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Member Companies of Western World Insurance Group
Western World Insurance Company
Application
Tudor Insurance Company
For
Stratford Insurance Company
Adult Day Care Centers
1. Name of Applicant
Street
City State Zip
Applicants Web Site Address
2.
Individual Corporation Partnership Professional Association Non-Profit Corp.
Other (Explain)
3. Phone number for inspection:
Agent phone number:
Contact person:
4. Date established:
5. LIMITS OF INSURANCE REQUESTED
General Aggregate Limit (Other than Products-Completed Operations) $
Products-Completed Operations Aggregate Limit $
Personal and Advertising Injury Limit $ any one person or
organization
Each Occurrence Limit $
Damage to Premises Rented to You (up to $50,000 limit available) $ any one premise
Medical Expense Limit (up to $5,000 limit available) $ any one person
Each Professional Incident Limit (if applicable) $
6. Effective Dates Desired: From
To
7. Prior insurance carrier and loss history. If new venture, check here.
Insurance Company
Policy
Period
Limits of
Liability
Premium
Occurrence or
Claims Made
Losses
(attach details)
8. Is applicant engaged in, owned by, associated with or involved in any other enterprises?
Yes No
If yes, provide details
9. Are you licensed by the state?
Yes No
License Number:
Expiration date of license: License Capacity:
Has license ever been revoked or suspended?
Yes No
10. What is maximum number of clients on premises at one time?
Average daily attendance?
Please describe all the activities at this facility:
Any overnight stays?
Yes No If yes, please attach details.
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11. Transportation provided? Yes No Own-Vehicles Contracted
If yes, provide full details.
12. Indicate type of facility: Social Medical/Mental
Describe:
13. How many non-ambulatory clients are there?
On what floor are the non-ambulatory clients?
How many Alzheimer’s afflicted clients?
Staff-to-client ratio?
How many medical/mental clients?
How many over 65 but mentally and physically fully-functional?
Describe how injuries or illness are handled:
14. List medications administered and in what form given:
Given under prescription of MD?
Any medical treatment provided?
15. Any counseling therapy provided?
16. Is this an in-home facility?
If yes, please describe premises arrangements for clients:
17. Describe nature and frequency of off-premises field trips:
Provide staff-to-client ratio during excursions:
18. Describe the building, including age, construction, alarms and sprinklers:
# of Floors
Stairs Elevators?
Is the insured responsible for maintenance?
Yes No
Is there a written emergency evacuation plan in place?
Yes No
18A. Is there a swimming pool?
Yes No How often used?
How deep is the water?
What safety equipment is provided?
How supervised?
19. Patient breakdown by age group: 18 to 35 years
51 to 65 years
36 to 50 years
Over 65 years
20. What precautions are taken to keep track of clients?
Sign out procedure?
Alarms on doors?
Other? Describe on back of form.
21. Indicate numbers of each type of employee:
(A) MD’s
(E) Psychologists (H) Podiatrist
(B) RN’s
(F) Therapists (I) Dentist
(C) LPN’s
(G) Counselors (J) Other (Describe)
(D) Nurses Aides
22. Who of the above employees are required to maintain their own Professional Liability insurance coverage?
Limits required? $
Certificates required? Yes No
23. How are employees screened?
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24. What other services, such as beauty, podiatry or dental, are provided either by staff or by independent
contractors? Provide details.
25. Do you require certificates of insurance from all contracted professionals (not employees)?
Yes No
What limits do you require?
26. Is applicant, or any other persons for whom insurance is being requested, aware
Yes No
of any circumstances which may result in a claim? If yes, please provide full details.
27. Has applicant, or any other person for whom coverage is being requested, had any
Yes No
liability application denied, policy canceled or policy not renewed in the past three (3)
years? If yes, please provide full details.
IF SEXUAL MOLESTATION COVERAGE IS DESIRED, PLEASE COMPLETE QUESTIONS 28 THROUGH 32.
If not desired, please sign application at bottom of page.
28. Have you or any employee, volunteer or other person working for you, ever been
Yes No
arrested or convicted of a crime? If yes, please provide details.
29. Has your facility had any incidents or claims brought against it for sexual molestation
Yes No
or any other allegation of misconduct? If yes, please provide details.
30. Has any facility that you have been associated with in the past ever had any incidents
Yes No
occur or claims brought against it while you were there? If yes, please describe.
31. Does your facility do background checks on all employees and volunteers?
Yes No
Describe types of checks done (prior employer, police, etc.)
32. Sexual Molestation sublimit wanted:
$25,000/50,000 $50,000/100,000 $100,000/300,000 $300,000/300,000
Notice to applicants: In most states, any person who knowingly, with intent to defraud, files an application for
insurance containing any materially false information or who, for the purpose of misleading, conceals information
concerning any fact material hereto, commits a fraudulent act, which is a crime.
Applicant’s Signature:
(A quote will not be provided without an applicant’s signature.)
Title:
Date:
Producing Agent: