Important Information Regarding Applications for Insurance
The information provided on the Enrollment and Statement of Health form will be used in determining the insurability of a person
proposed for insurance. Responsible parties completing and submitting a Statement of Heath form are required to be made aware of
the following statements concerning the consequences of insurance fraud. The lack of an applicable statement shall not constitute a
defense against penalties.
ARKANSAS and LOUISIANA — Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or
knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in
prison. COLORADO — It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance
company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of
insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete,
or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder
or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of
Insurance within the Department of Regulatory Agencies. FLORIDA — Any person who knowingly and with intent to injure, defraud,
or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of
a felony of the third degree. KENTUCKY — Any person who knowingly and with intent to defraud any insurance company or other
person files an application for insurance containing any materially false information or conceals, for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance act, which is a crime. MAINE — It is a crime to
knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company.
Penalties may include imprisonment, fines or a denial of insurance benefits. MARYLAND — Any person who knowingly and willfully
presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and willfully presents false information in an
application for insurance is guilty of a crime and may be subject to fines and confinement in prison. NEW JERSEY — Any person
who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.
NEW MEXICO — Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly
presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties.
NEW YORK (health insurance only) — Any person who knowingly and with intent to defraud any insurance company or other
person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose
of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime, and shall also be
subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. OHIO — Any
person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud. PENNSYLVANIA — Any person who knowingly and with
intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any
materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a
fraudulent insurance act, which is a crime, and subjects such person to criminal and civil penalties. RHODE ISLAND — Any
person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to fines and confinement in prison. TENNESSEE, VIRGINIA,
WASHINGTON — It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the
purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits. WASHINGTON, DC
— WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any
other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information
materially related to a claim was provided by the applicant.
KEEP THIS INFORMATION PAGE FOR YOUR RECORDS.
Home Office: Chicago, Illinois
Administrative Office: Philadelphia, Pennsylvania