For more information contact your licensed representative:
1
Descriptions of member benefits that you may
receive assume that you are a Foresters Financial
member. Foresters member benefits are
non-contractual, subject to benefit specific
eligibilityrequirements,definitionsand limitations
and may be changed or cancelled without notice.
2
This program is administered by International Scholarship
and Tuition Services, Inc.
3
Not available as a member benefit in the states of Illinois
and New York or on Accidental Death products.
4
Governance rights are available to voting members only.
Foresters Financial and Foresters are trade names and
trademarks of The Independent Order of Foresters (a
fraternal benefit society, 789 Don Mills Road, Toronto,
Canada M3C 1T9) and its subsidiaries.
408201 CAN/US (04/17)
We believe in working with
communities to make our
purpose a reality. That’s why
we invest time and money in
ways we can work together to
make a dierence, including
neighborhood programs,
charities, and scholarships.
To learn more about Foresters Financial
go to foresters.com.
Well-being benefits
Members may receive benefits including:
Everyday Money
Our toll-free, personalized and confidential phone-based financial helpline gives you
access to accredited counselors who can answer your questions about day-to-day
management of your money.
Legal Link
We offer you access to complimentary and discounted legal services in your area.
You may be able to connect with lawyers for help with a variety of issues including wills,
home ownership and family law.
Orphan Benefit
A monthly payment for orphans, which may pay $900 per month per child to the legal
guardian for children under 18 years of age in the event of the death of both parents or sole
surviving parent.
Terminal Illness Loan
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An interest free loan may be provided for an insured member who becomes terminally ill.
The total loan can be up to 75% of the total amount of the Foresters life insurance on that
insured. The maximum loan amount is $250,000.
Fun Family Events
In our busy lives, it’s important to take time to focus on our families. That’s why each year
Foresters offers many wonderful fun events that give a chance for you and your loved ones
to relax and connect with each other such as amusement park tickets and baseball games.
Community Volunteering
You may have opportunities to become involved in volunteer activities such as playground builds.
Volunteer Leadership
Through Foresters volunteer leadership opportunities; you may have access to personal
development, and social interaction. Foresters volunteer leaders champion the well-
being of families by organizing volunteer and fun family activities. You may participate in
Foresters governance
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. As such, you may stand for a Foresters elected position or vote for
members who do.