IRA Required Minimum Distribution Worksheet
Use this worksheet to figure this year’s required withdrawal for your traditional IRA UNLESS
1
is the sole beneficiary of your IRA and he or she is more than 10 years younger
than you.
Deadline for receiving required minimum distribution:
Year you turn age 70 ½ - by April 1
of the following year
All subsequent years - by December 31
of that year
1. IRA balance
2
on December 31 of the previous year.
\$_________
2. Distribution period from the table below for your age on your
birthday this year.
_________
3. Line 1 divided by number entered on line 2. This is your required
minimum distribution for this year from this IRA.
\$_________
4. Repeat steps 1 through 3 for each of your IRAs.
Age
Distribution
Period
Age
Distribution
Period
Age
Distribution
Period
Distribution
Period
70
27.4
82
17.1
94
9.1
4.2
71
26.5
83
16.3
95
8.6
3.9
72
25.6
84
15.5
96
8.1
3.7
73
24.7
85
14.8
97
7.6
3.4
74
23.8
86
14.1
98
7.1
3.1
75
22.9
87
13.4
99
6.7
2.9
76
22.0
88
12.7
100
6.3
2.6
77
21.2
89
12.0
101
5.9
2.4
78
20.3
90
11.4
102
5.5
2.1
79
19.5
91
10.8
103
5.2
1.9
80
18.7
92
10.2
104
4.9
81
17.9
93
9.6
105
4.5
Once you determine a separate required minimum distribution from each of your traditional
IRAs, you can total these minimum amounts and take them from any one or more of your