FRAUD NOTICE
Any person who knowingly les a Client’s Statement containing false or misleading information is subject to criminal and civil penalties.
I,
(Print Name)
, declare that the above statements are true and complete
to the best of my knowledge and belief.
Signature of Client
AUTHORIZATION
I understand and authorize the Company (the Company refers to and includes each of RBC Life Insurance Company, RBC Insurance Services Inc., and their
service providers, representatives and their reinsurers) to conduct such investigation as is necessary, to gather personal information concerning me from
third party sources, including the collection of any personal information that is available online, including, without limitation, news websites, social media,
professional or business directories and public registries, and to disclose as necessary to third parties that I am making a claim to the Company for benets
and relevant information concerning that claim. I understand that the Company will create and maintain les, which contain personal information concerning
me. I also understand that access to personal information concerning me will be limited to, the employees of, and other persons engaged by, the Company, in
the performance of their duties, or the persons to whom I have granted access, in writing, or to any other person or organization authorized by law. I have read,
understand and agree with the Global Privacy Notice published at https://www.rbc.com/privacysecurity/ca/global-privacy-notice.html.
I further understand that, except when the Company can and does lawfully restrict my access to personal information concerning me, I will be permitted to review
copies of documents containing said personal information in the possession of the Company, upon paying reasonable copying charges. I further understand that
I will be permitted to request access to such documentation and have any errors in the personal information noted and corrected by formulating a written request
to the Company mailed to the employee who is handling my claim.
I acknowledge and agree that if I choose to use, or instruct the Company to use, any electronic communication that is not encrypted, including without limitation,
any fax or email communication, that (i) security, privacy and condentiality cannot be ensured, (ii) such communication is not reliable and may not be received by
the intended recipient in a timely manner or at all, (iii) such communication could be subject to interception, loss or alteration, and (iv) I assume full responsibility
for the risks in connection with such communication and the Company will not be responsible or liable in any way in connection with such communication,
including without limitation, any unauthorized access to or interception, loss or alteration of such communication.
Your Authorization to Disclose Personal Information
I
authorize and direct the persons, institutions and organizations listed below to disclose and provide to the Company any information, records or other data
regarding me, my medical history or treatment, or my past and present income, employment, education or training, which they have in their possession or control.
Persons to whom this Authorization Applies: Any physician, nurse, counselor, psychologist, pharmacist, physiotherapist, chiropractor or other rehabilitation
professional or other health care practitioner; and also any hospital, clinic, pharmacy, or other medical facility or provider of health care or treatment; and also
the provincial health insurance plan, any insurance company or other nancial institution or insurance broker or administrator; and also my employer or former
employers and any of their agents performing services relating to any employee benets or workers’ compensation; and also any federal or provincial government
department or organization, including the Workers’ Compensation Board/Workplace Safety and Insurance Board, the CPP/QPP disability/retirement authorities,
and the federal or provincial income tax authorities; and also to any other person, agency, credit bureau or institution having information, records or data regarding
me, my medical history or treatment, or my past and present income, employment, education or training.
I understand that any information, records or data received by the Company pursuant to this authorization, both medical and non-medical, will be used for
the purpose of determining coverage under the policy, evaluating my claim for benets, my ability to return to work and/or for the purpose of assisting with
the co-ordination of my return to work, for the purpose of administering the group and/or individual plans of insurance (including life, accidental death and
dismemberment and disability policies of insurance) arranged through my employer with the Company or another insurer, for the purpose of providing ongoing
claim status information to my employer at the time the claim was incurred, for the recovery of any overpayment of benets incurred by me, if necessary, or for the
purposes of fullling its (or RBC Financial Group’s) obligations or investigations with respect to audits, anti-money laundering, terrorist nancing, fraud detection,
prevention or suppression or other criminal activities. To the extent reasonably necessary for those purposes, I authorize the Company to disclose any of the
said information, records or data received: to other insurance companies or any reinsurer; or to my employer and their insurance brokers or advisors or their
benet plan administrators; or to my physicians or health care providers; or to any other person or organization (including physicians, health care practitioners,
rehabilitation workers, vocational evaluators) employed or engaged by the Company.
I also authorize the Company to collect, use and disclose, as necessary and relevant, my personal information from any prior claim(s) and/or for any subsequent
claim(s).
I also authorize the Company to use my Social Insurance Number for any tax reporting purposes and CPP/QPP purposes and to request information from federal
and provincial tax authorities and for identication purposes when required by policyholders on group LTD/GSI policies.
This authorization does not have any expiry date. It will remain valid for as long as I am claiming eligibility for benets or services from the Company and while
the Company pursues subrogation rights or the recovery of any overpayment of benets incurred by me, if necessary, whether or not benets are being paid,
and whether or not either party takes the position that there has been a breach of contract. A photocopy of this authorization, as executed by me, will be as valid
as the original.
X
Signature of Client
Date:
(DD/MM/YYYY)
Social Insurance Number:
– –
Name of Client (Please Print)
Date:
Signature of Witness (DD/MM/YYYY)
Name of Witness (Please Print)
83762 (10/2020)
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