NOTIFICATION FOR THE PROPOSED INSURED— Please read carefully and detach for your records.
Insurance Fraud Warning- Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents
false information in an application for insurance may be guilty of a crime and subject to fines and confinement in prison.
Notice of Insurance Information Practices - In the course of properly underwriting and administering your insurance coverage, we will rely heavily
on information provided by you. We may also seek information from others, such as medical professionals who have treated you. In some cases, we
may ask a consumer reporting agency to collect information and submit an investigative consumer report to us. You have the right to request to be
interviewed in connection with the preparation of that report. You may receive a copy of the report upon request.
You have the right to be told about, and to see and copy if you wish, items of personal information about you which appear in our files, including
information contained in investigative consumer reports. You also have the right to seek correction of information you believe to be inaccurate.
THE ABOVE IS A GENERAL DESCRIPTION OF OUR INFORMATION PRACTICES. IF YOU WOULD LIKE TO RECEIVE A MORE DETAILED
EXPLANATION OF THOSE PRACTICES, PLEASE SEND YOUR REQUEST TO THE CHIEF UNDERWRITER, P.O. Box 1650, Little Rock, AR
72203
USAble Life
Little Rock, Arkansas
P. O. Box 1650
Little Rock, AR 72203
Instructions: 1. For $5,000 Basic Life/AD&D ONLY – complete rows 1, 2, 3, 4, 5, 7, 8, 9 and sign as well as date the
form.
2. For $5,000 Basic Life/AD&D AND/OR
Supplemental Life/AD&D, Dependent Life – complete all areas.
3. Return Completed Form to Your School District Payroll Office.
New Applicant Benefit Change Name Change Beneficiary Change
APPLICANT INFORMATION
1. Employer (Agency /School District Name)
Group Number
AS004404-________
Product(s) Basic Life/AD&D
Supplemental Life/AD&D
Dependent Life
2. Employee Social Security #
Employee Last Name First Name Middle Initial Date of Birth
Mo Date Year
3. Home Address Street City State Zip
Birth State or Country
4. Sex Male
Female
Height
(ft.-in.)
Weight
(lbs)
Marital
Status
Date of Hire (Include Month/Day/Year)
Occupation
5. Home Phone #
Work Phone # Annual Salary
6. Spouse & Children Information – Complete if Applying for Dependent’s Coverage
Person Proposed for insurance
Show first, middle, last name
Social Security # Occupation
Date of Birth & Place
Height Weight
Marital
Status
Sex
Mo. Day Yr.
State or
Country
(spouse)
(child)
(child)
(child)
BASIC/SUPPLEMENTAL/DEPENDENT LIFE
Supplemental Employee Life and AD&D
Are you currently enrolled in one of the Arkansas Public School
Employees qualified health plans?
Yes No
Classification By Insurance Check
Basic Annual Earnings
Amount One
$10,000 or less $20,000
$10,001 - $15,000 $30,000
$15,001 - $20,000 $40,000
$20,001 - $25,000 $50,000
$25,001 - $30,000 $60,000
$30,001 and above $70,000
Dependent Life
Yes No
Spouse:
$2,500
Your spouse/child will not be
covered for Dep. Life if also
covered as an employee of the
AR Public School Group.
Child(ren):
$2,500 - 3 years of age and over
$1,000 - 14 days of age to 3
years of age
Monthly Premium
$5,000 Basic
Employee Life $
Supplemental
Employee Life $
Dependent Life $
Total
Monthly Premium $
In signing below, I (a) represent that the statements and answers given on all pages of this application, are true, complete and correctly recorded to the best of
my knowledge and belief; (b) authorize any physician, medical practitioner, hospital, clinic, or other medically related facility, insurance or reinsurance
company, or Medical Information Bureau, Inc., having information on me or any member of my family (only those who have applied for coverage on this
application) regarding our mental and physical health, other insurance coverage, hazardous activities, character, general reputation, finances, and vocation to
give to USAble Life, its reinsurers, or its legal representative any and all such information to use for underwriting insurance; (c) authorize all said sources,
except MIB, to give such records or knowledge to any agency employed by the company to collect and transmit such information in order to facilitate its rapid
submission; (d) agree that this authorization shall be valid for two (2) years from the application date; (e) agree that a photocopy of this authorization shall be
as valid as the original and I understand that a copy is available to me or my representative upon request; (f) acknowledge receipt of written notification
describing the use of the Medical Information Bureau as required by the Fair Credit Reporting Act; and (g) acknowledge receipt of the Insurance Fraud
Warning. I have read and understand the above statements and agreements. In applying for insurance, I authorize my employer to make the necessary
payroll deductions to pay for my insurance. I understand failure to disclose a proposed insured person’s true health condition may void this policy.
Insurance Fraud Warning - Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false
information in an application for insurance may be guilty of a crime and subject to fines and confinement in prison.
