CHECKLIST AND INSTRUCTIONS FOR
CREDIT ACCESS BUSINESS REGISTRATION
Please be sure to completely read all instructions before preparing your registration application.
Texas State Statute Chapter 393 requires credit access businesses, payday lenders and auto title
lenders, to obtain a state issued license before conducting business in the state. The City of Bedford
Ordinance No. 2016-3183 provides for the oversight of payday and auto title lending transactions in
the City of Bedford. The ordinance requires that each lender location licensed under Chapter 393,
register as well with the City of Bedford. The annual registration fee for each credit access business
location is $25 and is nonrefundable. The registration fee must be submitted at the time of
application. Any credit access business not in compliance with the City of Bedford Ordinance No.
2016-3183 may be subject to criminal penalties up to $500 per occurrence. A certificate of
registration for a credit access business is not transferable. Please allow 30 days for processing
once a complete application is received.
To apply for an initial permit:
Complete a Credit Access Business Registration application form for each credit access business
is operating within the City of Bedford. The $25 registration must be submitted with
All information in the application form is required. Incomplete applications cannot be
Payments can be submitted in person or by mail to the address below. Forms of payment
accepted are cash, check, Visa or Mastercard only.
To submit a complete credit access business registration application, the information listed
below must be enclosed with the application:
Copy of Texas state li
cense issued under Chapter 393 of Texas Finance Code.
Copy of Certificate of
Occupancy issued by the City of Bedford.
Submit completed registration application and registration fee to:
City of Bedford
Permits & Inspections Dept.
2000 Forest Ridge Dr. - Building B
Bedford, TX 76021
To renew (annually) an ex
Complete a Credit Access Business Registration Form. As per City ordinance 2016-3183, a credit
access business cannot operate or conduct business without a certificate of registration issued by the
City of Bedford. Registration is required for each location operating or conducting business. The credit
access business must submit an annual application to renew the registration and pay a nonrefundable
$25 fee. All registration renewals and payments are to be mailed to the City of Bedford at the address