DWELLING APPLICATION FORM
THE ANSWERS TO THESE QUESTIONS FORM PART OF AN APPLICATION FOR INSURANCE ONLY. NOTHING IN THIS
APPLICATION SHALL BE DEEMED AN AGREEMENT TO PROVIDE INSURANCE AND UNDERWRITERS MAY DECLINE TO
OFFER COVERAGE OR OFFER COVERAGE ON TERMS THAT DIFFER FROM THE COVERAGE SOUGHT BY THE APPLICANT.
ELIGIBILITY QUESTIONS
1. In which state is the property to be insured:
2. Please select Type of Occupancy: Owner OnlyTenant OnlyOwner and Tenant(s) Seasonal and/or Secondary Short Term and/or Vacation Rental
3. Please confirm all rentals are for minimum two nights with a security deposit and written rental agreement in place and signed by
all owners and tenants? (Applicable for Short Term and/or Vacation Rental quotes only) Yes No
4. Please select Type of Dwelling: One Family Two Family Three Family Four Family Five Or More
5. Has the applicant had any application of property insurance refused, cancelled or non-renewed in the
past 3 (three) years? (other than vacancy) Yes No
If the answer above is Yes, were they for any of the following reasons only:
- Insurer no longer writing class of business?
- Insurer no longer writing class of business in territory? Yes No
- Risk no longer qualifying for an Admitted Carrier program?
- Loss History?
6. Has the applicant ever been involved in any bankruptcy proceedings and/or convicted of arson or
insurance fraud? Yes No
7. Has the applicant had more than three claims OR any one claim exceeding $25,000 in total in the past five years?
8. Has the applicant had more than two water damage claims in the past five years? Yes No
9. Does the property have any galvanized plumbing pipes? Yes No
10. Is the property to be insured subject to mortgage foreclosure proceedings or tax liens?
11. Is there any existing damage to building(s) to be insured?
12. Is the property to be insured subject to more than two mortgages or other encumbrances?
13. Is the property to be insured subject to a mortgage provided by an individual or entity other than a financial institution?
14. Is the property attached to, occupied as, or converted from a commercial building? Yes No
15. Is the property to be insured a Rooming House, Boarding House or used for Student
Housing?
16. Is the property located in a landslide, or brush fire area (with less than 200 feet brush clearance)?
17. Does the property have any knob & tube aluminium wiring or is on fuses?
18. Does any wiring at the property have less than 100amp circuit breakers?
19. Are kerosene, paraffin, or portable space heaters used?
19. Is the property situated on more than 25 acres?
20. Is the property an earth home, dome home, open pier or stilt home? Yes No
21. Is the property a mobile home, manufactured home, farm, hobby farm or any non-conventional dwelling? Yes No