyou.Writeaonepage

essayexplainingwhythecreditcardisthebestchoiceandwhy.

Inaddition,explainthedecisionmaking

processusedandthepossibleconsequencesofthechoice(attachthisworksheettoessay).

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 Card1 Card2 Card3

WhatistheAnnualPercentageRate

(APR)forPurchases

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IstheAPRforpurchasesafixed‐rate

APRorvariable‐rateAPR?

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Introductory APR‐Whatistherate

andhowlongdoesitlast?

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WhatistheAPRforBalance

Transfers?

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WhatistheAPRforCashAdvances?

WhatisthePenaltyAPR?

Isthereaminimuminterestcharge?If

so,howmuch?



Set‐upandMaintenanceFees

TransactionFees 

PenaltyFees 

Howisthebalancecalculated?

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