DATE OF
APPLICATION
MONTH/DAY/YEAR EMPLOYEE SIGNATURE
SIGNATURE OF EMPLOYER/WITNESS
PRINTED NAME OF EMPLOYER/WITNESS
APSG-APP (8-11)
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Please Print Using Dark Ink
ARKANSAS PUBLIC SCHOOL
EMPLOYEES GROUP
Application, Chan
g
e Form & Beneficiar
y
Chan
g
e Form
For Office Use Only
Class
Dep SIC
Eff. Date
Group #
MEDICAL INFORMATION BUREAU DISCLOSURE NOTICE
Information regarding your insurability will be treated as confidential. USAble Life or its reinsurers may, however, make a brief report thereon to the
MIB, Inc., formerly known as Medical Information Bureau, a not-for-profit membership organization of life insurance companies, which operates an
information exchange on behalf of its members. If you apply to another MIB member company for life or health insurance coverage, or a claim for
benefits is submitted to such a company, MIB, upon request, will supply such company with the information about you in its file.
Upon receipt of a request from you, the MIB will arrange disclosure of any information it may have in your file. Please contact MIB at
(866) 692-6901 (TTY (866) 346-3642). If you question the accuracy of information in MIB’s file, you may contact MIB and seek a correction in
accordance with the procedures set forth in the Federal Fair Credit Reporting Act. The address of MIB’s information office is:
50 Braintree Hill, Braintree, Massachusetts 02184-8734. USAble Life or its reinsurers may also release information in its file to other life insurance
companies to whom you may apply for life or health insurance, or to whom a claim for benefits may be submitted. Information for consumers
about MIB may be obtained on its website at www.mib.com.
FEDERAL FAIR CREDIT REPORTING ACT NOTICE
In connection with your application for insurance, an investigative consumer report may be prepared whereby information is obtained through
personal interviews with your family, friends, neighbors, business associates, financial sources, or others with whom you are acquainted. This
inquiry includes information as to your character and general reputation. If an investigative consumer report is prepared in connection with your
application, you may receive a copy of that report upon written request to the Company.
7. Employee Name (Last, First, M.I.)
Social Security #
Employer
Group #
AS004404-____
BASIC AND SUPPLEMENTAL LIFE/AD&D BENEFICIARY DESIGNATION
I hereby designate the following (beneficiaries) under this Plan and revoke any existing beneficiary designation I may have
made for basic and/or supplemental life/AD&D insurance benefits. I understand that this change must be on a form acceptable
to USAble Life and received at our Home Office. I further acknowledge that any designation or change will be effective the
date made, subject to any payment USAble Life may have made before it is received.
8. Last Name First Name MI SSN Birthdate Relationship Percentage
Total
=
(Total must equal 100%)
9. Last Name First Name MI SSN Birthdate Relationship Percentage
Total
=
(Total must equal 100%)
Complete this section only if applying for Supplemental Life or Dependent Life more than 31 days after your hire date.
Complete the information below on yourself (if applying for Supplemental Life)
and on your dependents (if applying for Dependent Life).
1. Have you, your spouse or children been hospitalized for any reason during the past five (5) years? No Yes
If yes, give date, reason hospitalized and name of person hospitalized:
2
. Have you, your spouse or children consulted a physician in the past one (1) year? No Yes
If yes, give name of person seen by doctor, reason seen, and name(s) of doctors seen:
3. Have you, your spouse, or children ever been diagnosed by or received treatment from a member of the medical profession for:
No Yes No Yes
1) Cancer or any cancer related disease? ............................. 6) Lung, Liver or Blood Disorder? ..............................
2) Disease of the heart or blood vessels, or had a stroke? ...
7) Emotional, Nervous System or Mental
3) Kidney disease or diabetes?..............................................
Health Problems? ..................................................
4) AIDS or AIDS Related Complex, Immune Deficiency 8) Hypertension (high blood pressure)?
Disorder, or tested positive for antibodies to HIV? ............
(Give last two blood pressure readings, dates,
5) Alcohol or Drug Abuse? .....................................................
medication taken, and medication dosage
below)? ...................................................................
GIVE DETAILS TO ANY “YES” ANSWERS TO QUESTION 3 above, including name of person, diagnosis, and dates of treatment:
4. Do you, your spouse or children have any impairments, diseases or illnesses not covered in questions 1, 2, or 3?
No Yes
If yes, give details, including name of person, diagnosis, and dates of treatment:
5. Are you, your spouse or children currently taking medication(s)?
No Yes If yes, give name of person, medication(s) and dosage:
6. Name, address, and phone number of personal physician(s):
PRIMARY BENEFICIARY(IES) [Will receive proceeds if living at death of Employee.]:
CONTINGENT BENEFICIARY(IES) [Will receive proceeds if Primary Beneficiary(ies) are not living.]:
APSG-APP (8-11)
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