CONSENT TO ELECTRONIC TRANSACTIONS, PAYMENTS AND SIGNATURE
1. Consent to Electronic Transactions
By signing and dating this form, you acknowledge, agree and consent to the use by Combined Life Insurance Company of
New York (“Combined”) of electronic transactions, electronic signatures, and to the receipt of the electronic version of certain
documents and records, including but not limited to policy delivery, acknowledgements, notices (including, without limitation,
privacy notices), forms, invoices, explanation of benets, proof of loss, claims documentation, releases, authorizations to obtain
medical records, afdavits, and disclosures, to the extent permitted by law. Electronic documents will be delivered online to
your Combined Self-Service Account. You will be notied via email when delivered. This consent unless withdrawn applies to all
transactions between you and Combined.
You specically acknowledge as part of your consent that certain documents delivered electronically will contain condential
information and information regarding your personal nancial matters (“Personal Financial Information”) and other personally
identiable information; and consent to the delivery of such condential information, Personal Financial Information and
personally identiable information by electronic means. The consent that you grant shall remain in effect until withdrawn by you.
You specically acknowledge as part of your consent that we will replace paper delivery of any particular document with
electronic delivery at our sole discretion as electronic delivery of particular documents becomes available and are consenting
to delivery of documents to you in the following manner: We may send you email transmitting such documents, whether as text
in, attachments to, and/or hyperlinks from such emails. Such emails will be sent to the current email address we have on le for
you. You are responsible for providing us with a valid email address to which you have regular access and you are responsible
for immediately notifying us of any change of email address. Any change to your email address can be completed through our
Self-Service portal at https://my.combinedinsurance.com or by calling the Customer Service Department.
You have the right to receive communications from Combined in paper form. You may withdraw this consent at any time. To
withdraw your consent, you may call our Customer Service Department at 1-888-441-7936, Monday through Friday between 7:30
am and 6:00 pm CST or go to www.combinedinsurance.com/us-en/contact-us to ll out and submit a General Inquiries form.
Your withdrawal will not affect or change in any way the legal effectiveness, validity or enforceability of any documents that were
delivered to you electronically before your withdrawal became effective.
To request a paper copy of any document that was originally provided to you electronically, at no charge, please call our
Customer Service Department.
2. Consent to Electronic Payment
If you submit a payable claim, Combined may offer you the option to receive your benet payment electronically via bank
transfer into a checking account, transfer into a PayPal account, or transfer to a debit card (as available). Combined will not
impose any fees on you for choosing to accept your payment electronically, but your nancial institution may impose a fee or
charge. By signing and dating this form, you are accepting this offer and consenting to accept benet payments electronically.
Consenting to accept payment electronically is voluntary. Your payments received through electronic transfer may be subject to
attachment or garnishment if your account is subject to the same.
If any portion of your claim is payable, you will receive an email with a link to setup an account and provide the routing and
account number for the bank or other account where you wish the funds be deposited. If you do not set up an account and
provide the account information within three (3) calendar days, we will automatically issue the payment via a check mailed to
the address on le.
Unclaimed funds are subject to the applicable laws concerning unclaimed property.
By signing and dating this form, you attest that you are the Principal Insured under the coverage for which your claim was
submitted.
3. Consent to Electronic Signature
You also agree that your electronic signature is the legal equivalent of your manual signature on the above listed documents.
You further agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act/action, or to
otherwise agree, acknowledge, consent, opt-in, or certify to any of the above documents constitutes your signature, acceptance
and agreement as if manually signed by you in writing. You agree that no certication authority or other third-party verication is
necessary to validate such signature, and that the lack of such certication or third party verication will not in any way affect the
enforceability of such signature or any such document. You represent that you will be bound by the terms of this consent. This
consent for electronic delivery and signature is effective until withdrawn by you. Doing business electronically will not affect the
validity, legal effect or enforceability of any of your transactions with Combined.
WNCDE-1 (0420) e-Pay
Combined Life Insurance Company of New York
Worksite Solutions Division
Claim Department • P.O. Box 6700 • Scranton, PA 18505-0700
Telephone 1-888-441-7936 • Fax 312-351-6930