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A DIVISION OF Gesa CREDIT UNION
•
JOANUN!R.
Rev. 07/19
WHAT DOES INSPIRUS CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
FACTS
Financial companies choose how they share your personal information. Federal law gives
Why?
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
What?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
Social Security number and account balances
credit history and credit scores
payment history and transaction history
How?
All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons Inspirus Credit Union chooses to share; and whether you can limit
this sharing.
Reasons we can share your personal information Does Inspirus Credit
Union share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
To limit our
sharing
Call toll-free (888) 628-4010 - our menu will prompt you through your choice(s)
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this
notice. When you are no longer our member, we continue to share your information as described in
this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call toll-free (888) 628-4010
DWAI43 (DXPP01-E)
What we do
Definitions
Page 2
How does Inspirus Credit Union
protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Inspirus Credit Union
collect my personal
information?
We collect your personal information, for example, when you
open an account or deposit money
pay your bills or use your credit or debit card
apply for financing
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your
creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit
sharing for an account I hold
jointly with someone else?
Your choices will apply to everyone on your account.
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
Inspirus Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
Inspirus Credit Union does not share with our nonaffiliates so they can market to
you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
Our joint marketing partners include insurance companies.
Other important information
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Completed 5 March 2021

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