BN-608-1117, Hospital GAP or Hospital Indemnity Claim Form 4
American Fidelity Assurance Company | Mail to: Worksite Group Benefits Department
P.O. Box 25160 | Oklahoma City, Oklahoma | 73125-0160
Toll Free Phone 1-800-662-1113
Toll Free Fax 1-800-818-3453
americanfidelity.com
Claim Form Fraud Statements
The following fraud language is attached to, and made part of, this claim form. Please read and do not remove this page from this claim form.
If you live in a jurisdiction not mentioned below, the following applies to you: Any person who knowingly presents a false or fraudulent
claim for payment of a loss or benet is guilty of a crime and may be subject to nes and connement in prison.
Alabama - Any person who knowingly presents a false or
fraudulent claim for payment of a loss or benet or who
knowingly presents false information in an application for
insurance is guilty of a crime and may be subject to restitution,
nes, or connement in prison, or any combination thereof.
Alaska - A person who knowingly and with intent to injure,
defraud, or deceive an insurance company les a claim
containing false, incomplete, or misleading information may be
prosecuted under state law.
Arizona - For your protection Arizona law requires
the following statement to appear on this form. Any
person who knowingly presents a false or fraudulent
claim for payment of a loss is subject to criminal and
civil penalties.
Arkansas, District of Columbia, Louisiana, Rhode Island and
West Virginia - Any person who knowingly presents a false or
fraudulent claim for payment of a loss or benet or knowingly
presents false information in an application for insurance is
guilty of a crime and may be subject to nes and connement
in prison.
California and Texas - For your protection California and
Texas law requires the following to appear on this form: Any
person who knowingly presents false or fraudulent claim for
the payment of a loss is guilty of a crime and may be subject to
nes and connement in state prison.
Colorado - It is unlawful to knowingly provide false,
incomplete, or misleading facts or information to an insurance
company for the purpose of defrauding or attempting to
defraud the company. Penalties may include imprisonment,
nes, denial of insurance, and civil damages. Any insurance
company or agent of an insurance company who knowingly
provides false, incomplete, or misleading facts or information
to a policyholder or claimant for the purpose of defrauding or
attempting to defraud the policyholder or claimant with regard
to a settlement or award payable from insurance proceeds shall
be reported to the Colorado division of insurance within the
department of regulatory agencies.
Delaware, Idaho and Oklahoma - WARNING: Any person who
knowingly, and with intent to injure, defraud or deceive any
insurer, makes any claim for the proceeds of an insurance policy
containing any false, incomplete or misleading information is
guilty of a felony.
Florida - Any person who knowingly and with intent to injure,
defraud, or deceive any insurer les a statement of claim or an
application containing any false, incomplete, or misleading
information is guilty of a felony of the third degree.
Indiana - A person who knowingly and with intent to defraud
an insurer les a statement of claim containing any false,
incomplete, or misleading information commits a felony.
Kentucky - Any person who knowingly and with intent
to defraud any insurance company or other person les a
statement of claim containing any materially false information
or conceals, for the purpose of misleading, information
concerning any fact material thereto commits a fraudulent
insurance act, which is a crime.
Maine, Tennessee, Virginia and Washington - It is a crime to
knowingly provide false, incomplete or misleading information
to an insurance company for the purpose of defrauding the
company. Penalties may include imprisonment, nes or a denial
of insurance benets.
Maryland - Any person who knowingly or willfully presents
a false or fraudulent claim for payment of a loss or benet or
who knowingly or willfully presents false information in an
application for insurance is guilty of a crime and may be subject
to nes and connement in prison.
Minnesota - A person who les a claim with intent to defraud
or helps commit a fraud against an insurer is guilty of a crime.
New Hampshire - Any person who, with a purpose to injure,
defraud, or deceive any insurance company, les a statement
of claim containing any false, incomplete, or misleading
information is subject to prosecution and punishment for
insurance fraud, as provided in RSA 638:20.
New Jersey - Any person who knowingly les a statement of
claim containing any false or misleading information is subject
to criminal and civil penalties.
New Mexico - ANY PERSON WHO KNOWINGLY PRESENTS A
FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR
BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN
APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY
BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.
Ohio - Any person who, with intent to defraud or knowing
that he is facilitating a fraud against an insurer, submits an
application or les a claim containing a false or deceptive
statement is guilty of insurance fraud.
Pennsylvania - Any person who knowingly and with intent
to defraud any insurance company or other person les an
application for insurance or statement of claim containing
any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto
commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties.
Puerto Rico - Any person who knowingly and with the
intention of defrauding presents false information in an
insurance application, or presents, helps, or causes the
presentation of a fraudulent claim for the payment of a loss
or any other benet, or presents more than one claim for the
same damage or loss, shall incur a felony and, upon conviction,
shall be sanctioned for each violation by a ne of not less than
ve thousand dollars ($5,000) and not more than ten thousand
dollars ($10,000), or a xed term of imprisonment for three (3)
years, or both penalties. Should aggravating circumstances
[be] present, the penalty thus established may be increased to
a maximum of ve (5) years, if extenuating circumstances are
present, it may be reduced to a minimum of two (2) years.