ENERGY-EFFICIENT ADVANTAGE PROGRAM | REFUND APPLICATION
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The Canada Guaranty Energy-Efficient Advantage Program rewards borrowers who purchase or renovate a home with
energy-efficient upgrades. Through the Energy-Efficient Advantage program, qualified homebuyers may now be eligible to
receive a partial premium refund of up to 25%.
To qualify for the partial premium refund, all minimum energy-efficient requirements must be met, as determined by
the mortgage insurance application date and level of energy-efficiency achieved. Program details are outlined in the
Energy-Efficient Advantage product sheet.
APPLYING FOR YOUR REFUND
All of the following eligibility requirements must be met to qualify for a premium refund:
MORTGAGE INSURANCE INFORMATION
The Canada Guaranty Energy-Efficient Advantage partial premium refund is only eligible for borrowers with financing
currently insured by Canada Guaranty.
Canada Guaranty Reference Number (required):
If your Canada Guaranty reference number is not known, please contact your mortgage lending institution to obtain this information.
SUBJECT PROPERTY ADDRESS
Street Address
City
Province
Postal Code
APPLICANT(S) INFORMATION AND DECLARATION
All borrowers listed on the mortgage loan application must be included on this application form. By signing below, each
applicant hereby consents to process the partial premium refund and certifies that all information and documentation
provided is true and complete.
Full Name
Signature
Date
Full Name
Signature
Date
Full Name
Signature
Date
Full Name
Signature
Date
Mortgage insurance premiums and applicable fees must have been received by Canada Guaranty prior to receiving
the Energy-Efficient Advantage premium refund.
All partial premium refund requests must be submitted within 24 months of the mortgage advance.
All supporting energy-efficient documentation cannot be more than five years old.
The home must meet all minimum energy-efficient program requirements and applicable documentation must
be submitted with this completed form, as outlined in the Energy-Efficient Advantage product sheet.
ENERGY-EFFICIENT ADVANTAGE PROGRAM | REFUND APPLICATION
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PRIMARY APPLICANT CONTACT INFORMATION
In the event that Canada Guaranty must contact an applicant regarding the Canada Guaranty Energy-Efficient
Advantage refund process, please provide the name, telephone number(s) and e-mail address of the primary
borrower.
Borrower’s Daytime Telephone #:
Evening #:
SUBMITTING YOUR APPLICATION
Once all of the required criteria are met, Canada Guaranty will refund the homeowner the approved percentage of the
standard mortgage insurance premium, plus all applicable extended amortization premium surcharges for loans exceeding
25 years amortization (including applicable provincial sales tax).
Refunds are processed and mailed directly to the homeowner within 30 business days after receiving the partial premium
refund application.
QUESTIONS AND INQUIRIES
For questions concerning the Energy-Efficient Advantage Program, please contact the Canada Guaranty National
Underwriting Centre at 1.877.244.8422.
APPLICATION PROCESS
Please mail, e-mail or fax this
completed refund application
form, along with all required
documentation, to the following
address/fax number:
Mailing Address Toll-Free Fax # E-mail Address
Canada Guaranty
1 Toronto Street, Suite 400
Toronto, ON M5C 2V6
1.855.318.8946 premiumaccounting@canadaguaranty.ca
Attention/Subject Line:
Finance Department – Energy-Efficient Advantage Program