22
EU/21N/2122
Terms and Conditions
Before signing and returning your completed form, you should read the following terms and
conditions and the Privacy Notice on page 21.
Thesetermsandconditions(“terms”)andapplicablelegislationapplytoallofthestudentnanceavailable
to students for the academic year 2021/22.
Loan Contract
1. I confirm I have read and understood these terms and A Guide to Terms and Conditions available at:
a. if I am studying in England: www.gov.uk/studentfinance
b. if I am studying in Wales: www.studentfinancewales.co.uk/terms-and-conditions
c. if I am studying in Northern Ireland: www.studentfinanceni.co.uk/terms-and-conditions
2. I confirm that to the best of my knowledge and belief, the information I have provided is true and
complete. If it is not, I understand that I may not receive student finance, any support I have had may
be withdrawn and I could be prosecuted.
3. I understand that student finance is provided to me by the Lender:
a. if I am studying in England, the “Lender” means the Secretary of State for Education which
includes any persons acting on his/her behalf and any replacement(s) under section 23(4) of the
Teaching and Higher Education Act 1998 as amended or replaced from time to time (the “Act”);
b. if I am studying in Wales, the “Lender” means the Welsh Ministers which includes any persons
acting on their behalf and any replacement(s) under section 23(4) of the Act; or
c. if I am studying in Northern Ireland, the “Lender” means the Department for the Economy which
includes any persons acting on its behalf and any replacement(s) under Article 4(3) of the Education
(Student Support) (Northern Ireland) Order 1998 as amended or replaced from time to time (the
“Order”).
4. I understand:
a. if I am studying in England, these terms, the Act and the regulations made under section 22 of the
Act will apply to any student finance provided to me by the Lender;
b. if I am studying in Wales, these terms, the Act and the regulations made under section 22 of the
Act will apply to any student finance provided to me by the Lender; or
c. if I am studying in Northern Ireland, these terms, the Order and the regulations made under
Article 3 of the Order will apply to any student finance provided to me by the Lender.
5. I understand that “student finance” in these terms means financial support by way of grant(s) and/or
loan(s) made by the Lender under the applicable regulations.
6. I understand that the Student Loans Company Limited (“SLC”), and the Education Authority (“EA”) in
Northern Ireland, carry out certain functions on behalf of the Lender.
My Obligations
7. I understand that if I have:
(i) reached the age of 18 years; and
(ii) have entered into agreement(s) for a loan under section 22 of the Act (or under the Order in
Northern Ireland) before I reached the age of 18 years,
I am agreeing to “ratify” any and all such student loans by signing these terms. This means that I
confirm I entered into agreement(s) with the Lender and agree to the terms of any such previous
agreement(s). If I have reached the age of 18 and refuse to “ratify” any previous agreement(s), I
understand that I will not be eligible to get any further student finance under the regulations.
8. I agree to give SLC (and EA if I am studying in Northern Ireland) any information they need in support of
this application for student finance and to seek repayment.
9. I agree to tell SLC (and EA if I am studying in Northern Ireland) immediately if my circumstances
change in any way that might affect my entitlement to student finance. I understand that if I do not do
this I may not get any further payments and I may have to repay the student finance I have already
received. I agree that from the date I submit my student finance application until my loan(s), together
with all and any interest, penalties and charges which apply, is fully repaid I must tell SLC (and EA if
I am studying in Northern Ireland) about any changes in my personal details (including my National
Insurance number) and contact details I have provided.