Fraud Warning Statements
Alabama: Any person who knowingly presents a false or fraudulent claim
for payment of a loss or benefit or who knowingly presents false information
in an application for insurance is guilty of a crime and may be subject to
restitution fines or confinement in prison, or any combination thereof.
Alaska: A person who knowingly and with intent to injure, defraud, or
deceive an insurance company files a claim containing false, incomplete, or
misleading information may be prosecuted under state law.
Arizona: For your protection Arizona law requires the following
statement to appear on this form. Any person who knowingly
presents a false or fraudulent claim for payment of a loss is subject
to criminal and civil penalties.
Arkansas: Any person who knowingly presents a false or fraudulent claim
for payment of a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to fines and
confinement in prison.
California: For your protection California law requires the following to appear
on this form: Any person who knowingly presents false or fraudulent claim
for the payment of a loss is guilty of a crime and may be subject to fines and
confinement in state prison.
Colorado: It is unlawful to knowingly provide false, incomplete, or misleading
facts or information to an insurance company for the purpose of defrauding
or attempting to defraud the company. Penalties may include imprisonment,
fines, denial of insurance and civil damages. Any insurance company or
agent of an insurance company who knowingly provides false, incomplete,
or misleading facts or information to a policyholder or claimant for the
purpose of defrauding or attempting to defraud the policyholder or claimant
with regard to a settlement or award payable from insurance proceeds shall
be reported to the Colorado division of insurance within the department of
regulatory agencies.
Delaware: Any person who knowingly, and with intent to injure, defraud
or deceive any insurer, files a statement of claim containing any false,
incomplete or misleading information is guilty of a felony.
District of Columbia: WARNING: It is a crime to provide false or misleading
information to an insurer for the purpose of defrauding the insurer or any
other person. Penalties include imprisonment and/or fines. In addition, an
insurer may deny insurance benefits if false information materially related to
a claim was provided by the applicant.
Florida: Any person who knowingly, and with intent to injure, defraud or
deceive any insurer files a statement of claim or an application containing
any false, incomplete, or misleading information is guilty of a felony of the
third degree.
Georgia: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against insurer, submits an application or files a claim
containing a false or deceptive statement may have violated state law.
Idaho: Any person who knowingly, and with intent to defraud or deceive
any insurance company, files a statement or claim containing any false,
incomplete, or misleading information is guilty of a felony.
Indiana: A person who knowingly, and with intent to defraud an insurer
files a statement of claim containing any false, incomplete, or misleading
information commits a felony.
Kentucky: Any person who knowingly and with intent to defraud any
insurance company or other person files a statement of claim containing
any materially false information or conceals, for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent
insurance act, which is a crime.
Louisiana: Any person who knowingly presents a false or fraudulent claim
for payment of a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to fines and
confinement in prison.
Maine: It is a crime to knowingly provide false, incomplete or misleading
information to an insurance company for the purpose of defrauding the
company. Penalties may include imprisonment, fines, or a denial of insurance
benefits.
Maryland: Any person who knowingly or willfully presents a false or fraudulent
claim for payment of a loss or benefit or who knowingly or willfully presents
false information in an application for insurance is guilty of a crime and may be
subject to fines and confinement in prison.
Minnesota: A person who files a claim with intent to defraud or helps
commit a fraud against an insurer is guilty of a crime.
Nebraska: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against insurer, submits an application or files a claim
containing a false or deceptive statement may have violated state law.
New Hampshire: Any person who with a purpose to injure, defraud, or
deceive any insurance company, files a statement of claim containing any
false, incomplete, or misleading information is subject to prosecution and
punishment for insurance fraud, as provided by RSA 638.20
New Jersey: Any person who knowingly files a statement of claim containing
any false or misleading information is subject to criminal and civil penalties.
New Mexico: Any person who knowingly presents a false or fraudulent claim
for payment of a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to civil fines
and criminal penalties.
New York: Any person who knowingly and with intent to defraud any
insurance company or other person files an application for insurance or
statement of claim containing any materially false information, or conceals
for the purpose of misleading, information concerning any fact material
thereto, commits a fraudulent insurance act, which is a crime, and shall
also be subject to a civil penalty not to exceed five thousand dollars and the
stated value of the claim for each such violation.
Ohio: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma: WARNING: Any person who knowingly, and with intent to injure,
defraud or deceive any insurer, makes any claim for the proceeds of an
insurance policy containing any false, incomplete or misleading information is
guilty of a felony.
Oregon: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against insurer, submits an application or files a claim
containing a false or deceptive statement may have violated state law.
Pennsylvania: Any person who knowingly and with intent to defraud any
insurance company or other person files an application for insurance or
statement of claim containing any materially false information or conceals for
the purpose of misleading, information concerning any fact material thereto
commits a fraudulent insurance act, which is a crime and subjects such
person to criminal and civil penalties.
Rhode Island: Any person who knowingly presents a false or fraudulent
claim for payment of a loss or benefit or knowingly presents false information
in an application for insurance is guilty of a crime and may be subject to
fines and confinement in prison.
Tennessee: It is a crime to knowingly provide false, incomplete or misleading
information to an insurance company for the purpose of defrauding the company.
Penalties include imprisonment, nes and denial of insurance bene ts.
Texas: Any person who knowingly presents a false or fraudulent claim for
the payment of a loss is guilty of a crime and may be subject to fines and
confinement in state prison.
Vermont: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against insurer, submits an application or files a claim
containing a false or deceptive statement may have violated state law.
Virginia: Any person who, with intent to defraud or knowing that he is
facilitating a fraud against insurer, submits an application or files a claim
containing a false or deceptive statement may have violated state law.
Washington: It is a crime to knowingly provide false, incomplete, or
misleading information to an insurance company for the purpose of
defrauding the company. Penalties include imprisonment, fines, and denial of
insurance benefits.
If you live in a state other than mentioned above, the following
statement applies to you: Any person who knowingly, and with intent
to injure, defraud or deceive any insurer or insurance company, files a
statement of claim containing any materially false, incomplete, or misleading
information or conceals any fact material thereto, may be guilty of a
fraudulent act, may be prosecuted under state law and may be subject to
civil and criminal penalties. In addition, any insurer or insurance company
may deny benefits if false information materially related to a claim is provided
by the claimant.
FA 32 Rev. 2-15 02-26-15